NYSE$RC

Ready Capital Corporation · Q4 2023 earnings

Q4 2023 earnings · · Investor relations

Briefing

Ready Capital reported results for Q4 2023, featuring distributable earnings per share of $0.26 and GAAP earnings per share of $0.12.

Ready Capital Corporation reported financial results for the quarter ended December 31, 2023. The company's total investments were $449 million, including $297 million of LMM originations and $152 million of U.S. Small Business Administration 7(a) loans. The company declared and paid a dividend of $0.30 per share in cash. Net book value was $14.10 per share of common stock as of December 31, 2023.

  • Total investments reached $449 million, encompassing $297 million in LMM originations and $152 million in SBA 7(a) loans.
  • A dividend of $0.30 per share was declared and distributed in cash.
  • Net book value stood at $14.10 per share of common stock as of December 31, 2023.
  • GAAP earnings per common share from continuing operations was $0.12.

Headline financials

Total Revenue

$316M

Previous: $63.6M+397.2%
EPS (adj)

$0.26

Previous: $0.40-35.0%
Book Value Per Share

$14.10

Previous: $15.20-7.2%
Dividend Per Share

$0.30

Previous: $0.40-25.0%
Net Income

$10.9M

Previous: $13.7M-20.5%
Operating Income

$25.8M

Previous: $10.5M+146.5%
Stock-Based Comp

$1.36M

Previous: $1.35M+1.2%

Revenue & EPS history

Ready Capital · Revenue · Quarterly

$316M

Q4 2023+397.2%vs Q4 2022
Beat estimate in 5 of 14 quarters(36%)
ActualEstimate

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q4 2023

Historical avgQ4 2023

-1.0%

Avg return

Earnings day

-1.5%

Avg return

5 days after

+0.4%

Avg return

30 days after

39%

22 / 56 earnings

Positive

+16.2%

Q2 2020

Best reaction

-26.8%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-12.5%-21.3%
Q4 2025+12.2%+27.0%-6.7%
Q3 2025-1.7%-11.0%-12.4%
Q1 2025-5.3%-3.0%-1.6%
Q4 2024-26.8%-22.7%-26.3%
Q3 2024+4.7%+3.0%+5.9%
Q2 2024+0.1%-4.7%-9.8%
Q1 2024-0.9%+4.9%-1.5%
Q4 2023-5.0%+0.3%+2.1%
Q3 2023+1.0%-1.9%+5.3%
Q2 2023-0.8%-2.5%-5.1%
Q1 2023-2.0%+0.2%+8.1%
Q4 2022-9.9%-10.6%-19.0%
Q3 2022+4.4%+10.2%+6.8%
Q2 2022+1.3%+1.6%-7.2%
Q1 2022-6.5%-7.7%-3.2%
Q4 2021+6.6%+7.6%+13.5%
Q3 2021+5.4%+4.2%+2.1%
Q2 2021+2.6%+2.5%+3.5%
Q1 2021+0.9%-2.9%+7.9%
Q4 2020+4.3%+4.1%-4.0%
Q3 2020-4.0%-4.7%+12.8%
Q2 2020+16.2%+16.1%+25.7%
Q1 2020-11.1%-12.1%+40.8%
Q4 2019-18.7%-34.7%-47.6%
Q3 2019+1.8%+0.1%-1.4%
Q2 2019+1.4%-0.3%-0.3%
Q1 2019-2.2%-3.6%-3.6%
Q4 2018-4.0%-5.8%-8.0%
Q3 2018-2.9%-1.3%+0.7%
Q2 2018-0.3%-2.1%+2.1%
Q1 2018+4.2%+5.2%+11.5%
Q4 2017+2.7%+2.4%-3.4%
Q3 2017+2.3%+1.7%+6.3%
Q2 2017-1.0%+0.0%+4.4%
Q1 2017-2.0%-3.4%+0.3%
Q4 2016+4.1%+3.7%+6.7%
Q4 2015+0.4%+1.2%+5.8%
Q3 2016+1.6%+2.8%+6.3%
Q2 2016-1.9%-1.7%-3.8%
Q1 2016-0.5%
Q4 2014-0.4%
Q3 2015-5.9%
Q2 2015-1.5%
Q1 2015-0.9%
Q3 2014-2.4%
Q2 2014+7.2%
Q1 2014-0.3%
Q4 2013+0.8%
Q3 2013-3.1%
Q3 2012-3.1%
Q2 2013-0.9%
Q2 2012-0.9%
Q1 2013-1.2%
Q4 2012-1.2%
Q1 2012-1.2%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro