NYSE$PRK

Park National Corporation · Q1 2025 earnings

Q1 2025 earnings · · After market close · Investor relations

Briefing

Park National Corporation reported Q1 2025, net income of $42.2M.

For Q1 2025, Park National Corporation reported net income of $42.2M. The filing highlights segment performance, liquidity, and management commentary on the period.

  • Net income $42.2M.
  • Park National Corporation discusses capital allocation and near-term priorities in MD&A.
  • Park National Corporation discusses capital allocation and near-term priorities in MD&A.

Headline financials

Total Revenue

$132M

Previous: $122M+8.5%
EPS (adj)

$2.57

Previous: $2.17+18.4%
Net Interest Margin

4.6%

Previous: 4.3%+7.9%
Efficiency Ratio

59.8%

Previous: 63.1%-5.2%
Yield on Loans

6.3%

Previous: 6.0%+4.5%
Nonperforming Loans / Loans

0.8%

Previous: 0.9%-15.8%
Loans / Total Assets

79.7%

Previous: 76.2%+4.7%
Return on Avg Assets

1.7%

Previous: 1.4%+18.1%
Return on Avg Equity

13.5%

Previous: 12.2%+10.1%
Tangible Book Value/Share

$68.94

Previous: $61.80+11.6%
Avg Loans / Avg Deposits

93.6%

Previous: 91.1%+2.7%
Capital Expenditures

-$1.08M

Previous: -$3.14M+65.8%
Net Income

$42.2M

Previous: $35.2M+19.8%
Operating Income

$51.2M

Previous: $57.1M-10.3%

Revenue & EPS history

Park National · Revenue · Quarterly

$132M

Q1 2025+8.5%vs Q1 2024
Beat estimate in 8 of 14 quarters(57%)
ActualEstimate

Forward guidance

Management discusses operating priorities, capital allocation, and sector risks in the quarterly filing.

Tailwinds

  • Headline results and segment trends anchor the quarter.
  • Liquidity and balance-sheet capacity support operations.
  • Strategic initiatives outlined in MD&A.

Headwinds

  • Macro, rates, or input costs may pressure margins.
  • One-time items affect year-over-year comparability.
  • Execution risk on growth or restructuring plans.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2025

Historical avgQ1 2025

+0.0%

Avg return

Earnings day

+1.2%

Avg return

5 days after

+2.9%

Avg return

30 days after

51%

35 / 69 earnings

Positive

+9.8%

Q2 2024

Best reaction

-9.1%

Q4 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+1.2%+0.2%-1.9%
Q4 2025-0.3%+1.0%+6.4%
Q3 2025+1.8%+3.6%+3.3%
Q2 2025-2.3%-1.7%-0.5%
Q1 2025-0.3%+0.4%+0.8%
Q4 2024+1.3%+0.3%-3.9%
Q3 2024+7.4%+3.6%+15.3%
Q2 2024+9.8%+10.8%-1.4%
Q1 2024+6.9%+9.8%+13.7%
Q4 2023+0.9%+3.5%-1.6%
Q3 2023+3.3%+7.0%+19.7%
Q2 2023-3.4%-0.6%-8.2%
Q1 2023+0.9%-4.4%-8.7%
Q4 2022-9.1%-11.0%-6.8%
Q3 2022+2.9%+8.2%+8.9%
Q2 2022+1.3%+3.3%+6.4%
Q1 2022-2.4%-4.7%-6.8%
Q4 2021+3.5%+1.4%-1.0%
Q3 2021+3.0%+2.8%+14.3%
Q2 2021+0.2%+3.1%+8.0%
Q1 2021+2.7%+2.2%+2.5%
Q4 2020+0.1%-5.0%+13.0%
Q3 2020-1.9%-3.3%+12.8%
Q2 2020-0.3%+24.2%+28.6%
Q1 2020+6.7%+6.0%+4.2%
Q4 2019-5.3%-5.0%-10.7%
Q3 2019+3.5%+3.7%+3.0%
Q2 2019-5.9%-3.8%-6.0%
Q1 2019-0.6%+3.5%+3.2%
Q4 2018+0.1%+3.5%+7.8%
Q3 2018-8.8%-5.1%-4.4%
Q2 2018-0.7%-2.5%-1.7%
Q1 2018+3.8%+3.4%+7.7%
Q4 2017-2.3%-3.8%-3.1%
Q3 2017-0.8%+0.6%-3.1%
Q2 2017-2.3%-4.4%-6.5%
Q1 2017+1.5%+3.9%-5.6%
Q4 2016+0.2%+0.6%-3.8%
Q3 2016+2.1%+1.0%+19.5%
Q2 2016-6.3%-6.4%+0.7%
Q1 2016-2.8%
Q4 2015-1.6%
Q3 2015-3.8%
Q2 2015+1.2%
Q1 2015-2.3%
Q4 2014-0.4%
Q3 2014+4.4%
Q2 2014+1.7%
Q1 2014-0.3%
Q4 2013-1.4%
Q3 2013-0.2%
Q2 2013+2.2%
Q1 2013+1.2%
Q4 2012-0.1%
Q3 2012-5.0%
Q2 2012+3.0%
Q1 2012+1.1%
Q4 2010-2.2%
Q4 2011-2.2%
Q3 2011-3.7%
Q2 2011-2.9%
Q1 2010-0.7%
Q1 2011+2.0%
Q4 2009-1.2%
Q4 2008-1.2%
Q3 2009+1.6%
Q3 2010+1.6%
Q2 2009+0.2%
Q2 2010+0.2%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro