NYSE$PRK

Park National Corporation · Q2 2025 earnings

Q2 2025 earnings · · After market close · Investor relations

Briefing

Park National reported Q2 2025, revenue of $48.1M, net income of $48.1M, diluted EPS of $2.97.

For Q2 2025, Park National reported revenue of $48.1M, net income of $48.1M, diluted EPS was $2.97. Management discusses operating trends, capital, and sector risks in the quarterly filing.

  • Revenue $48.1M.
  • Net income $48.1M.
  • Diluted EPS $2.97.
  • Park National MD&A highlights liquidity, capital, and core trends.
  • Segment and macro factors shape year-over-year comparisons.

Headline financials

Total Revenue

$169M

Previous: $127M+33.2%
EPS (adj)

$2.97

Previous: $2.42+22.7%
Capital Expenditures

-$2.39M

Previous: -$5M+52.2%
Net Income

$48.1M

Previous: $39.4M+22.2%

Revenue & EPS history

Park National · Revenue · Quarterly

$169M

Q2 2025+33.2%vs Q2 2024
Beat estimate in 8 of 14 quarters(57%)
ActualEstimate

Forward guidance

Banks emphasize net interest income, credit quality, and capital returns rather than explicit EPS targets.

Tailwinds

  • Loan growth and deposit mix optimization.
  • Fee income and wealth/payments trends.
  • Dividends and buybacks within CET1 targets.

Headwinds

  • Rate cuts compress net interest margins.
  • Credit normalization and reserve builds.
  • Regulatory capital and liquidity requirements.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2025

Historical avgQ2 2025

+0.0%

Avg return

Earnings day

+1.2%

Avg return

5 days after

+2.9%

Avg return

30 days after

51%

35 / 69 earnings

Positive

+9.8%

Q2 2024

Best reaction

-9.1%

Q4 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+1.2%+0.2%-1.9%
Q4 2025-0.3%+1.0%+6.4%
Q3 2025+1.8%+3.6%+3.3%
Q2 2025-2.3%-1.7%-0.5%
Q1 2025-0.3%+0.4%+0.8%
Q4 2024+1.3%+0.3%-3.9%
Q3 2024+7.4%+3.6%+15.3%
Q2 2024+9.8%+10.8%-1.4%
Q1 2024+6.9%+9.8%+13.7%
Q4 2023+0.9%+3.5%-1.6%
Q3 2023+3.3%+7.0%+19.7%
Q2 2023-3.4%-0.6%-8.2%
Q1 2023+0.9%-4.4%-8.7%
Q4 2022-9.1%-11.0%-6.8%
Q3 2022+2.9%+8.2%+8.9%
Q2 2022+1.3%+3.3%+6.4%
Q1 2022-2.4%-4.7%-6.8%
Q4 2021+3.5%+1.4%-1.0%
Q3 2021+3.0%+2.8%+14.3%
Q2 2021+0.2%+3.1%+8.0%
Q1 2021+2.7%+2.2%+2.5%
Q4 2020+0.1%-5.0%+13.0%
Q3 2020-1.9%-3.3%+12.8%
Q2 2020-0.3%+24.2%+28.6%
Q1 2020+6.7%+6.0%+4.2%
Q4 2019-5.3%-5.0%-10.7%
Q3 2019+3.5%+3.7%+3.0%
Q2 2019-5.9%-3.8%-6.0%
Q1 2019-0.6%+3.5%+3.2%
Q4 2018+0.1%+3.5%+7.8%
Q3 2018-8.8%-5.1%-4.4%
Q2 2018-0.7%-2.5%-1.7%
Q1 2018+3.8%+3.4%+7.7%
Q4 2017-2.3%-3.8%-3.1%
Q3 2017-0.8%+0.6%-3.1%
Q2 2017-2.3%-4.4%-6.5%
Q1 2017+1.5%+3.9%-5.6%
Q4 2016+0.2%+0.6%-3.8%
Q3 2016+2.1%+1.0%+19.5%
Q2 2016-6.3%-6.4%+0.7%
Q1 2016-2.8%
Q4 2015-1.6%
Q3 2015-3.8%
Q2 2015+1.2%
Q1 2015-2.3%
Q4 2014-0.4%
Q3 2014+4.4%
Q2 2014+1.7%
Q1 2014-0.3%
Q4 2013-1.4%
Q3 2013-0.2%
Q2 2013+2.2%
Q1 2013+1.2%
Q4 2012-0.1%
Q3 2012-5.0%
Q2 2012+3.0%
Q1 2012+1.1%
Q4 2010-2.2%
Q4 2011-2.2%
Q3 2011-3.7%
Q2 2011-2.9%
Q1 2010-0.7%
Q1 2011+2.0%
Q4 2009-1.2%
Q4 2008-1.2%
Q3 2009+1.6%
Q3 2010+1.6%
Q2 2009+0.2%
Q2 2010+0.2%

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