NYSE$OBK
Origin Bancorp Inc · Q4 2020 earnings
Q4 2020 earnings · · Investor relations
Briefing
Net income increased, driven by higher net interest income, while provision expenses impacted full year results.
Origin Bancorp, Inc. reported a net income of $17.6 million for Q4 2020, an increase of $4.5 million from the previous quarter and $4.7 million from the same quarter last year. Diluted earnings per share were $0.75, up from both the linked quarter and the prior year quarter. Net interest income reached a historic high, while the efficiency ratio improved significantly.
- Net income for the quarter ended December 31, 2020, was $17.6 million.
- Net interest income was $51.8 million for the quarter ended December 31, 2020.
- Diluted earnings per share for the quarter ended December 31, 2020 were $0.75.
- Provision expense was $6.3 million for the quarter ended December 31, 2020.
Headline financials
Revenue & EPS history
Origin · Revenue · Quarterly
$67.2M
Revenue by segment
Origin · $56.7M total across 4 segments · Q4 2019
- Commercial real estate$52.3M—92.3%
- Investment securities-taxable$2.64M—4.7%
- Assets held in other financial institutions$976K—1.7%
- Investment securities-nontaxable$772K—1.4%
Forward guidance
This press release contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2020
+0.5%
Avg return
Earnings day
+1.5%
Avg return
5 days after
+1.6%
Avg return
30 days after
57%
21 / 37 earnings
Positive
+6.0%
Q3 2023
Best reaction
-6.8%
Q2 2024
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +4.0% | -1.9% | +1.2% | |
| Q4 2025 | +4.5% | +8.7% | +2.1% | |
| Q3 2025 | -4.0% | +1.3% | +3.4% | |
| Q1 2025 | +0.3% | +0.6% | +5.4% | |
| Q4 2024 | +3.8% | +9.7% | +7.4% | |
| Q3 2024 | -2.1% | -0.4% | +9.4% | |
| Q2 2024 | -6.8% | -7.1% | -10.5% | |
| Q1 2024 | +4.3% | +1.5% | +5.3% | |
| Q4 2023 | -4.4% | -3.3% | -10.9% | |
| Q3 2023 | +6.0% | +9.2% | +21.4% | |
| Q2 2023 | -0.0% | +0.0% | -8.1% | |
| Q1 2023 | -3.8% | -6.1% | -2.8% | |
| Q4 2022 | +1.0% | -4.5% | -0.8% | |
| Q3 2022 | -0.8% | +2.4% | +4.4% | |
| Q2 2022 | +2.8% | +3.4% | +0.6% | |
| Q1 2022 | -0.8% | -4.3% | -1.9% | |
| Q4 2021 | -2.4% | -0.4% | +5.9% | |
| Q3 2021 | -0.9% | +2.1% | -1.9% | |
| Q2 2021 | +1.5% | -1.4% | +0.6% | |
| Q1 2021 | +3.7% | +6.2% | +7.1% | |
| Q4 2020 | +2.1% | +7.7% | +17.1% | |
| Q3 2020 | -1.6% | -0.7% | +16.5% | |
| Q2 2020 | +4.7% | +9.2% | +9.2% | |
| Q1 2020 | +4.2% | +10.8% | -4.5% | |
| Q4 2019 | -1.4% | -1.7% | -1.4% | |
| Q3 2019 | +3.2% | +6.0% | +5.6% | |
| Q2 2019 | -2.0% | -0.9% | -6.7% | |
| Q1 2019 | +0.6% | +1.5% | -3.9% | |
| Q4 2016 | -0.9% | -0.4% | -5.3% | |
| Q4 2018 | -1.4% | -1.8% | +1.2% | |
| Q3 2017 | -3.2% | -5.0% | -8.6% | |
| Q3 2018 | +1.3% | +6.1% | +9.5% | |
| Q2 2017 | +0.5% | +0.5% | +3.3% | |
| Q2 2018 | +3.4% | +2.7% | +3.5% | |
| Q1 2018 | +0.5% | +1.5% | -4.0% | |
| Q4 2017 | +0.5% | +1.5% | -4.0% | |
| Q1 2017 | +0.5% | +1.5% | -4.0% |
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