NASDAQ$ACGL

Arch Capital Group Ltd. · Q1 2020 earnings

Q1 2020 earnings · · Investor relations

Briefing

Arch Capital Group's first quarter results for 2020 were reported.

Arch Capital Group reported a net income of $133.7 million, or $0.32 per share, and an after-tax operating income of $189.8 million, or $0.46 per share. The company's results were impacted by $118.4 million in pre-tax current accident year catastrophic losses, including $86.6 million related to the COVID-19 global pandemic.

  • Net income available to Arch common shareholders was $133.7 million, or $0.32 per share.
  • After-tax operating income available to Arch common shareholders was $189.8 million, or $0.46 per share.
  • Pre-tax current accident year catastrophic losses, net of reinsurance and reinstatement premiums, totaled $118.4 million, including $86.6 million related to COVID-19.
  • The combined ratio excluding catastrophic activity and prior year development was 84.2%.

Headline financials

Total Revenue

$1.53B

Previous: $1.72B-11.0%
EPS (adj)

$0.46

Previous: $0.67-31.3%
Loss ratio

63.9%

No prior period
Combined ratio

91.5%

No prior period
Adj. combined ratio

84.2%

No prior period
Free Cash Flow

$144M

Previous: $449M-67.9%
Net Income

$144M

Previous: $449M-67.9%
Operating Income

-$94.9M

Previous: $567M-116.7%
Gross Profit

$171M

Previous: $806M-78.8%
Cash & Equivalents

$882M

Previous: $633M+39.4%
Total Assets

$38.4B

Previous: $34B+13.1%
Stock-Based Comp

$28.5M

Previous: $25.9M+10.3%

Revenue & EPS history

Arch Capital · Revenue · Quarterly

$1.53B

Q1 2020-11%vs Q1 2019
Beat estimate in 13 of 16 quarters(81%)
ActualEstimate

Revenue by segment

Arch Capital · $1.6B total across 3 segments · Q1 2020

  • Insurance
    $716M+29.3%
  • Reinsurance
    $543M+56.9%
  • Mortgage
    $345M+6.9%

Forward guidance

The Private Securities Litigation Reform Act of 1995 (“PSLRA”) provides a “safe harbor” for forward-looking statements. This release or any other written or oral statements made by or on behalf of the Company may include forward-looking statements, which reflect the Company’s current views with respect to future events and financial performance.

Tailwinds

  • the Company’s ability to successfully implement its business strategy during “soft” as well as “hard” markets
  • acceptance of the Company’s business strategy, security and financial condition by rating agencies and regulators, as well as by brokers and its insureds and reinsureds
  • the integration of any businesses the Company has acquired or may acquire into its existing operations
  • the Company’s ability to maintain or improve its ratings, which may be affected by its ability to raise additional equity or debt financings, by ratings agencies’ existing or new policies and practices, as well as other factors described herein
  • developments in the world’s financial and capital markets and the Company’s access to such markets

Headwinds

  • general economic and market conditions (including inflation, interest rates, unemployment, housing prices, foreign currency exchange rates, prevailing credit terms and the depth and duration of a recession) and conditions specific to the reinsurance and insurance markets (including the length and magnitude of the current “soft” market) in which the Company operates
  • competition, including increased competition, on the basis of pricing, capacity (including alternative sources of capital), coverage terms or other factors
  • the loss of key personnel
  • accuracy of those estimates and judgments utilized in the preparation of the Company’s financial statements, including those related to revenue recognition, insurance and other reserves, reinsurance recoverables, investment valuations, intangible assets, bad debts, income taxes, contingencies and litigation, and any determination to use the deposit method of accounting
  • greater than expected loss ratios on business written by the Company and adverse development on claim and/or claim expense liabilities related to business written by its insurance and reinsurance subsidiaries

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2020

Historical avgQ1 2020

+0.4%

Avg return

Earnings day

+1.6%

Avg return

5 days after

+2.9%

Avg return

30 days after

53%

36 / 68 earnings

Positive

+6.5%

Q3 2023

Best reaction

-7.7%

Q2 2011

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-4.8%-3.5%-8.0%
Q4 2025+1.9%+2.4%-1.9%
Q3 2025-1.4%+0.4%+9.8%
Q1 2025-1.9%+0.2%+2.9%
Q4 2024-2.0%-3.6%-1.1%
Q3 2024-6.0%-9.4%-3.9%
Q2 2024-1.3%+1.7%+16.3%
Q1 2024+2.9%+3.9%+11.7%
Q4 2023+4.0%+2.4%+9.3%
Q3 2023+6.5%+5.1%+1.3%
Q2 2023-2.1%-4.5%-8.3%
Q1 2023+1.8%+4.6%-2.2%
Q4 2022+3.2%+5.6%-2.3%
Q3 2022+5.0%+16.8%+19.3%
Q2 2022-2.1%-1.7%+5.1%
Q1 2022+0.5%-1.4%+2.0%
Q4 2021-1.7%-3.7%-5.1%
Q3 2021-2.6%-1.3%-2.9%
Q2 2021-0.1%+1.8%+8.4%
Q1 2021-1.6%-1.1%-1.2%
Q4 2020+2.2%+2.9%+8.3%
Q3 2020+2.6%+8.4%+12.2%
Q2 2020+3.4%+2.8%+7.2%
Q1 2020+2.7%+12.3%+40.0%
Q4 2019+0.6%+1.9%-34.4%
Q3 2019+3.2%+2.8%+3.8%
Q2 2019+3.5%+1.4%+2.9%
Q1 2019+1.7%+2.6%+2.9%
Q4 2018+5.4%+3.9%+7.3%
Q3 2018+6.0%+4.7%+6.0%
Q2 2018-0.9%-1.3%+0.9%
Q1 2018-1.5%-1.6%-2.1%
Q4 2017+0.6%+3.4%-2.8%
Q3 2017-1.3%-2.1%-6.2%
Q2 2017-4.5%-1.9%-1.7%
Q1 2017+2.0%+1.4%-0.6%
Q4 2016+0.0%+1.1%+2.8%
Q3 2016-1.0%+0.2%+5.5%
Q2 2016+3.7%+4.9%+13.8%
Q1 2016-0.9%
Q4 2015+1.8%
Q3 2015+0.2%
Q2 2015+3.2%
Q1 2015+0.0%
Q4 2014+0.8%
Q3 2014-0.2%
Q2 2014+0.7%
Q1 2014-0.5%
Q4 2013+1.6%
Q3 2013+0.9%
Q2 2013+1.3%
Q1 2013+0.8%
Q4 2012-1.4%
Q3 2012-3.5%
Q2 2012-0.7%
Q1 2012+0.6%
Q4 2011+2.5%
Q3 2011-0.2%
Q2 2011-7.7%
Q1 2010+0.8%
Q1 2011+2.7%
Q4 2008+0.2%
Q4 2010+0.2%
Q3 2009-1.2%
Q3 2010-1.2%
Q2 2010-0.8%
Q2 2009-0.8%
Q4 2009-0.8%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro