NYSE$SACH

Sachem Capital Corp · Q1 2021 earnings

Q1 2021 earnings · · Investor relations

Briefing

Sachem Capital reported a revenue increase of 33% for Q1 2021, with interest income up by 56% compared to the same period last year.

Sachem Capital Corp. announced a 33% increase in total revenue for Q1 2021, driven by a 56% increase in interest income on its loan portfolio. Net income remained consistent with the previous year, despite increased operating costs and expenses related to unsecured bond debt and organizational investments.

  • Total revenue increased by 33% to $5.7 million compared to $4.3 million in the same quarter last year.
  • Interest income increased by 56% to $4.5 million, up from $2.9 million in Q1 2020.
  • Net income remained consistent at approximately $2.2 million, or $0.10 per share.
  • Total assets increased to $228.4 million, compared to $226.7 million at the end of 2020.

Headline financials

Total Revenue

$5.71M

Previous: $4.31M+32.5%
EPS (adj)

$0.10

Previous: $0.10+0.0%
Capital Expenditures

-$35.9K

Previous: -$29.8K-20.5%
Free Cash Flow

$2.75M

Previous: $1.7M+62.2%
Net Income

$2.18M

Previous: $2.24M-2.5%
Operating Income

$5.52M

Previous: $3.91M+40.9%
Gross Profit

$5.71M

Previous: $4.31M+32.5%
Cash & Equivalents

$18.3M

Previous: $1.63M+1028.3%
Total Assets

$228M

Previous: $141M+61.8%
Stock-Based Comp

$4.11K

Previous: $4.11K+0.0%

Revenue & EPS history

Sachem Capital · Revenue · Quarterly

$5.71M

Q1 2021+32.5%vs Q1 2020
Beat estimate in 7 of 10 quarters(70%)
ActualEstimate

Forward guidance

Sachem Capital is well capitalized and encouraged by the prospects for continued growth in 2021 and beyond. They are targeting larger-value commercial loans and exploring financing alternatives to lower the cost of capital.

Tailwinds

  • Maintained a robust loan pipeline.
  • Opportunistically expanding and diversifying the geographic footprint of mortgage loan portfolio.
  • Benefiting from liquidity and financial flexibility provided by securities and low-interest line of credit.
  • Prudently deploying capital while maintaining disciplined underwriting with a conservative loan-to-value ratio.
  • Targeting larger-value commercial loans with financially stable, experienced sponsors.

Headwinds

  • Net income decreased slightly over the same period last year due to investments in the organization.
  • Higher interest expense due to unsecured, unsubordinated five-year notes raised in 2020.
  • Increase in operating costs and expenses primarily attributable to the increase in unsecured bond debt.
  • Company's largest expenses were interest and amortization of deferred financing costs.
  • Forward-looking statements are subject to risks, uncertainties and assumptions.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q1 2021

Historical avgQ1 2021

+0.2%

Avg return

Earnings day

-1.4%

Avg return

5 days after

-0.1%

Avg return

30 days after

46%

17 / 37 earnings

Positive

+37.6%

Q1 2026

Best reaction

-18.8%

Q4 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+37.6%+19.8%-7.6%
Q4 2025+1.5%-11.5%-3.7%
Q3 2025+1.0%+0.9%+2.8%
Q2 2025-1.8%-2.6%+6.9%
Q1 2025-3.9%-6.5%-4.2%
Q4 2024-9.6%+0.9%-10.4%
Q3 2024-8.2%-15.4%-32.8%
Q2 2024-1.7%-1.3%+9.0%
Q1 2024+0.3%+1.6%-6.6%
Q4 2023-18.8%-19.1%-29.4%
Q3 2023+2.6%+3.5%+12.5%
Q2 2023-3.5%-3.7%+4.0%
Q1 2023-7.5%-6.3%-0.6%
Q4 2022+1.4%-1.1%-5.2%
Q3 2022+11.7%+7.5%+4.5%
Q2 2022-1.0%+0.6%-14.2%
Q1 2022+1.9%+1.9%+7.3%
Q4 2021+1.2%-1.7%-6.8%
Q3 2021+2.1%+1.6%+1.2%
Q2 2021-0.6%-5.5%+2.4%
Q1 2021+0.0%-2.3%+0.0%
Q4 2020+3.3%+4.8%-0.6%
Q3 2020+5.0%-0.2%+3.9%
Q2 2020+4.2%+2.3%-3.4%
Q1 2020+24.5%+6.1%+39.3%
Q4 2019-16.7%-19.6%+17.7%
Q3 2019-1.6%-1.2%+5.4%
Q2 2019-2.2%-2.8%-7.2%
Q1 2019+3.1%+4.9%+17.7%
Q4 2018-1.8%+2.7%+0.9%
Q3 2018-5.4%-4.4%-5.6%
Q2 2018+2.9%+0.5%+2.0%
Q1 2018-2.7%-0.5%+10.9%
Q4 2017-3.5%+2.6%+4.2%
Q3 2017-6.7%-10.3%-6.7%
Q2 2017+0.0%+2.1%-7.4%
Q1 2017+1.9%+0.8%-3.3%

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