NYSE$PFSI

PennyMac Financial Services Inc. · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

PennyMac Financial reported strong earnings driven by its servicing business and increased dividend.

PennyMac Financial Services, Inc. reported a net income of $98.3 million for Q2 2024, resulting in $1.85 earnings per share. The company's servicing portfolio continues to drive revenue and cash flow, with a 50% increase in the quarterly dividend to $0.30 per share.

  • Net income for the second quarter of 2024 was $98.3 million, or $1.85 per share.
  • The Board of Directors approved a quarterly cash dividend of $0.30 per share, a 50 percent increase.
  • Total acquisition and origination volumes were $27 billion, up 25 percent from the prior quarter.
  • Servicing portfolio grew to more than $630 billion in unpaid principal balance at quarter-end.

Headline financials

Total Revenue

$8.67M

Previous: -$2.75M+415.1%
EPS

$1.85

Previous: $1.11+66.7%
Servicing Portfolio UPB

$633B

No prior period
Capital Expenditures

-$1.32M

Previous: -$631K-109.0%
Free Cash Flow

$96.9M

Previous: $57.6M+68.2%
Net Income

$98.3M

Previous: $58.3M+68.7%
Operating Income

-$272M

Previous: -$278M+2.0%
Gross Profit

$8.67M

Previous: -$2.75M+415.1%
Cash & Equivalents

$595M

Previous: $1.53B-61.2%
Total Assets

$21.6B

Previous: $18B+20.0%
Stock-Based Comp

-$2.21M

Previous: $375K-689.9%

Revenue & EPS history

PennyMac · Revenue · Quarterly

$8.67M

Q2 2024-415.1%vs Q2 2023
Beat estimate in 0 of 15 quarters(0%)
ActualEstimate

Revenue by segment

PennyMac · $392M total across 2 segments · Q3 2023

  • Servicing Segment
    $217M-18.5%
  • Production Segment
    $174M-12.6%

Forward guidance

In the third quarter, PMT expects to retain approximately 30 to 50 percent of total conventional correspondent production, an increase from 18 percent in the second quarter.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

+0.6%

Avg return

Earnings day

+0.7%

Avg return

5 days after

+2.7%

Avg return

30 days after

44%

23 / 52 earnings

Positive

+19.8%

Q2 2016

Best reaction

-33.2%

Q4 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.5%+0.8%-7.3%
Q4 2025-33.2%-35.8%-38.6%
Q3 2025+6.3%+10.0%+4.4%
Q2 2025-1.3%-2.9%+14.9%
Q1 2025-2.7%-1.7%-1.8%
Q4 2024-8.8%-8.3%-9.7%
Q3 2024-4.7%-3.9%-0.9%
Q2 2024-2.7%+0.7%+0.3%
Q1 2024-7.1%-5.8%-1.6%
Q4 2023+6.9%+2.9%-2.1%
Q3 2023+10.4%+6.7%+22.7%
Q2 2023-6.9%-8.5%-15.6%
Q1 2023-2.4%-6.5%-5.6%
Q4 2022-3.9%-3.9%-8.7%
Q3 2022+16.9%+11.0%+22.4%
Q2 2022+4.1%+1.0%-6.1%
Q1 2022-4.7%-8.2%-3.9%
Q4 2021-0.8%+2.1%-0.9%
Q3 2021+3.0%+2.4%+4.3%
Q2 2021+10.9%+7.6%+5.3%
Q1 2021-5.0%-3.3%+1.4%
Q4 2020+2.8%-1.0%-1.8%
Q3 2020-1.2%-0.5%+5.7%
Q2 2020+3.1%+4.6%+1.1%
Q1 2020+8.1%+1.9%+26.0%
Q4 2019+8.1%+5.0%+4.0%
Q3 2019-1.2%-2.8%+9.3%
Q2 2019+5.3%+8.7%+23.2%
Q1 2019+5.6%+5.7%-4.0%
Q4 2018+4.8%+4.5%+6.4%
Q3 2018-0.4%+4.1%+2.6%
Q2 2018+14.6%+11.2%+10.4%
Q1 2018-6.7%-2.6%-5.2%
Q4 2017+1.2%+3.2%+12.4%
Q3 2017-0.3%+0.3%+14.2%
Q2 2017-3.7%-2.0%-3.4%
Q1 2017-6.7%-5.5%-3.8%
Q4 2016+10.6%+11.8%+5.0%
Q3 2016+4.7%+5.6%+4.4%
Q2 2016+19.8%+20.8%+28.5%
Q1 2016-5.1%
Q4 2015-3.8%
Q3 2015-1.0%
Q2 2015-3.1%
Q1 2015+0.3%
Q4 2014-4.3%
Q3 2014-3.3%
Q2 2014+0.1%
Q1 2014+8.6%
Q4 2013-0.7%
Q3 2013-1.7%
Q2 2013-0.2%
Q1 2013
Q4 2012
Q3 2012
Q2 2012
Q1 2012

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