NYSE$NIC
Nicolet Bankshares Inc · Q4 2020 earnings
Q4 2020 earnings · · Investor relations
Briefing
Reported record earnings driven by secondary mortgage revenue and diligent expense management.
Nicolet Bankshares, Inc. announced a strong fourth quarter with net income of $18.0 million, a 46% increase compared to the same quarter in 2019. The company's full-year earnings were also record-breaking, driven by exceptional secondary mortgage revenue and diligent expense management.
- Net income for Q4 2020 was $18.0 million, a 46% increase from Q4 2019.
- Earnings per diluted common share for Q4 2020 were $1.74, compared to $1.18 for Q4 2019.
- Return on average assets for Q4 2020 was 1.58%.
- The company paid off $334 million Paycheck Protection Program Liquidity Facility, $6 million TRUPS and $12 million subordinated notes in Q4 2020.
Headline financials
Revenue & EPS history
Nicolet Bankshares · Revenue · Quarterly
$34M
Revenue by segment
Nicolet Bankshares · $6.34M total across 5 segments · Q1 2020
- Mortgage Income$2.33M—36.7%
- Card Income$1.56M—24.6%
- Deposit Fees$1.23M—19.3%
- BOLI Income$703K—11.1%
- Other Noninterest$521K—8.2%
Forward guidance
Nicolet Bankshares anticipates increased consolidation within the industry due to continued headwinds. The company believes there are opportunities to create shareholder value through accretive acquisitions.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2020
+1.2%
Avg return
Earnings day
+1.9%
Avg return
5 days after
+4.3%
Avg return
30 days after
60%
33 / 55 earnings
Positive
+13.0%
Q2 2024
Best reaction
-11.3%
Q4 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -1.0% | +4.0% | -1.1% | |
| Q4 2025 | +10.4% | +9.3% | +22.8% | |
| Q3 2025 | -4.6% | +0.1% | +4.5% | |
| Q2 2025 | -1.7% | -1.0% | +2.4% | |
| Q1 2025 | +1.0% | +1.5% | +5.5% | |
| Q4 2024 | +3.2% | +2.5% | +11.6% | |
| Q3 2024 | +7.3% | +4.5% | +14.7% | |
| Q2 2024 | +13.0% | +9.1% | -0.4% | |
| Q1 2024 | -2.2% | +2.9% | +6.7% | |
| Q4 2023 | +3.0% | +5.3% | +4.4% | |
| Q3 2023 | -2.7% | +1.5% | +10.7% | |
| Q2 2023 | +9.7% | +8.1% | +7.1% | |
| Q1 2023 | -7.8% | -9.0% | -4.0% | |
| Q4 2022 | -11.3% | -10.9% | -7.8% | |
| Q3 2022 | -2.0% | +1.0% | +6.2% | |
| Q2 2022 | +4.7% | +8.6% | +17.9% | |
| Q1 2022 | +0.9% | -6.7% | -17.1% | |
| Q4 2021 | +1.9% | +4.6% | +7.7% | |
| Q3 2021 | -4.9% | -4.9% | -2.2% | |
| Q2 2021 | +3.0% | +1.2% | +7.7% | |
| Q1 2021 | +0.9% | +2.9% | +0.6% | |
| Q4 2020 | +0.8% | +1.3% | +1.0% | |
| Q3 2020 | +5.1% | +7.3% | +15.4% | |
| Q2 2020 | +6.6% | +10.1% | +13.5% | |
| Q1 2020 | -3.7% | -3.3% | +1.3% | |
| Q4 2019 | +0.5% | -0.0% | +2.4% | |
| Q3 2019 | +4.3% | +4.2% | +5.9% | |
| Q2 2019 | +1.1% | +0.7% | -0.3% | |
| Q1 2019 | -0.1% | +1.9% | +2.8% | |
| Q4 2018 | +5.1% | +10.1% | +13.5% | |
| Q3 2018 | +9.5% | +3.0% | +6.5% | |
| Q2 2018 | +0.4% | +1.2% | -1.2% | |
| Q1 2018 | -3.1% | +0.3% | +0.2% | |
| Q4 2017 | -2.9% | -0.3% | -2.3% | |
| Q3 2017 | -1.5% | -1.5% | -4.3% | |
| Q2 2017 | -0.6% | +0.6% | -3.3% | |
| Q1 2017 | +1.4% | +2.3% | +2.2% | |
| Q4 2016 | +0.5% | +0.6% | +2.4% | |
| Q3 2016 | +0.9% | +1.5% | +14.8% | |
| Q2 2016 | +0.4% | +0.7% | +2.0% | |
| Q1 2016 | +0.0% | — | — | |
| Q4 2015 | +1.6% | — | — | |
| Q3 2015 | +1.5% | — | — | |
| Q2 2015 | +1.4% | — | — | |
| Q1 2015 | +0.2% | — | — | |
| Q4 2014 | +0.0% | — | — | |
| Q3 2014 | -0.6% | — | — | |
| Q2 2014 | -1.5% | — | — | |
| Q1 2014 | +0.0% | — | — | |
| Q4 2013 | +3.1% | — | — | |
| Q4 2012 | +3.1% | — | — | |
| Q3 2012 | -0.3% | — | — | |
| Q3 2013 | -0.3% | — | — | |
| Q2 2012 | +6.8% | — | — | |
| Q2 2013 | +6.8% | — | — | |
| Q1 2012 | — | — | — | |
| Q1 2013 | — | — | — |
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