NYSE$KFS

Kingsway Financial Services · Q4 2022 earnings

Q4 2022 earnings · · Investor relations

Briefing

Reported full year results, completed the railyard sale, acquired Secure Nursing Service, Inc. and CSuite Financial Partners.

Kingsway Financial Services Inc. reported solid financial results for 2022, highlighted by revenue growth, strategic acquisitions, and simplification of its capital structure through debt reduction and asset reallocation.

  • Completed the sale of its railyard in Texas for $215.2 million, resulting in net proceeds of $21.4 million after taxes, fees and distribution to the minority shareholder.
  • Acquired Secure Nursing Service, Inc. for $10.9 million and CSuite Financial Partners for $8.5 million, both expected to be immediately accretive.
  • Amended an existing debt facility to draw up to $10 million in additional principal until February 27, 2024.
  • Intends to repurchase 100% of the principal and deferred interest from five of the six trust preferred debt instruments no later than March 15, 2023.

Headline financials

Total Revenue

$13.9M

Previous: $26.8M-48.1%
EPS (adj)

-$0.17

Previous: $0.19-189.5%
Net Income

$944K

Previous: $1.9M-50.3%
Operating Income

$944K

Previous: $1.75M-46.1%
Gross Profit

$13.9M

Previous: $26.8M-48.1%
Cash & Equivalents

$64.2M

Previous: $10.1M+536.7%
Total Assets

$64.2M

Previous: $476M-86.5%
Stock-Based Comp

$448K

Previous: $643K-30.3%

Revenue & EPS history

Kingsway Financial · Revenue · Quarterly

$13.9M

Q4 2022-48.1%vs Q4 2021

Revenue by segment

Kingsway Financial · $74M total across 1 segment · Q4 2022

  • Extended Warranty
    $74M

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2022

Historical avgQ4 2022

-0.2%

Avg return

Earnings day

+0.2%

Avg return

5 days after

-0.7%

Avg return

30 days after

56%

32 / 57 earnings

Positive

+16.3%

Q2 2022

Best reaction

-11.0%

Q1 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.7%+6.3%-5.7%
Q3 2025+0.1%-11.8%-13.3%
Q1 2025-1.2%+3.8%+48.1%
Q3 2024-0.2%-4.2%-9.0%
Q1 2024-11.0%-12.1%-12.8%
Q4 2023+0.8%-4.9%-9.5%
Q3 2023+2.6%-4.9%+1.9%
Q2 2023-2.6%-0.7%+5.0%
Q1 2023-5.1%-3.9%+0.8%
Q4 2022+0.9%-11.2%-13.0%
Q3 2022+0.0%+1.6%+1.4%
Q2 2022+16.3%+19.6%+8.7%
Q1 2022-2.1%-3.6%-3.6%
Q4 2021+9.8%+7.8%+8.0%
Q3 2021-0.2%-1.1%-9.2%
Q2 2021+0.2%-1.4%+0.9%
Q1 2021-2.2%-2.2%-1.0%
Q4 2020+0.7%+4.5%+1.1%
Q3 2020-0.0%-0.3%+33.8%
Q2 2020-2.1%-2.1%+1.7%
Q1 2020+7.6%+10.5%+17.6%
Q4 2019+4.5%+9.0%+26.7%
Q3 2019+0.5%+3.6%-9.8%
Q2 2019+0.5%+3.6%-9.8%
Q1 2019+0.5%+0.5%-9.8%
Q4 2018-4.0%-1.3%+12.6%
Q3 2018+4.2%+5.0%-9.6%
Q2 2018+1.6%+3.3%-21.3%
Q1 2018+7.5%+12.3%-16.5%
Q4 2017-10.5%-13.5%-33.3%
Q3 2017+0.4%+0.5%-0.5%
Q2 2017-0.8%-2.5%-10.7%
Q1 2017-6.1%+0.0%+9.6%
Q4 2016-1.7%-5.0%-4.2%
Q3 2016-0.9%-1.0%-4.9%
Q2 2016+3.6%+4.0%+5.3%
Q1 2016-2.8%
Q4 2015+0.9%
Q3 2015-0.7%
Q2 2015+4.4%
Q1 2015+1.2%
Q4 2014+0.9%
Q3 2014+1.4%
Q2 2014+0.4%
Q4 2013+4.6%
Q4 2012+4.6%
Q3 2013+0.3%
Q2 2013-7.8%
Q1 2013-4.8%
Q3 2012-8.9%
Q3 2011-8.9%
Q2 2012+0.2%
Q2 2011+0.2%
Q4 2011+4.1%
Q1 2012+4.1%
Q4 2010
Q3 2010-10.2%
Q2 2010-4.5%

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