NASDAQ$BUSE

First Busey Corporation · Q2 2023 earnings

Q2 2023 earnings · · Investor relations

Briefing

First Busey reported net income of $29.4 million and diluted EPS of $0.52 for the second quarter of 2023.

First Busey Corporation reported a net income of $29.4 million for the second quarter of 2023, with a diluted EPS of $0.52. Total deposits increased by $261.6 million quarter-over-quarter, reaching $10.06 billion. Non-performing assets remained low at 0.13% of total assets.

  • Net income for the second quarter of 2023 was $29.4 million, or $0.52 per diluted common share.
  • Total deposits increased $261.6 million, or 2.7%, quarter-over-quarter, to $10.06 billion.
  • Short-term borrowings decreased to $212.0 million, compared to $615.9 million at the end of the first quarter of 2023.
  • Non-performing assets of 0.13% of total assets, and allowance for credit losses of 580.80% of nonperforming loans.

Headline financials

Total Revenue

$107M

Previous: $107M-0.2%
EPS (adj)

$0.52

Previous: $0.54-3.7%
Efficiency Ratio

60.9%

Previous: 60.6%+0.5%
Capital Expenditures

-$4.52M

Previous: -$2.67M-69.3%
Free Cash Flow

$24.8M

Previous: $27.2M-8.5%
Net Income

$29.4M

Previous: $29.8M-1.5%
Operating Income

$51.4M

Previous: $82.6M-37.7%
Gross Profit

$105M

Previous: $103M+1.4%
Cash & Equivalents

$233M

Previous: $231M+0.8%
Total Assets

$12.2B

Previous: $12.4B-1.2%
Stock-Based Comp

$2.66M

Previous: $2.34M+13.7%

Revenue & EPS history

First Busey · Revenue · Quarterly

$107M

Q2 2023-0.2%vs Q2 2022
Beat estimate in 9 of 15 quarters(60%)
ActualEstimate

Revenue by segment

First Busey · $4.93M total across 1 segment · Q2 2023

  • Wealth Mgmt Fees
    $4.93M-3.1%

Forward guidance

First Busey expects to continue prudently managing expenses as they enter the second half of 2023. They intend to remain conservative in their underwriting and granting of credit, which is likely to slow loan growth for the remainder of the year.

Tailwinds

  • Balance sheet strength
  • Profitability
  • Growth
  • Strong capital position
  • Attractive core funding base

Headwinds

  • Evolving economic outlook
  • Focus on balance sheet strength, profitability, and growth, in that order
  • Economic outlook has deteriorated over the last twelve months
  • Loan growth for the remainder of the year is likely to slow compared to previous expectations
  • Rising costs associated with increased borrowings

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2023

Historical avgQ2 2023

-0.7%

Avg return

Earnings day

-0.6%

Avg return

5 days after

+1.8%

Avg return

30 days after

37%

24 / 65 earnings

Positive

+10.7%

Q1 2020

Best reaction

-8.3%

Q2 2010

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.5%-1.1%+3.2%
Q4 2025-2.5%+1.6%+1.2%
Q3 2025-3.1%-2.3%+1.3%
Q1 2025+3.3%+1.7%+5.0%
Q4 2024+1.9%+1.3%+2.3%
Q3 2024-0.4%-2.4%+8.4%
Q2 2024+0.0%+3.8%-5.2%
Q1 2024+1.0%-0.4%-0.3%
Q4 2023+0.5%+1.0%-4.5%
Q3 2023-2.9%+0.6%+11.4%
Q2 2023-0.7%-2.3%-7.5%
Q1 2023-4.4%-3.7%+1.3%
Q4 2022-6.0%-5.2%+1.9%
Q3 2022+3.0%+6.9%+8.5%
Q2 2022-1.5%-0.7%-3.9%
Q1 2022-4.5%-5.4%-3.0%
Q4 2021-1.2%-2.5%-4.3%
Q3 2021-5.5%-3.2%+7.1%
Q2 2021+1.8%+2.6%+2.1%
Q1 2021-1.3%-1.1%+5.3%
Q4 2020-7.4%-9.6%+2.8%
Q3 2020-5.3%-2.8%+15.1%
Q2 2020+5.4%+1.0%+6.5%
Q1 2020+10.7%+2.3%+6.4%
Q4 2019-2.6%-4.4%-14.8%
Q3 2019+2.8%+2.5%+4.4%
Q2 2019+3.1%+4.5%-4.3%
Q1 2019+3.3%+4.1%+1.1%
Q4 2018-1.8%-2.1%+4.2%
Q3 2018-4.6%-1.9%-0.1%
Q2 2018-2.6%-2.7%-1.4%
Q1 2018+0.0%-1.4%+4.2%
Q4 2017-0.5%+0.1%-4.4%
Q3 2017-0.6%+0.1%-3.2%
Q2 2017+2.2%+1.7%+0.1%
Q1 2017+4.3%-1.2%-4.9%
Q4 2016-1.4%-4.7%+2.1%
Q3 2016+0.9%+0.3%+21.9%
Q2 2016-0.4%-0.3%+4.3%
Q1 2016-0.0%
Q4 2015-2.6%
Q3 2015+4.8%
Q2 2015+0.8%
Q1 2015-1.5%
Q4 2014-4.3%
Q3 2014+0.0%
Q2 2014-0.4%
Q1 2014-1.1%
Q4 2013-2.7%
Q3 2013+1.3%
Q2 2013+1.6%
Q1 2013-2.6%
Q4 2012-2.9%
Q3 2012-1.0%
Q2 2012-0.6%
Q1 2011+0.9%
Q1 2012+3.4%
Q4 2009+2.2%
Q4 2010+2.2%
Q4 2011+2.2%
Q3 2011-3.3%
Q3 2010-3.3%
Q2 2011-8.3%
Q2 2010-8.3%
Q1 2010-6.8%

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