NYSE$KFS

Kingsway Financial Services · Q3 2021 earnings

Q3 2021 earnings · · Investor relations

Briefing

Reported improved net loss and non-GAAP adjusted income, driven by operating improvements in extended warranty businesses and the acquisition of Ravix Financial Inc.

Kingsway Financial Services Inc. reported improved financial results for the third quarter of 2021, with a reduced net loss and increased non-GAAP adjusted income. The company's extended warranty segment showed operating improvements, and the acquisition of Ravix Financial Inc. added a high-quality, asset-light business.

  • Net loss improved to ($0.2) million for the three months ended September 30, 2021, from a net loss of ($1.1) million for the same period in 2020.
  • Non-GAAP adjusted income grew to $2.1 million for the three months ended September 30, 2021, compared to a non-GAAP adjusted loss of ($0.4) million for the same period in 2020.
  • Extended Warranty segment operating income increased to $1.4 million for the three months ended September 30, 2021 compared to $1.2 million for the same period in 2020.
  • Extended Warranty segment non-GAAP adjusted EBITDA improved to $1.5 million for the three months ended June 30, 2021, from $1.4 million for the same period in 2020.

Headline financials

Total Revenue

$21M

Previous: $15.4M+36.0%
EPS (adj)

$0.09

Previous: -$0.07+228.6%
Extended Warranty Oper. Income

$1.4M

No prior period
Capital Expenditures

-$689K

Previous: $41K-1780.5%
Free Cash Flow

-$915K

Previous: -$1.12M+18.6%
Net Income

-$226K

Previous: -$1.12M+79.9%
Operating Income

-$114K

Previous: -$531K+78.5%
Gross Profit

$19.7M

Previous: $14.2M+39.2%
Cash & Equivalents

$18.1M

Previous: $20.5M-11.5%
Total Assets

$447M

Previous: $394M+13.3%
Stock-Based Comp

$548K

Previous: $120K+356.7%

Revenue & EPS history

Kingsway Financial · Revenue · Quarterly

$21M

Q3 2021+36%vs Q3 2020

Revenue by segment

Kingsway Financial · $20.9M total across 2 segments · Q3 2021

  • Extended Warranty
    $17.6M+46.7%
  • Leased Real Estate
    $3.3M-1.2%

Forward guidance

Kingsway's management expressed optimism about the company's future prospects, citing the strong quarter and the acquisition of Ravix Financial Inc.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2021

Historical avgQ3 2021

-0.2%

Avg return

Earnings day

+0.2%

Avg return

5 days after

-0.7%

Avg return

30 days after

56%

32 / 57 earnings

Positive

+16.3%

Q2 2022

Best reaction

-11.0%

Q1 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.7%+6.3%-5.7%
Q3 2025+0.1%-11.8%-13.3%
Q1 2025-1.2%+3.8%+48.1%
Q3 2024-0.2%-4.2%-9.0%
Q1 2024-11.0%-12.1%-12.8%
Q4 2023+0.8%-4.9%-9.5%
Q3 2023+2.6%-4.9%+1.9%
Q2 2023-2.6%-0.7%+5.0%
Q1 2023-5.1%-3.9%+0.8%
Q4 2022+0.9%-11.2%-13.0%
Q3 2022+0.0%+1.6%+1.4%
Q2 2022+16.3%+19.6%+8.7%
Q1 2022-2.1%-3.6%-3.6%
Q4 2021+9.8%+7.8%+8.0%
Q3 2021-0.2%-1.1%-9.2%
Q2 2021+0.2%-1.4%+0.9%
Q1 2021-2.2%-2.2%-1.0%
Q4 2020+0.7%+4.5%+1.1%
Q3 2020-0.0%-0.3%+33.8%
Q2 2020-2.1%-2.1%+1.7%
Q1 2020+7.6%+10.5%+17.6%
Q4 2019+4.5%+9.0%+26.7%
Q3 2019+0.5%+3.6%-9.8%
Q2 2019+0.5%+3.6%-9.8%
Q1 2019+0.5%+0.5%-9.8%
Q4 2018-4.0%-1.3%+12.6%
Q3 2018+4.2%+5.0%-9.6%
Q2 2018+1.6%+3.3%-21.3%
Q1 2018+7.5%+12.3%-16.5%
Q4 2017-10.5%-13.5%-33.3%
Q3 2017+0.4%+0.5%-0.5%
Q2 2017-0.8%-2.5%-10.7%
Q1 2017-6.1%+0.0%+9.6%
Q4 2016-1.7%-5.0%-4.2%
Q3 2016-0.9%-1.0%-4.9%
Q2 2016+3.6%+4.0%+5.3%
Q1 2016-2.8%
Q4 2015+0.9%
Q3 2015-0.7%
Q2 2015+4.4%
Q1 2015+1.2%
Q4 2014+0.9%
Q3 2014+1.4%
Q2 2014+0.4%
Q4 2013+4.6%
Q4 2012+4.6%
Q3 2013+0.3%
Q2 2013-7.8%
Q1 2013-4.8%
Q3 2012-8.9%
Q3 2011-8.9%
Q2 2012+0.2%
Q2 2011+0.2%
Q4 2011+4.1%
Q1 2012+4.1%
Q4 2010
Q3 2010-10.2%
Q2 2010-4.5%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro