NYSE$LADR

Ladder Capital Corp · Q2 2022 earnings

Q2 2022 earnings · · Investor relations

Briefing

Reported increased earnings momentum and grew floating rate loan portfolio.

Ladder Capital Corp reported GAAP income before taxes of $45.8 million and diluted earnings per share of $0.28 for the quarter ended June 30, 2022. Distributable earnings were $43.7 million, or $0.34 of distributable EPS.

  • Increased earnings momentum driven by growth in the floating rate loan portfolio.
  • Expect continued growth in net interest income due to Federal Reserve rate hikes.
  • Successfully upsized, extended, and improved the borrowing cost on its revolving credit facility.
  • Total assets of $5.8 billion as of June 30, 2022.

Headline financials

Total Revenue

$22.6M

Previous: -$7.65M+395.0%
EPS (adj)

$0.34

Previous: $0.10+240.0%
Capital Expenditures

-$3.86M

Previous: -$1.62M-138.3%
Free Cash Flow

$39.4M

Previous: $8.84M+345.3%
Net Income

$43.2M

Previous: $10.5M+313.2%
Operating Income

$17.9M

Previous: -$12.2M+246.8%
Gross Profit

$22.6M

Previous: -$7.98M+382.6%
Cash & Equivalents

$217M

Previous: $1.17B-81.4%
Total Assets

$5.84B

Previous: $5.62B+4.0%
Stock-Based Comp

$3.64M

Previous: $3.53M+3.2%

Revenue & EPS history

Ladder Capital · Revenue · Quarterly

$22.6M

Q2 2022-395%vs Q2 2021
Beat estimate in 2 of 16 quarters(13%)
ActualEstimate

Revenue by segment

Ladder Capital · $25M total across 2 segments · Q1 2023

  • Real Estate Operating Income
    $23.2M
  • Fee and Other Income
    $1.83M

Forward guidance

Ladder Capital expects to see continued growth in net interest income in the quarters ahead due to the Federal Reserve fighting inflation with aggressive rate hikes. With low leverage, and ample liquidity, the company is well positioned to capitalize on attractive investment opportunities.

Tailwinds

  • Continued growth in net interest income expected.
  • Federal Reserve rate hikes expected to contribute to earnings.
  • Low leverage provides financial flexibility.
  • Ample liquidity to capitalize on investment opportunities.
  • Upsized and extended revolving credit facility.

Headwinds

  • Impact and aftermath of the COVID-19 pandemic.
  • Risks discussed under the heading “Risk Factors” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021.
  • Uncertainties related to forward-looking statements.
  • Difficult to predict the impact of known factors.
  • Impossible to anticipate all factors that could affect actual results.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2022

Historical avgQ2 2022

+0.7%

Avg return

Earnings day

+0.8%

Avg return

5 days after

+1.9%

Avg return

30 days after

64%

32 / 50 earnings

Positive

+9.9%

Q4 2015

Best reaction

-13.1%

Q4 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+2.0%+2.2%-1.4%
Q4 2025-6.5%-6.1%-7.4%
Q3 2025+0.5%-1.8%-2.6%
Q2 2025-1.1%-1.2%+2.3%
Q1 2025+0.4%+2.4%+0.8%
Q4 2024+4.3%+4.5%+4.2%
Q3 2024+2.8%+2.4%+6.7%
Q2 2024+3.0%+3.4%+1.4%
Q1 2024+4.8%+2.2%+5.0%
Q4 2023+0.9%-3.8%+3.4%
Q3 2023+3.9%+10.5%+20.8%
Q2 2023-2.6%-3.1%-7.6%
Q1 2023+4.5%+1.9%+7.0%
Q4 2022+3.4%+4.7%-9.5%
Q3 2022+3.8%+6.9%+9.0%
Q2 2022+2.7%-2.2%-1.4%
Q1 2022-3.8%-4.0%-2.1%
Q4 2021-1.9%-0.3%-1.8%
Q3 2021+2.4%+2.4%-1.6%
Q2 2021+0.7%-3.7%+1.0%
Q1 2021+3.2%-1.6%+3.5%
Q4 2020-2.1%-0.6%+1.5%
Q3 2020+7.4%+10.6%+39.0%
Q2 2020+1.0%-2.3%+1.0%
Q1 2020+0.3%+7.3%+19.7%
Q4 2019-13.1%-7.6%-62.1%
Q3 2019-0.1%-0.4%+4.3%
Q2 2019-0.5%-3.4%-1.3%
Q1 2019-6.9%-6.5%-6.9%
Q4 2018+0.2%-1.7%-7.1%
Q3 2018+1.7%+2.9%+4.8%
Q2 2018+4.4%+4.9%+9.7%
Q1 2018+0.1%+3.1%+12.7%
Q4 2017-0.3%+1.2%+1.8%
Q3 2017+1.0%-0.4%+0.0%
Q2 2017+3.0%+2.3%+4.9%
Q1 2017-0.8%-2.9%-3.0%
Q4 2016+0.0%+3.8%+3.0%
Q3 2016+4.4%+5.1%+17.9%
Q2 2016+0.5%+2.2%+5.5%
Q1 2016+1.0%
Q4 2015+9.9%
Q3 2015-4.8%
Q2 2015+4.0%
Q1 2015+3.3%
Q4 2014-5.4%
Q3 2014-0.3%
Q2 2014-3.5%
Q1 2014-0.3%
Q4 2013+2.3%
Q3 2013
Q2 2013
Q1 2013
Q4 2012
Q3 2012

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