NYSE$HOMB
Home BancShares Inc/AR · Q2 2021 earnings
Q2 2021 earnings · · Investor relations
Briefing
Reported record net income through first six months of 2021 and maintained stable performance.
Home BancShares, Inc. reported a net income of $79.1 million, or $0.48 earnings per share, for the three-month period ended June 30, 2021. The company experienced loan decline of approximately $579.3 million during the second quarter 2021.
- Net income for the quarter was $79.1 million, or $0.48 earnings per share.
- Recorded a negative provision for unfunded commitments of $4.8 million, or $0.02 per share, primarily due to a single commercial & industrial loan.
- Net interest margin was 3.61% for the quarter.
- Total assets were $17.63 billion as of June 30, 2021, compared to $17.24 billion as of March 31, 2021.
Headline financials
Revenue & EPS history
Home BancShares · Revenue · Quarterly
$172M
Forward guidance
The company plans to be patient and maintain discipline in its approach to loan growth, focusing on long-term value rather than short-term gains, while preparing for potential higher rates and inflation.
Tailwinds
- Continued stable performance.
- Record net income for the six-month period ended June 30, 2021.
- Maintaining discipline in face of economic instability.
- Prepared for higher rates.
- Prepared for more inflation.
Headwinds
- Potential impact of economic conditions.
- Credit quality concerns.
- Interest rate fluctuations.
- Changes in loan demand.
- Real estate value uncertainties.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q2 2021
+0.2%
Avg return
Earnings day
+0.4%
Avg return
5 days after
+2.5%
Avg return
30 days after
48%
32 / 66 earnings
Positive
+9.7%
Q1 2020
Best reaction
-6.9%
Q3 2018
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -3.4% | -2.9% | -7.3% | |
| Q4 2025 | +1.0% | -0.4% | +2.6% | |
| Q3 2025 | -3.4% | -1.0% | -0.6% | |
| Q2 2025 | -2.1% | -0.3% | +3.6% | |
| Q1 2025 | +1.8% | +4.8% | +12.9% | |
| Q4 2024 | +3.4% | +6.8% | +5.3% | |
| Q3 2024 | -0.7% | -2.5% | +13.5% | |
| Q2 2024 | +0.1% | +3.8% | -0.8% | |
| Q1 2024 | +7.0% | +10.1% | +10.2% | |
| Q4 2023 | +6.6% | +7.3% | +2.5% | |
| Q3 2023 | -2.8% | -4.6% | +5.4% | |
| Q2 2023 | -5.8% | -7.8% | -9.6% | |
| Q1 2023 | +0.0% | -3.2% | -1.7% | |
| Q4 2022 | -0.4% | -0.4% | +9.1% | |
| Q3 2022 | -4.7% | -2.4% | -0.6% | |
| Q2 2022 | -0.9% | +1.3% | +11.4% | |
| Q1 2022 | -4.5% | -6.5% | -11.6% | |
| Q4 2021 | -3.8% | +1.5% | -6.0% | |
| Q3 2021 | -0.8% | -1.9% | +1.6% | |
| Q2 2021 | -4.9% | -6.3% | -5.9% | |
| Q1 2021 | -0.0% | -2.0% | +4.0% | |
| Q4 2020 | +4.1% | +2.4% | +10.5% | |
| Q3 2020 | -1.1% | -0.7% | +15.3% | |
| Q2 2020 | +2.2% | +5.4% | +11.0% | |
| Q1 2020 | +9.7% | +3.5% | +4.8% | |
| Q4 2019 | +6.6% | +3.9% | +3.0% | |
| Q3 2019 | -1.0% | +0.7% | -2.0% | |
| Q2 2019 | +2.0% | +3.3% | -4.1% | |
| Q1 2019 | -2.0% | +0.8% | -4.2% | |
| Q4 2018 | -3.0% | -2.0% | +6.7% | |
| Q3 2018 | -6.9% | -9.0% | -5.1% | |
| Q2 2018 | +0.1% | -0.7% | +2.5% | |
| Q1 2018 | +3.1% | +6.9% | +7.0% | |
| Q4 2017 | +0.3% | +6.4% | +2.1% | |
| Q3 2017 | -5.4% | -10.7% | -14.0% | |
| Q2 2017 | -2.0% | +3.9% | -6.0% | |
| Q1 2017 | +0.0% | +1.8% | -5.3% | |
| Q4 2016 | -0.4% | +1.9% | +6.5% | |
| Q3 2016 | +1.5% | +3.7% | +27.2% | |
| Q2 2016 | +1.8% | +0.9% | +6.9% | |
| Q1 2016 | +0.8% | — | — | |
| Q4 2015 | -3.7% | — | — | |
| Q3 2015 | +4.2% | — | — | |
| Q2 2015 | +1.6% | — | — | |
| Q1 2015 | -3.7% | — | — | |
| Q4 2014 | +1.1% | — | — | |
| Q3 2014 | +4.0% | — | — | |
| Q2 2014 | -2.4% | — | — | |
| Q1 2014 | +3.4% | — | — | |
| Q4 2013 | +1.5% | — | — | |
| Q3 2013 | +5.0% | — | — | |
| Q2 2013 | -1.3% | — | — | |
| Q1 2013 | +3.7% | — | — | |
| Q4 2012 | +1.2% | — | — | |
| Q3 2012 | +4.9% | — | — | |
| Q2 2012 | +0.7% | — | — | |
| Q1 2011 | -0.7% | — | — | |
| Q1 2012 | -1.0% | — | — | |
| Q4 2009 | +0.2% | — | — | |
| Q4 2011 | +0.2% | — | — | |
| Q3 2011 | -2.3% | — | — | |
| Q3 2010 | -2.3% | — | — | |
| Q2 2011 | -0.5% | — | — | |
| Q2 2010 | -0.5% | — | — | |
| Q4 2010 | -0.5% | — | — | |
| Q1 2010 | +7.0% | — | — |
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