NYSE$HCI
Hci Group Inc · Q3 2022 earnings
Q3 2022 earnings · · Investor relations
Briefing
Reported a net loss due to Hurricane Ian, while insurance divisions, excluding Ian, showed solid results with gross premiums growing and improved gross loss ratio.
HCI Group reported a net loss of $51.5 million, or $5.66 loss per share, in Q3 2022, compared to a net loss of $4.9 million, or $0.72 loss per share, in Q3 2021. Excluding the impact of Hurricane Ian, the insurance divisions demonstrated strong performance, with gross premiums earned growing by more than 20% and the gross loss ratio improving to 41.4%.
- Net loss of $51.5 million, or $5.66 loss per share, compared to net loss of $4.9 million, or $0.72 loss per share, in Q3 2021.
- Adjusted net loss was $51.2 million, or $5.62 loss per share, compared to adjusted net loss of $3.5 million, or $0.64 loss per share, in Q3 2021.
- Consolidated gross premiums earned of $181.7 million, an increase of 21.3% from Q3 2021.
- Excluding Hurricane Ian, losses and loss adjustment expenses were 41.4% of gross premiums earned, down from 47.9% in Q2 2022.
Headline financials
Revenue & EPS history
Hci Group · Revenue · Quarterly
$127M
Revenue by segment
Hci Group · $182M total across 2 segments · Q3 2022
- Homeowners Choice$99M+0.7%54.5%
- TypTap Insurance Company$82.7M—45.5%
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2022
+2.2%
Avg return
Earnings day
+4.7%
Avg return
5 days after
+3.4%
Avg return
30 days after
61%
39 / 64 earnings
Positive
+27.5%
Q2 2020
Best reaction
-16.4%
Q2 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -0.9% | -1.0% | +1.4% | |
| Q4 2025 | +4.8% | +7.6% | -8.0% | |
| Q3 2025 | -6.5% | -2.9% | -12.7% | |
| Q1 2025 | +8.1% | +5.1% | +8.7% | |
| Q4 2024 | +6.2% | +10.7% | +21.4% | |
| Q3 2024 | +1.5% | -1.1% | -0.4% | |
| Q2 2024 | +4.6% | +6.1% | +11.6% | |
| Q1 2024 | -6.0% | -7.6% | -14.1% | |
| Q4 2023 | +15.1% | +14.5% | +16.7% | |
| Q3 2023 | +25.3% | +21.0% | +40.7% | |
| Q2 2023 | +8.2% | -1.1% | -12.4% | |
| Q1 2023 | +17.8% | +11.3% | +15.2% | |
| Q4 2022 | +6.6% | +7.1% | -6.0% | |
| Q3 2022 | +4.7% | +19.4% | +5.6% | |
| Q2 2022 | -16.4% | -20.0% | -32.7% | |
| Q1 2022 | +6.6% | +8.9% | +3.7% | |
| Q4 2021 | +10.3% | +14.8% | +16.0% | |
| Q3 2021 | -11.1% | -1.8% | -19.7% | |
| Q2 2021 | +14.6% | +13.4% | +8.0% | |
| Q1 2021 | +1.8% | -2.6% | +6.6% | |
| Q4 2020 | +11.4% | +24.1% | +33.7% | |
| Q3 2020 | +5.9% | +8.6% | +8.1% | |
| Q2 2020 | +27.5% | +29.4% | +18.8% | |
| Q1 2020 | +6.4% | +1.0% | +18.3% | |
| Q4 2019 | +0.4% | -6.6% | -11.6% | |
| Q3 2019 | +7.2% | +4.2% | +6.1% | |
| Q2 2019 | +3.3% | +3.4% | +1.8% | |
| Q1 2019 | -3.5% | -0.3% | -3.9% | |
| Q4 2018 | -14.6% | -8.7% | -3.4% | |
| Q3 2018 | +13.5% | +21.2% | +21.7% | |
| Q2 2018 | -7.3% | -6.7% | -4.3% | |
| Q1 2018 | -2.7% | -2.7% | -1.0% | |
| Q4 2017 | +14.0% | +11.7% | +6.1% | |
| Q3 2017 | -12.5% | -13.1% | -19.5% | |
| Q2 2017 | -3.5% | -4.6% | -14.4% | |
| Q1 2017 | +1.6% | -0.7% | -1.8% | |
| Q4 2016 | +8.5% | +8.6% | +2.8% | |
| Q3 2016 | +5.3% | +7.8% | +22.0% | |
| Q2 2016 | -1.9% | +4.8% | +2.9% | |
| Q1 2016 | -5.8% | — | — | |
| Q4 2015 | -13.0% | — | — | |
| Q3 2015 | -10.0% | — | — | |
| Q2 2015 | -9.3% | — | — | |
| Q1 2015 | +5.5% | — | — | |
| Q4 2014 | +2.1% | — | — | |
| Q3 2014 | -12.9% | — | — | |
| Q2 2014 | +3.3% | — | — | |
| Q1 2014 | -0.1% | — | — | |
| Q4 2013 | -15.5% | — | — | |
| Q3 2013 | -4.2% | — | — | |
| Q2 2013 | -3.2% | — | — | |
| Q1 2013 | +21.1% | — | — | |
| Q1 2010 | -0.6% | — | — | |
| Q4 2012 | +21.9% | — | — | |
| Q3 2012 | -7.1% | — | — | |
| Q2 2012 | -0.5% | — | — | |
| Q1 2011 | -4.9% | — | — | |
| Q1 2012 | +1.0% | — | — | |
| Q4 2011 | +2.3% | — | — | |
| Q4 2010 | +2.3% | — | — | |
| Q3 2010 | +4.5% | — | — | |
| Q3 2011 | +4.5% | — | — | |
| Q2 2011 | +1.8% | — | — | |
| Q2 2010 | +1.8% | — | — |
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