NASDAQ$BUSE

First Busey Corporation · Q1 2023 earnings

Q1 2023 earnings · · Investor relations

Briefing

First Busey reported first quarter net income and diluted EPS.

First Busey Corporation reported a net income of $36.8 million for the first quarter of 2023, with diluted earnings per share of $0.65. Core loan growth was $58.2 million, representing a 3.10% annualized growth rate. The tangible common equity ratio increased to 7.05%, and the adjusted core efficiency ratio improved to 55.6%.

  • Diluted earnings per share of $0.65, a 27.5% increase compared with the first quarter of 2022
  • Core loan growth of $58.2 million, representing a 3.10% annualized growth rate
  • Non-performing assets of 0.13% of total assets
  • Adjusted core efficiency ratio of 55.6%, improved from 59.9% in the first quarter of 2022

Headline financials

Total Revenue

$118M

Previous: $106M+11.2%
EPS (adj)

$0.65

Previous: $0.52+25.0%
Net Interest Margin

3.1%

Previous: 2.5%+27.8%
ROAA

1.2%

Previous: 0.9%+34.1%
ROATCE

18.5%

Previous: 12.7%+45.3%
Efficiency Ratio

56.9%

No prior period
Capital Expenditures

-$2.38M

Previous: -$734K-224.3%
Free Cash Flow

$34.4M

Previous: $27.7M+24.2%
Net Income

$36.8M

Previous: $28.4M+29.4%
Operating Income

$77.6M

Previous: $87.6M-11.4%
Gross Profit

$116M

Previous: $105M+10.8%
Cash & Equivalents

$276M

Previous: $479M-42.5%
Total Assets

$12.3B

Previous: $12.6B-1.8%
Stock-Based Comp

$1.67M

Previous: $1.91M-12.6%

Revenue & EPS history

First Busey · Revenue · Quarterly

$118M

Q1 2023+11.2%vs Q1 2022
Beat estimate in 9 of 15 quarters(60%)
ActualEstimate

Revenue by segment

First Busey · $4.86M total across 1 segment · Q1 2023

  • Wealth Mgmt Fees
    $4.86M-16.8%

Forward guidance

The Company anticipates loan growth is likely to slow compared to results of the last twelve months and previous expectations.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2023

Historical avgQ1 2023

-0.7%

Avg return

Earnings day

-0.6%

Avg return

5 days after

+1.8%

Avg return

30 days after

37%

24 / 65 earnings

Positive

+10.7%

Q1 2020

Best reaction

-8.3%

Q2 2010

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.5%-1.1%+3.2%
Q4 2025-2.5%+1.6%+1.2%
Q3 2025-3.1%-2.3%+1.3%
Q1 2025+3.3%+1.7%+5.0%
Q4 2024+1.9%+1.3%+2.3%
Q3 2024-0.4%-2.4%+8.4%
Q2 2024+0.0%+3.8%-5.2%
Q1 2024+1.0%-0.4%-0.3%
Q4 2023+0.5%+1.0%-4.5%
Q3 2023-2.9%+0.6%+11.4%
Q2 2023-0.7%-2.3%-7.5%
Q1 2023-4.4%-3.7%+1.3%
Q4 2022-6.0%-5.2%+1.9%
Q3 2022+3.0%+6.9%+8.5%
Q2 2022-1.5%-0.7%-3.9%
Q1 2022-4.5%-5.4%-3.0%
Q4 2021-1.2%-2.5%-4.3%
Q3 2021-5.5%-3.2%+7.1%
Q2 2021+1.8%+2.6%+2.1%
Q1 2021-1.3%-1.1%+5.3%
Q4 2020-7.4%-9.6%+2.8%
Q3 2020-5.3%-2.8%+15.1%
Q2 2020+5.4%+1.0%+6.5%
Q1 2020+10.7%+2.3%+6.4%
Q4 2019-2.6%-4.4%-14.8%
Q3 2019+2.8%+2.5%+4.4%
Q2 2019+3.1%+4.5%-4.3%
Q1 2019+3.3%+4.1%+1.1%
Q4 2018-1.8%-2.1%+4.2%
Q3 2018-4.6%-1.9%-0.1%
Q2 2018-2.6%-2.7%-1.4%
Q1 2018+0.0%-1.4%+4.2%
Q4 2017-0.5%+0.1%-4.4%
Q3 2017-0.6%+0.1%-3.2%
Q2 2017+2.2%+1.7%+0.1%
Q1 2017+4.3%-1.2%-4.9%
Q4 2016-1.4%-4.7%+2.1%
Q3 2016+0.9%+0.3%+21.9%
Q2 2016-0.4%-0.3%+4.3%
Q1 2016-0.0%
Q4 2015-2.6%
Q3 2015+4.8%
Q2 2015+0.8%
Q1 2015-1.5%
Q4 2014-4.3%
Q3 2014+0.0%
Q2 2014-0.4%
Q1 2014-1.1%
Q4 2013-2.7%
Q3 2013+1.3%
Q2 2013+1.6%
Q1 2013-2.6%
Q4 2012-2.9%
Q3 2012-1.0%
Q2 2012-0.6%
Q1 2011+0.9%
Q1 2012+3.4%
Q4 2009+2.2%
Q4 2010+2.2%
Q4 2011+2.2%
Q3 2011-3.3%
Q3 2010-3.3%
Q2 2011-8.3%
Q2 2010-8.3%
Q1 2010-6.8%

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