NYSE$SACH

Sachem Capital Corp · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

Sachem Capital's Q3 2024 financial results were announced, revealing a decrease in revenue and a net loss, driven by lower loan originations and a significant provision for credit losses.

Sachem Capital reported a decrease in revenue to $14.8 million and a net loss of $6.1 million, or $0.13 per share, for the third quarter ended September 30, 2024. This downturn was primarily due to reduced loan origination activity, leading to lower interest and fee income, and a substantial increase in the provision for credit losses. The company is focusing on strategic initiatives to strengthen its balance sheet and position itself for future growth.

  • Total revenue decreased to $14.8 million, compared to $17.8 million in the same quarter of the previous year.
  • Net loss attributable to common shares was $6.1 million, or $0.13 per share, a significant shift from the net income of $5.2 million, or $0.12 per share, in Q3 2023.
  • Total assets decreased to $555.5 million, down from $625.5 million at the end of 2023.
  • The company declared a quarterly dividend of $0.05 per share, payable on November 26, 2024.

Headline financials

Total Revenue

$14.8M

Previous: $17.5M-15.7%
EPS

-$0.13

Previous: $0.12-208.3%
Capital Expenditures

-$2.48M

Previous: -$10.7M+76.9%
Free Cash Flow

$11M

Previous: $8.22M+34.2%
Net Income

-$5.05M

Previous: $6.19M-181.6%
Operating Income

-$4.82M

Previous: $14.1M-134.3%
Gross Profit

$6.69M

Previous: $17.4M-61.7%
Cash & Equivalents

$5.88M

Previous: $25.8M-77.2%
Total Assets

$555M

Previous: $638M-12.9%

Revenue & EPS history

Sachem Capital · Revenue · Quarterly

$14.8M

Q3 2024-15.7%vs Q3 2023
Beat estimate in 9 of 13 quarters(69%)
ActualEstimate

Forward guidance

The Company plans to repay the $34.5 million of unsecured unsubordinated notes due and payable by December 30, 2024 with a combination of current cash on hand, principal repayments from mortgage loans, its lines of credit, and the sale of mortgage loans.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

+0.2%

Avg return

Earnings day

-1.4%

Avg return

5 days after

-0.1%

Avg return

30 days after

46%

17 / 37 earnings

Positive

+37.6%

Q1 2026

Best reaction

-18.8%

Q4 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+37.6%+19.8%-7.6%
Q4 2025+1.5%-11.5%-3.7%
Q3 2025+1.0%+0.9%+2.8%
Q2 2025-1.8%-2.6%+6.9%
Q1 2025-3.9%-6.5%-4.2%
Q4 2024-9.6%+0.9%-10.4%
Q3 2024-8.2%-15.4%-32.8%
Q2 2024-1.7%-1.3%+9.0%
Q1 2024+0.3%+1.6%-6.6%
Q4 2023-18.8%-19.1%-29.4%
Q3 2023+2.6%+3.5%+12.5%
Q2 2023-3.5%-3.7%+4.0%
Q1 2023-7.5%-6.3%-0.6%
Q4 2022+1.4%-1.1%-5.2%
Q3 2022+11.7%+7.5%+4.5%
Q2 2022-1.0%+0.6%-14.2%
Q1 2022+1.9%+1.9%+7.3%
Q4 2021+1.2%-1.7%-6.8%
Q3 2021+2.1%+1.6%+1.2%
Q2 2021-0.6%-5.5%+2.4%
Q1 2021+0.0%-2.3%+0.0%
Q4 2020+3.3%+4.8%-0.6%
Q3 2020+5.0%-0.2%+3.9%
Q2 2020+4.2%+2.3%-3.4%
Q1 2020+24.5%+6.1%+39.3%
Q4 2019-16.7%-19.6%+17.7%
Q3 2019-1.6%-1.2%+5.4%
Q2 2019-2.2%-2.8%-7.2%
Q1 2019+3.1%+4.9%+17.7%
Q4 2018-1.8%+2.7%+0.9%
Q3 2018-5.4%-4.4%-5.6%
Q2 2018+2.9%+0.5%+2.0%
Q1 2018-2.7%-0.5%+10.9%
Q4 2017-3.5%+2.6%+4.2%
Q3 2017-6.7%-10.3%-6.7%
Q2 2017+0.0%+2.1%-7.4%
Q1 2017+1.9%+0.8%-3.3%

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