NYSE$RPT

Rithm Property Trust Inc · Q2 2021 earnings

Q2 2021 earnings · · Investor relations

Briefing

Reported an increase in net income due to decreased interest expense and invested primarily in joint venture debt securities.

Great Ajax Corp. reported a net income attributable to common stockholders of $10.4 million and basic earnings per share of $0.45 for the quarter ended June 30, 2021. The increase in net income was primarily due to a decrease in interest expense as the company refinanced borrowings at lower rates, which was offset by lower interest income on loans.

  • Interest income of $23.0 million; net interest income of $14.2 million.
  • Net income attributable to common stockholders of $10.4 million.
  • Basic earnings per common share (“EPS”) of $0.45.
  • Book value per common share of $15.86 at June 30, 2021.

Headline financials

Total Revenue

$14.2M

Previous: $10.6M+33.5%
EPS (adj)

$0.22

Previous: $0.16+37.5%
Loans with 12/12 Payments

74.2%

No prior period
Net Income

$12.3M

Previous: $8.08M+52.5%
Operating Income

$4.71M

Previous: $301K+1463.1%
Gross Profit

$14.1M

Previous: $10.5M+35.1%
Cash & Equivalents

$88.1M

Previous: $163M-46.1%
Total Assets

$1.68B

Previous: $1.64B+2.2%
Stock-Based Comp

$50K

Previous: $40K+25.0%

Revenue & EPS history

Great Ajax · Revenue · Quarterly

$14.2M

Q2 2021+33.5%vs Q2 2020
Beat estimate in 4 of 16 quarters(25%)
ActualEstimate

Revenue by segment

Great Ajax · $22.8M total across 2 segments · Q2 2021

  • Loan Interest Income
    $15.8M
  • Earnings from Debt Securities
    $6.99M

Forward guidance

Great Ajax Corp. has agreed to acquire, subject to due diligence, 31 residential RPLs in six transactions, and 412 NPLs in six transactions, with aggregate UPB of $4.7 million and $103.3 million, respectively.

Tailwinds

  • Acquired 1,016 residential NPLs with aggregate UPB of $173.0 million since quarter end.
  • Purchase price equaled 97.9% of UPB and 54.2% of the estimated market value of the underlying collateral of $312.1 million.
  • Some of these loans were acquired into the joint venture formed in June 2021 with proceeds from the established prefunding account.
  • Agreed to acquire 31 residential RPLs in six transactions.
  • Agreed to acquire 412 NPLs in six transactions.

Headwinds

  • Acquisitions are subject to due diligence.
  • The purchase price of the residential RPLs equals 80.9% of UPB and 55.1% of the estimated market value of the underlying collateral of $6.9 million.
  • The purchase price of the NPLs equals 97.1% of UPB and 64.4% of the estimated market value of the underlying collateral of $155.8 million.
  • No guarantee that the acquisitions will be completed.
  • Future performance is subject to market conditions.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2021

Historical avgQ2 2021

-1.0%

Avg return

Earnings day

-0.1%

Avg return

5 days after

-3.0%

Avg return

30 days after

29%

13 / 45 earnings

Positive

+9.2%

Q2 2020

Best reaction

-14.6%

Q4 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.1%-1.2%+0.1%
Q4 2025-1.8%-1.1%-7.2%
Q3 2025-0.8%+2.4%+15.7%
Q2 2025-1.9%-6.3%+1.1%
Q1 2025+0.0%+3.2%-3.5%
Q4 2024-0.3%+4.8%-7.9%
Q3 2024-1.3%-3.5%-2.9%
Q2 2024-14.0%-11.4%-14.3%
Q1 2024+1.6%+1.8%-9.2%
Q4 2023-14.6%-19.2%-27.7%
Q3 2023+5.4%+8.7%+15.4%
Q2 2023-0.6%-0.7%-1.2%
Q1 2023-7.3%-7.0%-5.3%
Q4 2022-0.3%+1.8%-33.6%
Q3 2022-2.8%-1.6%-5.7%
Q2 2022-6.7%-5.2%-17.7%
Q1 2022-6.0%-5.2%+3.9%
Q4 2021-0.8%-0.7%-10.3%
Q3 2021+2.5%+0.5%-12.1%
Q2 2021+8.4%+10.3%+9.5%
Q1 2021+2.9%+1.4%+3.6%
Q4 2020-5.1%-0.4%+13.7%
Q3 2020+3.9%+20.0%+33.4%
Q2 2020+9.2%+8.7%+1.6%
Q1 2020-5.4%-2.8%+11.7%
Q4 2019-0.1%-2.1%-60.0%
Q3 2019-0.3%+0.8%-2.9%
Q2 2019-0.5%-2.3%+4.1%
Q1 2019-1.8%-0.8%-11.3%
Q4 2018+0.0%+0.6%+2.5%
Q3 2018-0.3%+0.8%-1.2%
Q2 2018+0.8%+1.3%+2.2%
Q1 2018-0.1%-0.1%-1.6%
Q4 2017-1.2%+0.3%-0.3%
Q3 2017-0.6%-0.7%+1.6%
Q2 2017+0.7%+0.4%+1.9%
Q1 2017+1.5%+3.3%+3.8%
Q4 2016+0.8%+0.1%-1.6%
Q3 2016-2.8%-3.0%-7.4%
Q2 2016-0.9%+0.3%-2.1%
Q1 2016+2.1%
Q4 2015-3.2%
Q3 2015+0.7%
Q2 2015-0.1%
Q1 2015-1.4%
Q4 2014
Q3 2014

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