NYSE$WFC

Wells Fargo & Co · Q1 2024 earnings

Q1 2024 earnings · · Investor relations

Briefing

Wells Fargo reported solid first quarter results, demonstrating progress in improving and diversifying financial performance.

Wells Fargo reported a net income of $4.6 billion, or $1.20 per diluted share, for the first quarter of 2024. The company saw an increase in noninterest income which offset a decline in net interest income. They also repurchased $6.1 billion of common stock while maintaining a strong capital position.

  • Net income was $4.6 billion, or $1.20 per diluted share.
  • Revenue increased due to investments across the franchise, with noninterest income offsetting a decline in net interest income.
  • Net charge-offs were stable, and credit trends remained consistent.
  • The company repurchased $6.1 billion of common stock while maintaining a strong capital position.

Headline financials

Total Revenue

$20.9B

Previous: $20.7B+0.6%
EPS

$1.20

Previous: $1.23-2.4%
Net Interest Margin

2.8%

Previous: 3.2%-12.2%
Efficiency Ratio

69.0%

Previous: 66.0%+4.5%
Common Equity Tier 1 (CET1) Ratio

11.2%

No prior period
Return on Assets (ROA)

1.0%

No prior period
Return on Equity (ROE)

10.5%

No prior period
Return on Average Tangible Common Equity (ROTCE)

12.3%

No prior period
Free Cash Flow

$4.62B

Previous: $4.99B-7.5%
Net Income

$4.62B

Previous: $4.99B-7.5%
Operating Income

$7.67B

Previous: $12.2B-37.3%
Gross Profit

$19.8B

Previous: $19.3B+2.5%
Cash & Equivalents

$30.2B

Previous: $32B-5.6%
Total Assets

$1.96T

Previous: $1.89T+3.9%

Revenue & EPS history

Wells Fargo · Revenue · Quarterly

$20.9B

Q1 2024+0.6%vs Q1 2023
Beat estimate in 8 of 15 quarters(53%)
ActualEstimate

Revenue by segment

Wells Fargo · $21.6B total across 4 segments · Q3 2023

  • Consumer Banking and Lending
    $9.58B+3.3%
  • Corporate and Investment Banking
    $4.92B+21.3%
  • Wealth and Investment Management
    $3.7B+1.0%
  • Commercial Banking
    $3.41B+15.3%

Forward guidance

This document contains forward-looking statements. Because forward-looking statements relate to the future, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict. Our actual results may differ materially from those contemplated by the forward-looking statements.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2024

Historical avgQ1 2024

+0.3%

Avg return

Earnings day

+0.7%

Avg return

5 days after

+1.8%

Avg return

30 days after

56%

40 / 72 earnings

Positive

+7.6%

Q3 2024

Best reaction

-10.9%

Q2 2011

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2025-4.3%-6.0%-15.2%
Q1 2026+0.2%-6.0%-15.2%
Q3 2025+7.0%+5.5%+7.3%
Q2 2025+2.0%-0.5%+4.6%
Q1 2025-1.0%+1.4%+14.8%
Q4 2024+6.7%+8.3%+12.3%
Q3 2024+7.6%+10.6%+21.3%
Q2 2024-4.0%+1.2%-12.3%
Q1 2024+0.5%+0.9%+9.2%
Q4 2023-4.5%-4.8%-2.0%
Q3 2023+4.8%+4.5%+2.9%
Q2 2023+2.4%+5.8%+0.0%
Q1 2023+4.1%+6.5%-5.5%
Q4 2022+3.0%+1.3%+10.9%
Q3 2022+3.7%+2.9%+12.2%
Q2 2022+6.3%+10.3%+18.6%
Q1 2022-2.8%-1.5%-12.2%
Q4 2021+1.2%-0.8%+4.1%
Q3 2021+5.1%+9.3%+10.7%
Q2 2021+4.1%-0.4%+16.5%
Q1 2021+6.2%+10.3%+18.0%
Q4 2020-6.1%-6.6%-3.5%
Q3 2020-7.2%-8.9%-2.7%
Q2 2020-0.2%-1.8%-1.5%
Q1 2020-9.5%-9.7%-23.4%
Q4 2019-7.3%-5.6%-7.7%
Q3 2019+0.6%+1.4%+8.6%
Q2 2019-3.2%-1.5%-7.1%
Q1 2019-2.0%-0.4%-1.2%
Q4 2018+1.1%+3.3%+0.2%
Q3 2018+3.5%+5.9%+3.1%
Q2 2018+1.7%+1.0%+3.6%
Q1 2018-3.6%-4.4%+3.3%
Q4 2017-0.8%+1.4%-10.9%
Q3 2017-2.6%-3.3%-2.5%
Q2 2017-1.6%-1.2%-6.6%
Q1 2017-0.8%-1.3%-0.2%
Q4 2016-1.3%-0.4%+4.3%
Q3 2016-0.6%+1.1%+15.6%
Q2 2016-1.3%-0.7%-2.1%
Q4 2015-4.8%
Q3 2015+1.6%
Q2 2015+1.8%
Q1 2015+0.4%
Q4 2014-2.2%
Q3 2014-4.7%
Q2 2014-1.0%
Q1 2014+0.8%
Q4 2013+1.8%
Q3 2013+0.7%
Q2 2013+3.5%
Q1 2013-2.5%
Q4 2012-1.8%
Q3 2012-3.6%
Q2 2012+3.6%
Q1 2012-2.6%
Q4 2011+0.8%
Q3 2011-1.7%
Q2 2011-10.9%
Q1 2011+0.3%
Q4 2007+2.6%
Q4 2010+2.6%
Q3 2010+5.8%
Q2 2010+0.1%
Q1 2010+5.7%
Q1 2009-0.3%
Q4 2009-0.3%
Q3 2008+4.1%
Q3 2009+4.1%
Q2 2009+2.4%
Q4 2008+2.4%
Q2 2008+2.4%

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