NYSE$RPT

Rithm Property Trust Inc · Q1 2021 earnings

Q1 2021 earnings · · Investor relations

Briefing

Announced results for the quarter ended March 31, 2021.

Great Ajax Corp. reported a net income attributable to common stockholders of $7.0 million and basic earnings per share of $0.30 for the quarter ended March 31, 2021. The company purchased $31.6 million re-performing mortgage loans, $0.4 million of non-performing mortgage loans, and $3.6 million small-balance commercial loans during the quarter, ending with $1.1 billion in net mortgage loans.

  • Purchased $31.6 million re-performing mortgage loans, $0.4 million of non-performing mortgage loans and $3.6 million small-balance commercial loans to end the quarter with $1.1 billion in net mortgage loans.
  • Net income attributable to common stockholders was $7.0 million.
  • Basic earnings per common share was $0.30.
  • Held $137.6 million of cash and cash equivalents at March 31, 2021.

Headline financials

Total Revenue

$13.7M

Previous: $14.2M-3.4%
EPS (adj)

$0.19

Previous: $0.26-26.9%
Loans with 12/12 Payments

73.1%

Previous: 74.0%-1.2%
Net Income

$8.95M

Previous: $400K+2138.3%
Operating Income

$10.1M

Previous: $2.06M+392.0%
Gross Profit

$13.5M

Previous: $13.3M+1.8%
Cash & Equivalents

$138M

Previous: $31.2M+341.3%
Total Assets

$1.69B

Previous: $1.54B+9.7%
Stock-Based Comp

$50K

Previous: $40K+25.0%

Revenue & EPS history

Great Ajax · Revenue · Quarterly

$13.7M

Q1 2021-3.4%vs Q1 2020
Beat estimate in 4 of 16 quarters(25%)
ActualEstimate

Revenue by segment

Great Ajax · $24.1M total across 2 segments · Q1 2021

  • Loan Interest Income
    $18.2M-9.1%
  • Earnings from Debt Securities
    $5.94M+194.1%

Forward guidance

Great Ajax has agreed to acquire residential RPLs and NPLs, and co-invested with third-party institutional investors to form Ajax Mortgage Loan Trust 2021-C.

Tailwinds

  • Agreed to acquire 106 residential RPLs in seven transactions.
  • Agreed to acquire nine NPLs in two transactions.
  • Purchase price of the residential RPLs equals 88.7% of UPB and 62.2% of the estimated market value of the underlying collateral.
  • Purchase price of the NPLs equals 90.3% of UPB and 70.0% of the estimated market value of the underlying collateral.
  • Acquired 5.01% of the class A securities and 31.9% of the class B securities and trust certificates from the trust, which acquired 1,290 RPLs and NPLs with UPB of $259.6 million and an aggregate property value of $483.1 million.

Headwinds

  • Acquisitions are subject to due diligence.
  • Agreed to acquire 4,739 residential RPLs through a joint venture with third-party institutional investors.
  • Agreed to acquire 132 NPLs through a joint venture with third-party institutional investors.
  • Assets included in the 2021-C securitization came from calling the bonds associated with our Ajax Mortgage Loan Trust 2017-D, 2018-A and 2018-B securitizations
  • These are forward looking statements subject to change.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2021

Historical avgQ1 2021

-1.0%

Avg return

Earnings day

-0.1%

Avg return

5 days after

-3.0%

Avg return

30 days after

29%

13 / 45 earnings

Positive

+9.2%

Q2 2020

Best reaction

-14.6%

Q4 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.1%-1.2%+0.1%
Q4 2025-1.8%-1.1%-7.2%
Q3 2025-0.8%+2.4%+15.7%
Q2 2025-1.9%-6.3%+1.1%
Q1 2025+0.0%+3.2%-3.5%
Q4 2024-0.3%+4.8%-7.9%
Q3 2024-1.3%-3.5%-2.9%
Q2 2024-14.0%-11.4%-14.3%
Q1 2024+1.6%+1.8%-9.2%
Q4 2023-14.6%-19.2%-27.7%
Q3 2023+5.4%+8.7%+15.4%
Q2 2023-0.6%-0.7%-1.2%
Q1 2023-7.3%-7.0%-5.3%
Q4 2022-0.3%+1.8%-33.6%
Q3 2022-2.8%-1.6%-5.7%
Q2 2022-6.7%-5.2%-17.7%
Q1 2022-6.0%-5.2%+3.9%
Q4 2021-0.8%-0.7%-10.3%
Q3 2021+2.5%+0.5%-12.1%
Q2 2021+8.4%+10.3%+9.5%
Q1 2021+2.9%+1.4%+3.6%
Q4 2020-5.1%-0.4%+13.7%
Q3 2020+3.9%+20.0%+33.4%
Q2 2020+9.2%+8.7%+1.6%
Q1 2020-5.4%-2.8%+11.7%
Q4 2019-0.1%-2.1%-60.0%
Q3 2019-0.3%+0.8%-2.9%
Q2 2019-0.5%-2.3%+4.1%
Q1 2019-1.8%-0.8%-11.3%
Q4 2018+0.0%+0.6%+2.5%
Q3 2018-0.3%+0.8%-1.2%
Q2 2018+0.8%+1.3%+2.2%
Q1 2018-0.1%-0.1%-1.6%
Q4 2017-1.2%+0.3%-0.3%
Q3 2017-0.6%-0.7%+1.6%
Q2 2017+0.7%+0.4%+1.9%
Q1 2017+1.5%+3.3%+3.8%
Q4 2016+0.8%+0.1%-1.6%
Q3 2016-2.8%-3.0%-7.4%
Q2 2016-0.9%+0.3%-2.1%
Q1 2016+2.1%
Q4 2015-3.2%
Q3 2015+0.7%
Q2 2015-0.1%
Q1 2015-1.4%
Q4 2014
Q3 2014

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