NYSE$MA
Mastercard · Q3 2023 earnings
Q3 2023 earnings · · Investor relations
Briefing
Mastercard reported strong revenue and earnings growth, driven by solid business fundamentals and resilient consumer spending.
Mastercard's Q3 2023 results showed strong growth in revenue and earnings. Net revenue increased by 14%, reaching $6.5 billion, while net income grew by 28% to $3.2 billion, resulting in a diluted EPS of $3.39.
- Net revenue increased by 14%, or 11% on a currency-neutral basis, reaching $6.5 billion.
- Net income for the third quarter was $3.2 billion, with a diluted EPS of $3.39.
- Gross dollar volume increased by 11% and purchase volume increased by 12% on a local currency basis.
- Cross-border volumes increased 21%, reflecting strength in both travel and non-travel spending.
Headline financials
Revenue & EPS history
Mastercard · Revenue · Quarterly
$6.53B
Forward guidance
This press release contains forward-looking statements pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2023
+0.8%
Avg return
Earnings day
+0.3%
Avg return
5 days after
+2.8%
Avg return
30 days after
62%
45 / 73 earnings
Positive
+11.0%
Q4 2021
Best reaction
-7.5%
Q3 2020
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +0.1% | -5.4% | -5.9% | |
| Q4 2025 | +3.5% | +5.6% | -0.8% | |
| Q3 2025 | -0.1% | -0.3% | -0.7% | |
| Q2 2025 | +1.3% | +1.2% | +6.5% | |
| Q1 2025 | -0.3% | +2.0% | +6.8% | |
| Q4 2024 | +3.1% | +1.9% | +5.0% | |
| Q3 2024 | -1.1% | -1.6% | +3.7% | |
| Q2 2024 | +3.3% | -1.2% | +8.0% | |
| Q1 2024 | -2.2% | -0.4% | -0.9% | |
| Q4 2023 | +3.5% | +2.6% | +7.1% | |
| Q3 2023 | -5.8% | -2.6% | +6.8% | |
| Q2 2023 | -2.3% | -1.3% | +0.1% | |
| Q1 2023 | +3.6% | +2.5% | +2.1% | |
| Q4 2022 | -2.2% | -3.1% | -7.7% | |
| Q3 2022 | +3.1% | +4.3% | +9.9% | |
| Q2 2022 | +3.1% | +1.7% | -3.3% | |
| Q1 2022 | +0.5% | -1.0% | -1.0% | |
| Q4 2021 | +11.0% | +13.8% | +7.1% | |
| Q3 2021 | -0.1% | -2.2% | -3.4% | |
| Q2 2021 | +0.7% | -4.1% | -7.2% | |
| Q1 2021 | -3.4% | -5.0% | -8.9% | |
| Q4 2020 | +0.3% | +6.0% | +12.2% | |
| Q3 2020 | -7.5% | -8.6% | +6.9% | |
| Q2 2020 | -0.2% | +1.6% | +18.4% | |
| Q1 2020 | +3.9% | +1.8% | +13.7% | |
| Q4 2019 | +1.3% | +1.3% | -9.4% | |
| Q3 2019 | +0.4% | +1.1% | +5.7% | |
| Q2 2019 | -3.3% | -4.3% | -0.0% | |
| Q1 2019 | +0.7% | +0.3% | +2.9% | |
| Q4 2018 | +4.8% | +5.8% | +11.4% | |
| Q3 2018 | +3.5% | +3.5% | +2.9% | |
| Q2 2018 | -5.2% | -7.5% | -2.2% | |
| Q1 2018 | +3.5% | +4.9% | +8.4% | |
| Q4 2017 | +0.9% | +0.2% | +3.6% | |
| Q3 2017 | -0.0% | +0.2% | +1.0% | |
| Q2 2017 | -2.4% | -1.1% | +1.3% | |
| Q1 2017 | +0.8% | +1.0% | +6.0% | |
| Q4 2016 | -3.9% | -2.5% | +1.9% | |
| Q3 2016 | +3.3% | +0.4% | +2.1% | |
| Q2 2016 | +1.6% | +1.6% | +2.9% | |
| Q1 2016 | -1.4% | — | — | |
| Q4 2015 | +6.2% | — | — | |
| Q3 2015 | -1.1% | — | — | |
| Q2 2015 | +3.4% | — | — | |
| Q1 2015 | -0.0% | — | — | |
| Q4 2014 | +2.0% | — | — | |
| Q3 2014 | +10.2% | — | — | |
| Q2 2014 | -1.2% | — | — | |
| Q1 2014 | +0.3% | — | — | |
| Q4 2013 | -7.3% | — | — | |
| Q3 2013 | +1.6% | — | — | |
| Q2 2013 | +7.5% | — | — | |
| Q1 2013 | -1.3% | — | — | |
| Q4 2012 | +0.5% | — | — | |
| Q3 2012 | +3.5% | — | — | |
| Q2 2012 | -3.0% | — | — | |
| Q1 2012 | -3.0% | — | — | |
| Q2 2011 | +0.8% | — | — | |
| Q4 2011 | +0.8% | — | — | |
| Q3 2011 | +9.7% | — | — | |
| Q1 2011 | +2.6% | — | — | |
| Q4 2010 | +1.1% | — | — | |
| Q3 2010 | +5.4% | — | — | |
| Q2 2010 | +1.4% | — | — | |
| Q1 2009 | -5.1% | — | — | |
| Q1 2010 | +0.6% | — | — | |
| Q2 2009 | -1.0% | — | — | |
| Q4 2009 | -1.0% | — | — | |
| Q4 2007 | -1.0% | — | — | |
| Q3 2009 | +1.1% | — | — | |
| Q3 2008 | +1.1% | — | — | |
| Q2 2008 | +3.4% | — | — | |
| Q4 2008 | +3.4% | — | — |
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