NYSE$RLI

Rli Corp · Q1 2023 earnings

Q1 2023 earnings · · Investor relations

Briefing

RLI Corp. reported strong first quarter results driven by underwriting profit and investment income.

RLI Corp. reported a strong start to 2023 with net earnings of $98.8 million, or $2.15 per share, compared to $47.9 million, or $1.05 per share, for the first quarter of 2022. The company achieved a combined ratio of 77.9 and top line premium growth of 16%. Investment income also supported growth in operating earnings.

  • Underwriting income of $67.9 million on a combined ratio of 77.9.
  • Gross premiums written increased by 16%.
  • Net investment income increased by 51%.
  • Favorable development in prior years’ loss reserves resulted in a $44.5 million net increase in underwriting income.

Headline financials

Total Revenue

$365M

Previous: $265M+37.8%
EPS (adj)

$1.63

Previous: $1.43+14.0%
Combined Ratio

77.9%

Previous: 77.9%+0.0%
Capital Expenditures

-$1.28M

Previous: -$1.94M+34.3%
Free Cash Flow

$97.5M

Previous: $46M+112.1%
Net Income

$98.8M

Previous: $47.9M+106.2%
Operating Income

$341M

Previous: $246M+38.7%
Gross Profit

$365M

Previous: $265M+37.8%
Cash & Equivalents

$139M

Previous: $72.1M+92.6%
Total Assets

$4.84B

Previous: $4.41B+9.7%

Revenue & EPS history

Rli · Revenue · Quarterly

$365M

Q1 2023+37.8%vs Q1 2022
Beat estimate in 5 of 15 quarters(33%)
ActualEstimate

Revenue by segment

Rli · $308M total across 3 segments · Q1 2023

  • Casualty
    $186M+8.3%
  • Property
    $88.8M+31.6%
  • Surety
    $32.9M+9.9%

Forward guidance

This news release contains forward-looking statements that are subject to certain risk factors that could cause actual results to differ materially. Various risk factors that could affect future results are listed in the company's filings with the Securities and Exchange Commission, including the Form 10-K Annual Report for the year ended December 31, 2022.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2023

Historical avgQ1 2023

+0.1%

Avg return

Earnings day

+0.1%

Avg return

5 days after

+2.6%

Avg return

30 days after

48%

33 / 69 earnings

Positive

+14.2%

Q2 2020

Best reaction

-13.6%

Q1 2020

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-4.1%-8.7%-8.1%
Q4 2025-3.0%-2.9%+3.1%
Q3 2025+2.6%+2.8%+7.4%
Q2 2025-1.0%+0.7%-0.8%
Q1 2025-3.7%-5.1%-4.1%
Q4 2024-8.1%-6.6%-4.5%
Q3 2024-2.4%-4.7%+8.0%
Q2 2024+3.1%+5.4%+7.4%
Q1 2024+4.0%+2.8%+5.3%
Q4 2023-4.6%-5.0%+0.4%
Q3 2023+3.2%-1.7%+3.7%
Q2 2023-2.0%-1.8%-5.3%
Q1 2023+11.6%+9.5%-2.4%
Q4 2022-1.7%-2.1%-0.9%
Q3 2022-0.5%+8.1%+15.5%
Q2 2022+1.6%-0.6%+4.4%
Q1 2022+7.2%+4.0%+5.7%
Q4 2021-0.2%+1.6%-1.1%
Q3 2021+2.2%+4.1%+5.6%
Q2 2021-2.6%+0.0%+3.3%
Q1 2021-0.8%-0.5%-6.4%
Q4 2020-3.3%-4.5%+2.0%
Q3 2020+11.0%+8.4%+22.0%
Q2 2020+14.2%+8.6%+11.3%
Q1 2020-13.6%-16.5%-6.6%
Q4 2019-1.1%+1.2%-2.5%
Q3 2019+5.7%+8.3%+7.2%
Q2 2019+2.7%+0.5%+4.9%
Q1 2019+6.4%+6.9%+14.4%
Q4 2018-3.3%-4.1%+4.7%
Q3 2018-3.4%-4.8%+1.2%
Q2 2018+2.2%+6.3%+12.9%
Q1 2018+0.2%-0.4%+4.9%
Q4 2017+4.8%+6.5%+1.1%
Q3 2017+3.5%+0.3%+2.5%
Q2 2017+5.1%+5.5%-0.1%
Q1 2017-9.1%-3.9%-7.0%
Q4 2016+2.3%-0.2%-1.3%
Q3 2016-12.0%-14.9%-7.4%
Q2 2016+0.7%+0.6%+1.5%
Q1 2016-4.8%
Q4 2015+6.2%
Q3 2015+4.8%
Q2 2015+6.5%
Q1 2015-3.4%
Q4 2014-0.4%
Q3 2014-0.5%
Q2 2014-2.1%
Q1 2014+1.2%
Q4 2013-3.1%
Q3 2013+4.0%
Q2 2013+1.8%
Q1 2013-3.4%
Q4 2012+0.9%
Q3 2012+3.7%
Q2 2012-0.3%
Q1 2012+1.0%
Q4 2011-1.6%
Q3 2011-4.8%
Q2 2011-5.6%
Q1 2010+0.5%
Q1 2011+0.7%
Q4 2008+1.1%
Q4 2010+1.1%
Q3 2010-0.2%
Q3 2009-0.2%
Q2 2010-2.7%
Q4 2009-2.7%
Q2 2009-2.7%

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