NYSE$NU

Nu Holdings Ltd. · Q4 2023 earnings

Q4 2023 earnings · · Investor relations

Briefing

NU Q4 2023 — BRL 3.50B revenue

Russia and the Ukraine and the conflict in the Middle East on our business, results. Nu Holdings Ltd. reported Q4 2023 results. Headline numbers extracted from the Form 20-F press release; narrative is light because this row was processed without an LLM call.

  • Revenue: BRL 3.50B.
  • Filed on Form 20-F (accession 0001292814-24-001464).

Headline financials

Total Revenue

$2.18B

Previous: $1.45B+50.5%
EPS (adj)

$0.07

Previous: $0.02+270.0%
Capital Expenditures

-$30.9M

No prior period
Net Income

$361M

No prior period
Operating Income

$560M

No prior period
Gross Profit

$1.5B

No prior period

Revenue & EPS history

Nu · Revenue · Quarterly

$2.18B

Q4 2023+50.5%vs Q4 2022
Beat estimate in 7 of 12 quarters(58%)
ActualEstimate

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 12 quarterly earnings reports · overlaid with Q4 2023

Historical avgQ4 2023

-0.3%

Avg return

Earnings day

-2.1%

Avg return

5 days after

+1.9%

Avg return

30 days after

62%

8 / 13 earnings

Positive

+29.9%

Q2 2022

Best reaction

-23.7%

Q4 2021

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.8%-4.2%-4.9%
Q3 2025+1.5%+0.4%+8.4%
Q2 2025+9.1%+13.4%+30.6%
Q4 2024-18.9%-13.9%-13.1%
Q3 2024-4.1%-13.8%-24.6%
Q1 2024+6.2%+2.5%+2.1%
Q4 2023+1.3%+10.4%+21.4%
Q3 2023-3.3%-4.5%-0.1%
Q1 2023+5.0%+12.2%+26.5%
Q4 2022+7.6%+2.5%-5.3%
Q2 2022+29.9%+9.4%+27.5%
Q1 2022-15.4%-21.0%-27.0%
Q4 2021-23.7%-21.0%-17.3%
Q3 2021
Q2 2021
Q1 2021
Q3 2020
Q2 2020
Q4 2014

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