NYSE$WEX

WEX Inc · Q2 2021 earnings

Q2 2021 earnings · · Investor relations

Briefing

WEX Inc. reported robust revenue and earnings growth in the second quarter of 2021, driven by volume recovery, higher fuel prices, and strong operating income margins.

WEX Inc. reported a 32% increase in total revenue to $459.5 million for the second quarter of 2021. The company's adjusted net income was $104.9 million, or $2.31 per diluted share. The results reflect strong execution, positive trends, and strong demand for WEX's platform and services.

  • Total revenue increased 32% to $459.5 million.
  • Adjusted net income was $104.9 million, or $2.31 per diluted share.
  • Travel and Corporate Solutions' purchase volume grew 176% to $8.7 billion.
  • Health and Employee Benefit Solutions' average number of Software-as-a-Service (SaaS) accounts in the U.S. grew 13% to 16.4 million.

Headline financials

Total Revenue

$459M

Previous: $347M+32.4%
EPS (adj)

$2.31

Previous: $1.21+90.9%
Mobility transactions

130.1M

Previous: 103.1M+26.2%
Fuel dollars processed

$11B

No prior period
Net processing rate

1.1%

Previous: 1.5%-21.8%
Net late fee rate

0.4%

Previous: 0.6%-28.1%
Avg SaaS accounts

16.4M

Previous: 14.5M+13.1%
Corporate purchase volume

$8.74B

Previous: $3.17B+175.8%
Capital Expenditures

-$37M

Previous: -$41.5M+10.7%
Free Cash Flow

-$27.1M

Previous: -$28.7M+5.8%
Net Income

$9.97M

Previous: $12.7M-21.6%
Operating Income

$82.3M

Previous: $28.8M+185.9%
Gross Profit

$288M

Previous: $185M+55.4%
Cash & Equivalents

$425M

Previous: $1.27B-66.6%
Total Assets

$9.23B

Previous: $7.91B+16.7%
Stock-Based Comp

$20.6M

Previous: $14.2M+45.1%

Revenue & EPS history

WEX · Revenue · Quarterly

$459M

Q2 2021+32.4%vs Q2 2020
Beat estimate in 13 of 16 quarters(81%)
ActualEstimate

Revenue by segment

WEX · $459M total across 3 segments · Q2 2021

  • Mobility
    $274M
  • Benefits
    $103M
  • Corporate Payments
    $81.8M

Forward guidance

For the third quarter of 2021, WEX anticipates revenue between $465 million and $480 million, with adjusted net income ranging from $98 million to $107 million, or $2.15 to $2.35 per diluted share. The company projects full-year 2021 revenue between $1.805 billion and $1.835 billion, and adjusted net income between $377 million and $395 million, or $8.30 to $8.70 per diluted share.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2021

Historical avgQ2 2021

-1.8%

Avg return

Earnings day

-3.3%

Avg return

5 days after

-2.2%

Avg return

30 days after

39%

27 / 69 earnings

Positive

+10.0%

Q3 2022

Best reaction

-18.7%

Q3 2021

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-3.0%-17.6%-18.7%
Q4 2025-0.2%+11.5%+12.2%
Q3 2025-1.6%-3.9%-3.7%
Q2 2025-0.4%-3.5%-3.1%
Q1 2025-6.8%-6.2%+2.0%
Q4 2024-18.7%-17.1%-15.0%
Q3 2024-16.0%-18.7%-13.0%
Q2 2024+0.9%+3.0%+3.8%
Q1 2024-7.2%-9.5%-19.5%
Q4 2023+4.8%+4.2%+13.1%
Q3 2023-9.5%-7.7%-2.8%
Q2 2023-4.3%-2.5%-4.5%
Q1 2023+1.7%-4.0%-2.9%
Q4 2022+7.9%+6.6%-3.5%
Q3 2022+10.0%+11.9%+10.8%
Q2 2022-2.4%-1.6%-5.8%
Q1 2022+1.3%+1.3%+3.1%
Q4 2021+2.9%+4.7%-2.7%
Q3 2021-18.7%-21.9%-28.4%
Q2 2021-6.5%-10.1%-9.2%
Q1 2021-9.5%-9.9%-13.6%
Q4 2020-5.2%-6.9%-4.4%
Q3 2020-5.3%+0.1%+35.9%
Q2 2020-7.0%-5.4%-3.7%
Q1 2020+2.7%-3.2%+35.4%
Q4 2019+5.4%+4.6%-38.4%
Q3 2019-5.5%-4.4%-1.3%
Q2 2019-7.3%-11.4%-6.2%
Q1 2019+0.1%-2.9%-9.2%
Q4 2018+2.6%-0.2%+8.7%
Q3 2018+4.1%+0.8%-7.6%
Q2 2018-1.7%-0.9%-0.3%
Q1 2018+4.5%+5.5%+10.2%
Q4 2017+8.8%+8.5%+6.9%
Q3 2017-0.5%-0.9%+2.7%
Q2 2017-2.1%-5.4%-6.3%
Q1 2017-5.0%-7.1%-3.2%
Q4 2016-6.6%-6.9%-10.7%
Q3 2016+6.6%+0.1%+3.0%
Q2 2016-1.4%-4.6%+2.9%
Q1 2016+4.1%
Q4 2015-11.9%
Q3 2015-3.4%
Q2 2015-4.9%
Q1 2015-0.4%
Q4 2014+0.7%
Q3 2014+3.0%
Q2 2014+2.7%
Q1 2014+0.6%
Q4 2013+5.3%
Q3 2013+6.9%
Q2 2013+4.6%
Q1 2013-9.3%
Q4 2011-0.1%
Q4 2012-5.9%
Q3 2012+2.8%
Q2 2012+2.7%
Q1 2012+0.7%
Q3 2011-1.5%
Q2 2011-4.1%
Q1 2010-1.8%
Q1 2011+1.5%
Q4 2008-2.4%
Q4 2010-2.4%
Q3 2009-2.6%
Q3 2010-2.6%
Q2 2009-5.0%
Q4 2009-5.0%
Q2 2010-5.0%

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