NYSE$RC
Ready Capital Corporation · Q4 2021 earnings
Q4 2021 earnings · · Investor relations
Briefing
Ready Capital reported record results driven by strong originations and acquisitions in SBC and SBA 7(a) lending businesses.
Ready Capital Corporation reported financial results for the quarter ended December 31, 2021, with GAAP earnings per common share of $0.69 and distributable earnings per common share of $0.67. The company's performance was driven by record originations in its SBC and SBA 7(a) lending businesses, contributing to total investments of $3.3 billion.
- Total investments reached $3.3 billion, including $2.3 billion in SBC originations and acquisitions.
- Residential mortgage loans amounted to $876.3 million.
- U.S. Small Business Administration 7(a) loans totaled $135.7 million.
- Declared and paid dividend of $0.42 per share in cash with distributable earnings coverage of the common dividend at 1.6x
Headline financials
Revenue & EPS history
Ready Capital · Revenue · Quarterly
$53.6M
Forward guidance
The company's unique business model, diversified revenue streams and increased scale position the Company well to continue to deliver results for our shareholders going forward.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2021
-1.0%
Avg return
Earnings day
-1.5%
Avg return
5 days after
-0.2%
Avg return
30 days after
39%
22 / 56 earnings
Positive
+16.2%
Q2 2020
Best reaction
-26.8%
Q4 2024
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -12.9% | -21.7% | -21.7% | |
| Q4 2025 | +12.2% | +27.0% | -6.7% | |
| Q3 2025 | -1.7% | -11.0% | -12.4% | |
| Q1 2025 | -5.3% | -3.0% | -1.6% | |
| Q4 2024 | -26.8% | -22.7% | -26.3% | |
| Q3 2024 | +4.7% | +3.0% | +5.9% | |
| Q2 2024 | +0.1% | -4.7% | -9.8% | |
| Q1 2024 | -0.9% | +4.9% | -1.5% | |
| Q4 2023 | -5.0% | +0.3% | +2.1% | |
| Q3 2023 | +1.0% | -1.9% | +5.3% | |
| Q2 2023 | -0.8% | -2.5% | -5.1% | |
| Q1 2023 | -2.0% | +0.2% | +8.1% | |
| Q4 2022 | -9.9% | -10.6% | -19.0% | |
| Q3 2022 | +4.4% | +10.2% | +6.8% | |
| Q2 2022 | +1.3% | +1.6% | -7.2% | |
| Q1 2022 | -6.5% | -7.7% | -3.2% | |
| Q4 2021 | +6.6% | +7.6% | +13.5% | |
| Q3 2021 | +5.4% | +4.2% | +2.1% | |
| Q2 2021 | +2.6% | +2.5% | +3.5% | |
| Q1 2021 | +0.9% | -2.9% | +7.9% | |
| Q4 2020 | +4.3% | +4.1% | -4.0% | |
| Q3 2020 | -4.0% | -4.7% | +12.8% | |
| Q2 2020 | +16.2% | +16.1% | +25.7% | |
| Q1 2020 | -11.1% | -12.1% | +40.8% | |
| Q4 2019 | -18.7% | -34.7% | -47.6% | |
| Q3 2019 | +1.8% | +0.1% | -1.4% | |
| Q2 2019 | +1.4% | -0.3% | -0.3% | |
| Q1 2019 | -2.2% | -3.6% | -3.6% | |
| Q4 2018 | -4.0% | -5.8% | -8.0% | |
| Q3 2018 | -2.9% | -1.3% | +0.7% | |
| Q2 2018 | -0.3% | -2.1% | +2.1% | |
| Q1 2018 | +4.2% | +5.2% | +11.5% | |
| Q4 2017 | +2.7% | +2.4% | -3.4% | |
| Q3 2017 | +2.3% | +1.7% | +6.3% | |
| Q2 2017 | -1.0% | +0.0% | +4.4% | |
| Q1 2017 | -2.0% | -3.4% | +0.3% | |
| Q4 2016 | +4.1% | +3.7% | +6.7% | |
| Q4 2015 | +0.4% | +1.2% | +5.8% | |
| Q3 2016 | +1.6% | +2.8% | +6.3% | |
| Q2 2016 | -1.9% | -1.7% | -3.8% | |
| Q1 2016 | -0.5% | — | — | |
| Q4 2014 | -0.4% | — | — | |
| Q3 2015 | -5.9% | — | — | |
| Q2 2015 | -1.5% | — | — | |
| Q1 2015 | -0.9% | — | — | |
| Q3 2014 | -2.4% | — | — | |
| Q2 2014 | +7.2% | — | — | |
| Q1 2014 | -0.3% | — | — | |
| Q4 2013 | +0.8% | — | — | |
| Q3 2012 | -3.1% | — | — | |
| Q3 2013 | -3.1% | — | — | |
| Q2 2013 | -0.9% | — | — | |
| Q2 2012 | -0.9% | — | — | |
| Q4 2012 | -1.2% | — | — | |
| Q1 2013 | -1.2% | — | — | |
| Q1 2012 | -1.2% | — | — |
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