NYSE$HTB
Hometrust Bancshares Inc · Q4 2020 earnings
Q4 2020 earnings · · Investor relations
Briefing
Net income decreased due to COVID-19 impact and lower interest rates.
HomeTrust Bancshares reported a decrease in net income for Q4 2020 compared to the previous year, primarily due to a significant increase in the provision for loan losses related to the COVID-19 pandemic and a decrease in net interest margin. However, noninterest income increased.
- Net income was $3.6 million, compared to $8.0 million in the corresponding quarter of the previous year.
- Diluted earnings per share (EPS) was $0.22, compared to $0.44.
- Noninterest income increased $377,000, or 5.5% to $7.2 million from $6.8 million.
- Provision for loan losses was $2.7 million, compared to $200,000.
Headline financials
Revenue & EPS history
Hometrust · Revenue · Quarterly
$31.9M
Revenue by segment
Hometrust · $6.78M total across 4 segments · Q4 2020
- Loan sales gain$2.37M+11.1%35.0%
- Service charges$2.03M-14.3%30.0%
- Other income$1.86M+61.0%27.4%
- BOLI income$522K-1.3%7.7%
Forward guidance
HomeTrust Bancshares enters fiscal year 2021 with confidence in managing through the impacts of the pandemic and continuing to mature new lines of business to achieve financial results that create shareholder value.
Tailwinds
- Energy
- Enthusiasm
- Confidence in managing through the impacts of the pandemic
- Continuing to mature all of our new lines of business
- Achieve financial results that create shareholder value
Headwinds
- Impacts of the pandemic
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2020
+0.2%
Avg return
Earnings day
+0.9%
Avg return
5 days after
+3.4%
Avg return
30 days after
48%
25 / 52 earnings
Positive
+7.3%
Q2 2023
Best reaction
-7.0%
Q3 2020
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +0.3% | -0.3% | +3.1% | |
| Q3 2025 | +1.9% | +1.3% | +1.4% | |
| Q2 2025 | -0.3% | -1.7% | +1.9% | |
| Q1 2025 | -1.5% | -1.4% | +12.2% | |
| Q4 2024 | -3.4% | -3.4% | +0.8% | |
| Q3 2024 | +3.4% | +2.1% | +11.7% | |
| Q1 2024 | +7.1% | +4.9% | +14.7% | |
| Q4 2023 | +4.6% | +2.6% | -4.1% | |
| Q3 2023 | -1.7% | -2.2% | -4.4% | |
| Q2 2023 | +7.3% | +9.7% | +19.8% | |
| Q1 2023 | +4.7% | +6.0% | +10.7% | |
| Q4 2022 | -4.1% | -0.2% | +0.4% | |
| Q3 2022 | -3.1% | -6.4% | -7.2% | |
| Q2 2022 | +0.4% | -0.6% | -2.8% | |
| Q1 2022 | +2.5% | +3.3% | +0.9% | |
| Q4 2021 | -2.0% | -2.2% | +3.5% | |
| Q3 2021 | +0.2% | +0.6% | +6.1% | |
| Q2 2021 | +5.4% | +8.1% | +16.1% | |
| Q1 2021 | +5.5% | +11.8% | +22.6% | |
| Q4 2020 | -2.8% | -0.4% | -1.0% | |
| Q3 2020 | -7.0% | -8.8% | -6.7% | |
| Q2 2020 | +1.4% | +0.8% | -10.1% | |
| Q1 2020 | +1.9% | +2.7% | +0.3% | |
| Q4 2019 | +2.4% | +3.7% | -3.2% | |
| Q3 2019 | -2.1% | -0.2% | -2.8% | |
| Q2 2019 | +1.2% | +0.4% | +2.1% | |
| Q1 2019 | +2.8% | +3.9% | +0.8% | |
| Q4 2018 | +0.9% | +2.8% | +3.9% | |
| Q3 2018 | -2.6% | -1.7% | +0.7% | |
| Q2 2018 | -1.7% | +0.0% | +0.4% | |
| Q1 2018 | +0.4% | +1.3% | +2.5% | |
| Q4 2017 | -2.9% | -1.2% | -4.9% | |
| Q3 2017 | -2.2% | -2.0% | -2.0% | |
| Q2 2017 | -1.2% | -2.9% | -0.4% | |
| Q1 2017 | +2.5% | +1.8% | +31.3% | |
| Q4 2016 | -0.9% | -0.3% | +4.3% | |
| Q3 2016 | +2.4% | — | — | |
| Q2 2016 | -0.8% | — | — | |
| Q1 2016 | -5.3% | — | — | |
| Q4 2015 | -0.5% | — | — | |
| Q3 2015 | -2.2% | — | — | |
| Q2 2015 | -0.6% | — | — | |
| Q1 2015 | +1.1% | — | — | |
| Q4 2014 | -1.0% | — | — | |
| Q3 2014 | -0.1% | — | — | |
| Q2 2014 | -0.9% | — | — | |
| Q1 2014 | -0.2% | — | — | |
| Q4 2013 | -3.3% | — | — | |
| Q3 2013 | +0.2% | — | — | |
| Q2 2013 | +3.7% | — | — | |
| Q1 2013 | -0.4% | — | — | |
| Q3 2012 | +1.6% | — | — | |
| Q2 2012 | — | — | — | |
| Q1 2012 | — | — | — | |
| Q4 2011 | — | — | — | |
| Q3 2011 | — | — | — | |
| Q2 2011 | — | — | — | |
| Q1 2010 | — | — | — | |
| Q4 2010 | — | — | — |
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