NYSE$RLI

Rli Corp · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

RLI Corp. reported excellent second quarter results driven by strong underwriting performance and investment income growth.

RLI Corp. reported a strong second quarter in 2024, with net earnings of $82.0 million or $1.78 per share, compared to $77.7 million or $1.69 per share in the second quarter of 2023. Operating earnings were $79.3 million or $1.72 per share, compared to $53.3 million or $1.16 per share for the same period in 2023. The company's underwriting income was $70.0 million with a combined ratio of 81.5, and investment income increased by 18%.

  • Underwriting income of $70.0 million on a combined ratio of 81.5.
  • Gross premiums written increased by 11%.
  • Net investment income increased by 18%.
  • Favorable development in prior years’ loss reserves resulted in a $19.8 million net increase in underwriting income.

Headline financials

Total Revenue

$416M

Previous: $382M+9.1%
EPS

$1.78

Previous: $1.16+53.4%
Combined Ratio

81.5%

Previous: 87.2%-6.5%
Book Value Per Share

$16.59

No prior period
Net Investment Income

$34M

No prior period
Underwriting Income

$70M

No prior period
Capital Expenditures

-$3.84M

Previous: -$2.79M-37.6%
Free Cash Flow

$78.2M

Previous: $74.9M+4.4%
Net Income

$82M

Previous: $77.7M+5.6%
Operating Income

$221M

Previous: $357M-38.1%
Gross Profit

$249M

Previous: $382M-34.9%
Cash & Equivalents

$176M

Previous: $288M-38.9%
Total Assets

$5.51B

Previous: $5.07B+8.8%

Revenue & EPS history

Rli · Revenue · Quarterly

$416M

Q2 2024+9.1%vs Q2 2023
Beat estimate in 5 of 15 quarters(33%)
ActualEstimate

Revenue by segment

Rli · $322M total across 3 segments · Q2 2023

  • Casualty
    $187M
  • Property
    $102M
  • Surety
    $33.4M

Forward guidance

This news release contains forward-looking statements that are subject to certain risk factors that could cause actual results to differ materially. Various risk factors that could affect future results are listed in the company's filings with the Securities and Exchange Commission, including the Form 10-K Annual Report for the year ended December 31, 2023.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

+0.1%

Avg return

Earnings day

+0.1%

Avg return

5 days after

+2.6%

Avg return

30 days after

48%

33 / 69 earnings

Positive

+14.2%

Q2 2020

Best reaction

-13.6%

Q1 2020

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-4.1%-8.7%-8.1%
Q4 2025-3.0%-2.9%+3.1%
Q3 2025+2.6%+2.8%+7.4%
Q2 2025-1.0%+0.7%-0.8%
Q1 2025-3.7%-5.1%-4.1%
Q4 2024-8.1%-6.6%-4.5%
Q3 2024-2.4%-4.7%+8.0%
Q2 2024+3.1%+5.4%+7.4%
Q1 2024+4.0%+2.8%+5.3%
Q4 2023-4.6%-5.0%+0.4%
Q3 2023+3.2%-1.7%+3.7%
Q2 2023-2.0%-1.8%-5.3%
Q1 2023+11.6%+9.5%-2.4%
Q4 2022-1.7%-2.1%-0.9%
Q3 2022-0.5%+8.1%+15.5%
Q2 2022+1.6%-0.6%+4.4%
Q1 2022+7.2%+4.0%+5.7%
Q4 2021-0.2%+1.6%-1.1%
Q3 2021+2.2%+4.1%+5.6%
Q2 2021-2.6%+0.0%+3.3%
Q1 2021-0.8%-0.5%-6.4%
Q4 2020-3.3%-4.5%+2.0%
Q3 2020+11.0%+8.4%+22.0%
Q2 2020+14.2%+8.6%+11.3%
Q1 2020-13.6%-16.5%-6.6%
Q4 2019-1.1%+1.2%-2.5%
Q3 2019+5.7%+8.3%+7.2%
Q2 2019+2.7%+0.5%+4.9%
Q1 2019+6.4%+6.9%+14.4%
Q4 2018-3.3%-4.1%+4.7%
Q3 2018-3.4%-4.8%+1.2%
Q2 2018+2.2%+6.3%+12.9%
Q1 2018+0.2%-0.4%+4.9%
Q4 2017+4.8%+6.5%+1.1%
Q3 2017+3.5%+0.3%+2.5%
Q2 2017+5.1%+5.5%-0.1%
Q1 2017-9.1%-3.9%-7.0%
Q4 2016+2.3%-0.2%-1.3%
Q3 2016-12.0%-14.9%-7.4%
Q2 2016+0.7%+0.6%+1.5%
Q1 2016-4.8%
Q4 2015+6.2%
Q3 2015+4.8%
Q2 2015+6.5%
Q1 2015-3.4%
Q4 2014-0.4%
Q3 2014-0.5%
Q2 2014-2.1%
Q1 2014+1.2%
Q4 2013-3.1%
Q3 2013+4.0%
Q2 2013+1.8%
Q1 2013-3.4%
Q4 2012+0.9%
Q3 2012+3.7%
Q2 2012-0.3%
Q1 2012+1.0%
Q4 2011-1.6%
Q3 2011-4.8%
Q2 2011-5.6%
Q1 2010+0.5%
Q1 2011+0.7%
Q4 2008+1.1%
Q4 2010+1.1%
Q3 2010-0.2%
Q3 2009-0.2%
Q2 2010-2.7%
Q4 2009-2.7%
Q2 2009-2.7%

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