NYSE$HCI

Hci Group Inc · Q4 2021 earnings

Q4 2021 earnings · · Investor relations

Briefing

Reported results for the three and twelve months ended December 31, 2021.

HCI Group reported a net income of $1.4 million, or $0.01 diluted earnings per share, for the fourth quarter of 2021, compared to a net income of $2.7 million, or $0.35 diluted earnings per share, for the fourth quarter of 2020. Consolidated gross written premiums increased by 35.9% to $189.3 million. Consolidated gross premiums earned increased 43.8% to $156.8 million.

  • Net income for the fourth quarter of 2021 totaled $1.4 million or $0.01 diluted earnings per share.
  • Adjusted net loss for the fourth quarter of 2021 was $0.1 million or $0.14 diluted loss per share.
  • Consolidated gross written premiums for the fourth quarter of 2021 increased 35.9% to $189.3 million.
  • Consolidated gross premiums earned for the fourth quarter of 2021 increased 43.8% to $156.8 million.

Headline financials

Total Revenue

$112M

Previous: $70.3M+59.7%
EPS (adj)

-$0.14

Previous: $0.22-163.6%
Losses and LAE

$63.2M

No prior period
Net Investment Income

$2.59M

No prior period
Net Income

$1.44M

Previous: $2.71M-47.0%
Operating Income

$2.54M

Previous: $2.91M-12.8%
Gross Profit

$102M

Previous: $260M-60.7%
Cash & Equivalents

$629M

Previous: $431M+45.8%
Total Assets

$1.18B

Previous: $941M+25.0%

Revenue & EPS history

Hci Group · Revenue · Quarterly

$112M

Q4 2021+59.7%vs Q4 2020
Beat estimate in 10 of 16 quarters(63%)
ActualEstimate

Revenue by segment

Hci Group · $100M total across 1 segment · Q4 2021

  • Homeowners Choice
    $100M+3.2%

Forward guidance

HCI Group enters 2022 poised for another year of profitable growth.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2021

Historical avgQ4 2021

+2.2%

Avg return

Earnings day

+4.7%

Avg return

5 days after

+3.4%

Avg return

30 days after

61%

39 / 64 earnings

Positive

+27.5%

Q2 2020

Best reaction

-16.4%

Q2 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.9%-1.0%+1.4%
Q4 2025+4.8%+7.6%-8.0%
Q3 2025-6.5%-2.9%-12.7%
Q1 2025+8.1%+5.1%+8.7%
Q4 2024+6.2%+10.7%+21.4%
Q3 2024+1.5%-1.1%-0.4%
Q2 2024+4.6%+6.1%+11.6%
Q1 2024-6.0%-7.6%-14.1%
Q4 2023+15.1%+14.5%+16.7%
Q3 2023+25.3%+21.0%+40.7%
Q2 2023+8.2%-1.1%-12.4%
Q1 2023+17.8%+11.3%+15.2%
Q4 2022+6.6%+7.1%-6.0%
Q3 2022+4.7%+19.4%+5.6%
Q2 2022-16.4%-20.0%-32.7%
Q1 2022+6.6%+8.9%+3.7%
Q4 2021+10.3%+14.8%+16.0%
Q3 2021-11.1%-1.8%-19.7%
Q2 2021+14.6%+13.4%+8.0%
Q1 2021+1.8%-2.6%+6.6%
Q4 2020+11.4%+24.1%+33.7%
Q3 2020+5.9%+8.6%+8.1%
Q2 2020+27.5%+29.4%+18.8%
Q1 2020+6.4%+1.0%+18.3%
Q4 2019+0.4%-6.6%-11.6%
Q3 2019+7.2%+4.2%+6.1%
Q2 2019+3.3%+3.4%+1.8%
Q1 2019-3.5%-0.3%-3.9%
Q4 2018-14.6%-8.7%-3.4%
Q3 2018+13.5%+21.2%+21.7%
Q2 2018-7.3%-6.7%-4.3%
Q1 2018-2.7%-2.7%-1.0%
Q4 2017+14.0%+11.7%+6.1%
Q3 2017-12.5%-13.1%-19.5%
Q2 2017-3.5%-4.6%-14.4%
Q1 2017+1.6%-0.7%-1.8%
Q4 2016+8.5%+8.6%+2.8%
Q3 2016+5.3%+7.8%+22.0%
Q2 2016-1.9%+4.8%+2.9%
Q1 2016-5.8%
Q4 2015-13.0%
Q3 2015-10.0%
Q2 2015-9.3%
Q1 2015+5.5%
Q4 2014+2.1%
Q3 2014-12.9%
Q2 2014+3.3%
Q1 2014-0.1%
Q4 2013-15.5%
Q3 2013-4.2%
Q2 2013-3.2%
Q1 2013+21.1%
Q1 2010-0.6%
Q4 2012+21.9%
Q3 2012-7.1%
Q2 2012-0.5%
Q1 2011-4.9%
Q1 2012+1.0%
Q4 2011+2.3%
Q4 2010+2.3%
Q3 2010+4.5%
Q3 2011+4.5%
Q2 2011+1.8%
Q2 2010+1.8%

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