NYSE$OBK

Origin Bancorp Inc · Q1 2026 earnings

Q1 2026 earnings · · After market close · Investor relations

Briefing

Origin Bancorp reported Q1 2026 net income of $27.7M with diluted EPS of $0.89.

Origin Bancorp earned $87.2 million of net interest income after provision for the quarter ended March 31, 2026, up from $75.0 million. Net income was $27.7 million, or $0.89 per diluted share, versus $22.4 million and $0.71. Noninterest income was $16.8 million and the provision for credit losses was $5.0 million.

  • Origin Bancorp reported Q1 2026 net income of $27.
  • Quarter ended 2026-03-31; filing date 2026-05-06.
  • Revenue of about $104.0M in the quarter.
  • Diluted EPS $0.89.
  • Bank MD&A discusses NIM, loan growth, and credit quality; no EPS guide in 10-Q.…

Headline financials

Total Revenue

$104M

Previous: $94.1M+10.6%
EPS (adj)

$0.89

Previous: $0.55+61.8%
Capital Expenditures

-$4.97M

Previous: -$753K-559.5%
Net Income

$27.7M

Previous: $22.4M+23.6%
Operating Income

$44.4M

Previous: $28.5M+55.4%

Revenue & EPS history

Origin · Revenue · Quarterly

$104M

Q1 2026+10.6%vs Q1 2025
Beat estimate in 8 of 15 quarters(53%)
ActualEstimate

Revenue by segment

Origin · $56.7M total across 4 segments · Q4 2019

  • Commercial real estate
    $52.3M
  • Investment securities-taxable
    $2.64M
  • Assets held in other financial institutions
    $976K
  • Investment securities-nontaxable
    $772K

Forward guidance

Bank MD&A discusses NIM, loan growth, and credit quality; no EPS guide in 10-Q.

Tailwinds

  • Net income up YoY on NII and fees.
  • Credit provision manageable.
  • Texas/Louisiana footprint expansion.

Headwinds

  • Rate sensitivity on deposit costs.
  • Commercial real estate credit monitoring.
  • Competition for loans and deposits.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

+0.5%

Avg return

Earnings day

+1.5%

Avg return

5 days after

+1.6%

Avg return

30 days after

57%

21 / 37 earnings

Positive

+6.0%

Q3 2023

Best reaction

-6.8%

Q2 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+4.0%-1.9%+1.2%
Q4 2025+4.5%+8.7%+2.1%
Q3 2025-4.0%+1.3%+3.4%
Q1 2025+0.3%+0.6%+5.4%
Q4 2024+3.8%+9.7%+7.4%
Q3 2024-2.1%-0.4%+9.4%
Q2 2024-6.8%-7.1%-10.5%
Q1 2024+4.3%+1.5%+5.3%
Q4 2023-4.4%-3.3%-10.9%
Q3 2023+6.0%+9.2%+21.4%
Q2 2023-0.0%+0.0%-8.1%
Q1 2023-3.8%-6.1%-2.8%
Q4 2022+1.0%-4.5%-0.8%
Q3 2022-0.8%+2.4%+4.4%
Q2 2022+2.8%+3.4%+0.6%
Q1 2022-0.8%-4.3%-1.9%
Q4 2021-2.4%-0.4%+5.9%
Q3 2021-0.9%+2.1%-1.9%
Q2 2021+1.5%-1.4%+0.6%
Q1 2021+3.7%+6.2%+7.1%
Q4 2020+2.1%+7.7%+17.1%
Q3 2020-1.6%-0.7%+16.5%
Q2 2020+4.7%+9.2%+9.2%
Q1 2020+4.2%+10.8%-4.5%
Q4 2019-1.4%-1.7%-1.4%
Q3 2019+3.2%+6.0%+5.6%
Q2 2019-2.0%-0.9%-6.7%
Q1 2019+0.6%+1.5%-3.9%
Q4 2016-0.9%-0.4%-5.3%
Q4 2018-1.4%-1.8%+1.2%
Q3 2017-3.2%-5.0%-8.6%
Q3 2018+1.3%+6.1%+9.5%
Q2 2017+0.5%+0.5%+3.3%
Q2 2018+3.4%+2.7%+3.5%
Q1 2018+0.5%+1.5%-4.0%
Q4 2017+0.5%+1.5%-4.0%
Q1 2017+0.5%+1.5%-4.0%

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