NYSE$NIC
Nicolet Bankshares Inc · Q4 2019 earnings
Q4 2019 earnings · · Investor relations
Briefing
Reported record earnings for 2019 and net income above fourth quarter 2018.
Nicolet Bankshares, Inc. reported a strong fourth quarter with net income of $12.3 million and earnings per diluted common share of $1.18. The acquisition of Choice Bancorp, Inc. was consummated on November 8, 2019, adding $457 million in assets.
- Net income for Q4 2019 was $12.3 million, a 13% increase compared to Q4 2018.
- Earnings per diluted common share for Q4 2019 were $1.18.
- Return on average assets for Q4 2019 was 1.46%.
- The acquisition of Choice Bancorp, Inc. was completed on November 8, 2019.
Headline financials
Revenue & EPS history
Nicolet Bankshares · Revenue · Quarterly
$30.5M
Revenue by segment
Nicolet Bankshares · $9.66M total across 5 segments · Q4 2019
- Mortgage Income$4.92M—50.9%
- Card Income$1.68M—17.4%
- Other Noninterest$1.29M—13.3%
- Deposit Fees$1.24M—12.8%
- BOLI Income$535K—5.5%
Forward guidance
For 2020, the focus will be on driving core earnings growth through expanded customer base and capitalizing on investments in technology and infrastructure for additional operating leverage. They are well positioned to increase shareholder value through prudent common stock repurchases and by leveraging strength as a bank consolidator.
Tailwinds
- Driving core earnings growth through expanded customer base
- Capitalizing on investments in technology
- Capitalizing on investments in infrastructure
- Increasing shareholder value through prudent common stock repurchases
- Leveraging strength as a bank consolidator
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2019
+1.2%
Avg return
Earnings day
+1.9%
Avg return
5 days after
+4.3%
Avg return
30 days after
60%
33 / 55 earnings
Positive
+13.0%
Q2 2024
Best reaction
-11.3%
Q4 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -1.0% | +4.0% | -1.1% | |
| Q4 2025 | +10.4% | +9.3% | +22.8% | |
| Q3 2025 | -4.6% | +0.1% | +4.5% | |
| Q2 2025 | -1.7% | -1.0% | +2.4% | |
| Q1 2025 | +1.0% | +1.5% | +5.5% | |
| Q4 2024 | +3.2% | +2.5% | +11.6% | |
| Q3 2024 | +7.3% | +4.5% | +14.7% | |
| Q2 2024 | +13.0% | +9.1% | -0.4% | |
| Q1 2024 | -2.2% | +2.9% | +6.7% | |
| Q4 2023 | +3.0% | +5.3% | +4.4% | |
| Q3 2023 | -2.7% | +1.5% | +10.7% | |
| Q2 2023 | +9.7% | +8.1% | +7.1% | |
| Q1 2023 | -7.8% | -9.0% | -4.0% | |
| Q4 2022 | -11.3% | -10.9% | -7.8% | |
| Q3 2022 | -2.0% | +1.0% | +6.2% | |
| Q2 2022 | +4.7% | +8.6% | +17.9% | |
| Q1 2022 | +0.9% | -6.7% | -17.1% | |
| Q4 2021 | +1.9% | +4.6% | +7.7% | |
| Q3 2021 | -4.9% | -4.9% | -2.2% | |
| Q2 2021 | +3.0% | +1.2% | +7.7% | |
| Q1 2021 | +0.9% | +2.9% | +0.6% | |
| Q4 2020 | +0.8% | +1.3% | +1.0% | |
| Q3 2020 | +5.1% | +7.3% | +15.4% | |
| Q2 2020 | +6.6% | +10.1% | +13.5% | |
| Q1 2020 | -3.7% | -3.3% | +1.3% | |
| Q4 2019 | +0.5% | -0.0% | +2.4% | |
| Q3 2019 | +4.3% | +4.2% | +5.9% | |
| Q2 2019 | +1.1% | +0.7% | -0.3% | |
| Q1 2019 | -0.1% | +1.9% | +2.8% | |
| Q4 2018 | +5.1% | +10.1% | +13.5% | |
| Q3 2018 | +9.5% | +3.0% | +6.5% | |
| Q2 2018 | +0.4% | +1.2% | -1.2% | |
| Q1 2018 | -3.1% | +0.3% | +0.2% | |
| Q4 2017 | -2.9% | -0.3% | -2.3% | |
| Q3 2017 | -1.5% | -1.5% | -4.3% | |
| Q2 2017 | -0.6% | +0.6% | -3.3% | |
| Q1 2017 | +1.4% | +2.3% | +2.2% | |
| Q4 2016 | +0.5% | +0.6% | +2.4% | |
| Q3 2016 | +0.9% | +1.5% | +14.8% | |
| Q2 2016 | +0.4% | +0.7% | +2.0% | |
| Q1 2016 | +0.0% | — | — | |
| Q4 2015 | +1.6% | — | — | |
| Q3 2015 | +1.5% | — | — | |
| Q2 2015 | +1.4% | — | — | |
| Q1 2015 | +0.2% | — | — | |
| Q4 2014 | +0.0% | — | — | |
| Q3 2014 | -0.6% | — | — | |
| Q2 2014 | -1.5% | — | — | |
| Q1 2014 | +0.0% | — | — | |
| Q4 2013 | +3.1% | — | — | |
| Q4 2012 | +3.1% | — | — | |
| Q3 2012 | -0.3% | — | — | |
| Q3 2013 | -0.3% | — | — | |
| Q2 2012 | +6.8% | — | — | |
| Q2 2013 | +6.8% | — | — | |
| Q1 2012 | — | — | — | |
| Q1 2013 | — | — | — |
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