NYSE$HTB
Hometrust Bancshares Inc · Q4 2024 earnings
Q4 2024 earnings · · Investor relations
Briefing
Net income decreased due to an increase in the provision for credit losses.
HomeTrust Bancshares reported a decrease in net income for the second quarter of 2024, primarily due to an increase in the provision for credit losses. While net interest margin remained strong, noninterest income decreased due to lower BOLI income.
- Net income was $12.4 million, a decrease from $15.1 million in the previous quarter.
- Diluted earnings per share (EPS) were $0.73, compared to $0.88 in the previous quarter.
- Net interest margin was 4.08%, an increase from 4.02% in the previous quarter.
- The provision for credit losses increased to $4.3 million, compared to $1.2 million in the previous quarter.
Headline financials
Revenue & EPS history
Hometrust · Revenue · Quarterly
$50.3M
Revenue by segment
Hometrust · $6.78M total across 4 segments · Q4 2020
- Loan sales gain$2.37M+11.1%35.0%
- Service charges$2.03M-14.3%30.0%
- Other income$1.86M+61.0%27.4%
- BOLI income$522K-1.3%7.7%
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2024
+0.2%
Avg return
Earnings day
+0.9%
Avg return
5 days after
+3.4%
Avg return
30 days after
48%
25 / 52 earnings
Positive
+7.3%
Q2 2023
Best reaction
-7.0%
Q3 2020
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +0.3% | -0.3% | +3.1% | |
| Q3 2025 | +1.9% | +1.3% | +1.4% | |
| Q2 2025 | -0.3% | -1.7% | +1.9% | |
| Q1 2025 | -1.5% | -1.4% | +12.2% | |
| Q4 2024 | -3.4% | -3.4% | +0.8% | |
| Q3 2024 | +3.4% | +2.1% | +11.7% | |
| Q1 2024 | +7.1% | +4.9% | +14.7% | |
| Q4 2023 | +4.6% | +2.6% | -4.1% | |
| Q3 2023 | -1.7% | -2.2% | -4.4% | |
| Q2 2023 | +7.3% | +9.7% | +19.8% | |
| Q1 2023 | +4.7% | +6.0% | +10.7% | |
| Q4 2022 | -4.1% | -0.2% | +0.4% | |
| Q3 2022 | -3.1% | -6.4% | -7.2% | |
| Q2 2022 | +0.4% | -0.6% | -2.8% | |
| Q1 2022 | +2.5% | +3.3% | +0.9% | |
| Q4 2021 | -2.0% | -2.2% | +3.5% | |
| Q3 2021 | +0.2% | +0.6% | +6.1% | |
| Q2 2021 | +5.4% | +8.1% | +16.1% | |
| Q1 2021 | +5.5% | +11.8% | +22.6% | |
| Q4 2020 | -2.8% | -0.4% | -1.0% | |
| Q3 2020 | -7.0% | -8.8% | -6.7% | |
| Q2 2020 | +1.4% | +0.8% | -10.1% | |
| Q1 2020 | +1.9% | +2.7% | +0.3% | |
| Q4 2019 | +2.4% | +3.7% | -3.2% | |
| Q3 2019 | -2.1% | -0.2% | -2.8% | |
| Q2 2019 | +1.2% | +0.4% | +2.1% | |
| Q1 2019 | +2.8% | +3.9% | +0.8% | |
| Q4 2018 | +0.9% | +2.8% | +3.9% | |
| Q3 2018 | -2.6% | -1.7% | +0.7% | |
| Q2 2018 | -1.7% | +0.0% | +0.4% | |
| Q1 2018 | +0.4% | +1.3% | +2.5% | |
| Q4 2017 | -2.9% | -1.2% | -4.9% | |
| Q3 2017 | -2.2% | -2.0% | -2.0% | |
| Q2 2017 | -1.2% | -2.9% | -0.4% | |
| Q1 2017 | +2.5% | +1.8% | +31.3% | |
| Q4 2016 | -0.9% | -0.3% | +4.3% | |
| Q3 2016 | +2.4% | — | — | |
| Q2 2016 | -0.8% | — | — | |
| Q1 2016 | -5.3% | — | — | |
| Q4 2015 | -0.5% | — | — | |
| Q3 2015 | -2.2% | — | — | |
| Q2 2015 | -0.6% | — | — | |
| Q1 2015 | +1.1% | — | — | |
| Q4 2014 | -1.0% | — | — | |
| Q3 2014 | -0.1% | — | — | |
| Q2 2014 | -0.9% | — | — | |
| Q1 2014 | -0.2% | — | — | |
| Q4 2013 | -3.3% | — | — | |
| Q3 2013 | +0.2% | — | — | |
| Q2 2013 | +3.7% | — | — | |
| Q1 2013 | -0.4% | — | — | |
| Q3 2012 | +1.6% | — | — | |
| Q2 2012 | — | — | — | |
| Q1 2012 | — | — | — | |
| Q4 2011 | — | — | — | |
| Q3 2011 | — | — | — | |
| Q2 2011 | — | — | — | |
| Q1 2010 | — | — | — | |
| Q4 2010 | — | — | — |
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