NYSE$HOMB

Home BancShares Inc/AR · Q1 2024 earnings

Q1 2024 earnings · · Investor relations

Briefing

Home BancShares' Q1 2024 earnings reflected positive trends, including increases in net interest income, revenue, EPS, margin, loans, and deposits, along with strong liquidity and a lower efficiency ratio.

Home BancShares, Inc. reported a strong start to 2024 with increased net income, revenue, and EPS. The company also demonstrated strong liquidity and lowered its efficiency ratio.

  • Net income for Q1 2024 was $100.1 million, or $0.50 diluted earnings per share.
  • Total revenue (net) for Q1 2024 was $246.4 million.
  • Net interest margin was 4.13% for the three-month period ended March 31, 2024.
  • Total loans receivable were $14.51 billion at March 31, 2024, and total deposits were $16.87 billion.

Headline financials

Total Revenue

$246M

Previous: $249M-1.0%
EPS

$0.50

Previous: $0.54-7.4%
Efficiency Ratio

44.2%

Previous: 44.8%-1.3%
Net Interest Margin

4.1%

Previous: 4.4%-5.5%
Book Value per Share

$18.98

No prior period
Tangible Book Value per Share

$11.79

No prior period
Common Equity Tier 1

14.3%

Previous: 13.2%+8.3%
Capital Expenditures

-$1.68M

Previous: -$2.4M+30.0%
Free Cash Flow

$98.4M

Previous: $101M-2.1%
Net Income

$100M

Previous: $103M-2.8%
Operating Income

$72.5M

Previous: $123M-40.9%
Gross Profit

$241M

Previous: $247M-2.3%
Cash & Equivalents

$1.18B

Previous: $688M+70.8%
Total Assets

$22.8B

Previous: $22.5B+1.4%
Stock-Based Comp

$2.28M

Previous: $2.51M-9.3%

Revenue & EPS history

Home BancShares · Revenue · Quarterly

$246M

Q1 2024-1%vs Q1 2023
Beat estimate in 8 of 14 quarters(57%)
ActualEstimate

Forward guidance

Management anticipates continued positive trends and improvements in the company's financial performance throughout the remainder of the year.

Tailwinds

  • Potential for a great year if positive trends from Q1 continue.
  • Anticipated increases in net interest income.
  • Expected revenue growth.
  • Projected EPS improvements.
  • Continued strong liquidity.

Headwinds

  • Potential impact of excess liquidity on net interest margin.
  • Possible fluctuations in interest rates.
  • Uncertainties in the banking environment.
  • Potential impact of interest expense from uninsured deposits.
  • Possible economic conditions and related impacts.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2024

Historical avgQ1 2024

+0.2%

Avg return

Earnings day

+0.4%

Avg return

5 days after

+2.5%

Avg return

30 days after

48%

32 / 66 earnings

Positive

+9.7%

Q1 2020

Best reaction

-6.9%

Q3 2018

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-3.4%-2.9%-7.3%
Q4 2025+1.0%-0.4%+2.6%
Q3 2025-3.4%-1.0%-0.6%
Q2 2025-2.1%-0.3%+3.6%
Q1 2025+1.8%+4.8%+12.9%
Q4 2024+3.4%+6.8%+5.3%
Q3 2024-0.7%-2.5%+13.5%
Q2 2024+0.1%+3.8%-0.8%
Q1 2024+7.0%+10.1%+10.2%
Q4 2023+6.6%+7.3%+2.5%
Q3 2023-2.8%-4.6%+5.4%
Q2 2023-5.8%-7.8%-9.6%
Q1 2023+0.0%-3.2%-1.7%
Q4 2022-0.4%-0.4%+9.1%
Q3 2022-4.7%-2.4%-0.6%
Q2 2022-0.9%+1.3%+11.4%
Q1 2022-4.5%-6.5%-11.6%
Q4 2021-3.8%+1.5%-6.0%
Q3 2021-0.8%-1.9%+1.6%
Q2 2021-4.9%-6.3%-5.9%
Q1 2021-0.0%-2.0%+4.0%
Q4 2020+4.1%+2.4%+10.5%
Q3 2020-1.1%-0.7%+15.3%
Q2 2020+2.2%+5.4%+11.0%
Q1 2020+9.7%+3.5%+4.8%
Q4 2019+6.6%+3.9%+3.0%
Q3 2019-1.0%+0.7%-2.0%
Q2 2019+2.0%+3.3%-4.1%
Q1 2019-2.0%+0.8%-4.2%
Q4 2018-3.0%-2.0%+6.7%
Q3 2018-6.9%-9.0%-5.1%
Q2 2018+0.1%-0.7%+2.5%
Q1 2018+3.1%+6.9%+7.0%
Q4 2017+0.3%+6.4%+2.1%
Q3 2017-5.4%-10.7%-14.0%
Q2 2017-2.0%+3.9%-6.0%
Q1 2017+0.0%+1.8%-5.3%
Q4 2016-0.4%+1.9%+6.5%
Q3 2016+1.5%+3.7%+27.2%
Q2 2016+1.8%+0.9%+6.9%
Q1 2016+0.8%
Q4 2015-3.7%
Q3 2015+4.2%
Q2 2015+1.6%
Q1 2015-3.7%
Q4 2014+1.1%
Q3 2014+4.0%
Q2 2014-2.4%
Q1 2014+3.4%
Q4 2013+1.5%
Q3 2013+5.0%
Q2 2013-1.3%
Q1 2013+3.7%
Q4 2012+1.2%
Q3 2012+4.9%
Q2 2012+0.7%
Q1 2011-0.7%
Q1 2012-1.0%
Q4 2009+0.2%
Q4 2011+0.2%
Q3 2011-2.3%
Q3 2010-2.3%
Q2 2011-0.5%
Q2 2010-0.5%
Q4 2010-0.5%
Q1 2010+7.0%

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