NYSE$GS

Goldman Sachs Group Inc · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

Reported earnings per common share of $8.40 for the third quarter.

Goldman Sachs reported net revenues of $12.70 billion and net earnings of $2.99 billion for the third quarter ended September 30, 2024. Diluted earnings per common share (EPS) was $8.40 for the third quarter of 2024.

  • Global Banking & Markets generated quarterly net revenues of $8.55 billion, including strong performance in Equities and record quarterly net revenues in Fixed Income, Currency and Commodities (FICC) financing.
  • The firm ranked #1 in worldwide announced and completed mergers and acquisitions and common stock offerings for the year-to-date.
  • Asset & Wealth Management generated quarterly net revenues of $3.75 billion, including record quarterly Management and other fees.
  • Assets under supervision increased $169 billion during the quarter to a record $3.10 trillion.

Headline financials

Total Revenue

$12.7B

Previous: $11.8B+7.5%
EPS

$8.40

Previous: $5.47+53.6%
Efficiency Ratio

64.3%

No prior period
Effective Tax Rate

20.2%

No prior period
Book Value Per Share

$332.96

No prior period
Average GCLA

$0.00

No prior period
Capital Expenditures

-$1.51B

Previous: -$1.77B+15.0%
Free Cash Flow

$1.49B

Previous: $288M+415.6%
Net Income

$2.99B

Previous: $2.06B+45.3%
Operating Income

-$8.44B

Previous: -$2.88B-193.1%
Gross Profit

$12.3B

Previous: $11.8B+4.2%
Cash & Equivalents

$155B

Previous: $240B-35.5%
Total Assets

$1.73T

Previous: $1.58T+9.6%
Stock-Based Comp

$120M

Previous: $228M-47.4%

Revenue & EPS history

Goldman Sachs · Revenue · Quarterly

$12.7B

Q3 2024+7.5%vs Q3 2023
Beat estimate in 12 of 15 quarters(80%)
ActualEstimate

Revenue by segment

Goldman Sachs · $10.9B total across 3 segments · Q2 2023

  • Global Banking & Markets
    $7.19B-13.8%
  • Asset & Wealth Mgmt
    $3.05B-4.2%
  • Platform Solutions
    $659M+92.1%

Forward guidance

This press release contains forward-looking statements that are subject to various risks and uncertainties.

Tailwinds

  • The firm's Investment banking fees backlog increased compared with both the end of the second quarter of 2024 and the end of 2023.
  • Higher net revenues in Global Banking & Markets and Asset & Wealth Management.
  • Significantly higher net revenues in Debt underwriting, driven by leveraged finance and investment-grade activity, and higher net revenues in Equity underwriting, driven by secondary offerings.
  • Higher net revenues in currencies and credit products and higher net revenues in mortgages.
  • Significantly higher net revenues in Equities intermediation in both derivatives and cash products.

Headwinds

  • Lower net revenues in Platform Solutions.
  • Significantly lower net revenues in FICC intermediation, due to significantly lower net revenues in interest rate products and commodities.
  • The decrease in Consumer platforms net revenues reflected lower net revenues from the General Motors (GM) credit card program, including a loss related to the planned transitioning of the program to another issuer, partially offset by higher average credit card balances.
  • Transaction banking and other net revenues were lower, primarily reflecting mark-downs related to the seller financing loans portfolio that was transferred to held for sale, and lower average deposit balances.
  • Information regarding the firm’s assets under supervision, capital ratios, risk-weighted assets, supplementary leverage ratio, balance sheet data, global core liquid assets and VaR consists of preliminary estimates.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

+0.1%

Avg return

Earnings day

+0.8%

Avg return

5 days after

+4.1%

Avg return

30 days after

47%

34 / 73 earnings

Positive

+10.7%

Q4 2018

Best reaction

-8.8%

Q4 2021

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2025+5.5%+2.0%+5.2%
Q1 2026-1.0%+2.0%+5.2%
Q3 2025-2.4%-4.6%+2.4%
Q2 2025+0.3%-3.1%+4.7%
Q1 2025+1.9%+3.0%+23.7%
Q4 2024+7.3%+9.5%+15.6%
Q3 2024+1.4%+1.1%+12.6%
Q2 2024+4.8%+1.1%+3.9%
Q1 2024+1.9%+3.7%+19.7%
Q4 2023-0.2%+1.2%+2.0%
Q3 2023-4.0%-4.6%+7.1%
Q2 2023+4.0%+6.4%-3.7%
Q1 2023-0.8%+0.6%-3.0%
Q4 2022-6.7%-8.6%-1.0%
Q3 2022+1.6%+6.0%+23.8%
Q2 2022+8.2%+10.2%+20.4%
Q1 2022+2.5%+4.3%-4.7%
Q4 2021-8.8%-9.7%-8.4%
Q3 2021+5.7%+4.3%+3.5%
Q2 2021-1.6%-4.1%+9.1%
Q1 2021+3.3%+4.7%+12.5%
Q4 2020-3.5%-3.9%+3.0%
Q3 2020-1.0%-2.4%+3.9%
Q2 2020+0.3%-1.1%-2.8%
Q1 2020-0.7%+1.2%-3.6%
Q4 2019+1.7%+1.5%-3.5%
Q3 2019+0.8%+0.3%+6.6%
Q2 2019+0.8%+0.9%-7.3%
Q1 2019-2.9%-0.9%-5.5%
Q4 2018+10.7%+12.6%+10.3%
Q3 2018+6.1%+5.5%-5.3%
Q2 2018-0.1%+0.1%+0.7%
Q1 2018-1.5%-2.3%-7.3%
Q4 2017-2.9%+1.2%+3.5%
Q3 2017-0.2%+1.0%-1.3%
Q2 2017-2.8%-4.0%-3.4%
Q1 2017-5.4%-4.2%-4.9%
Q4 2016-1.8%-1.3%+6.2%
Q3 2016+3.3%+3.4%+24.0%
Q2 2016-1.0%-1.8%+1.7%
Q1 2016+5.0%
Q4 2015-3.3%
Q3 2015+3.2%
Q2 2015-0.2%
Q1 2015-1.9%
Q4 2014-1.6%
Q3 2014-0.2%
Q2 2014+2.1%
Q1 2014+0.4%
Q4 2013-1.4%
Q3 2013-2.2%
Q2 2013-0.9%
Q1 2013-4.0%
Q4 2011+1.6%
Q4 2012+4.0%
Q3 2012+0.3%
Q2 2012-1.2%
Q1 2012-2.0%
Q3 2011-8.4%
Q2 2011-6.2%
Q1 2011+0.7%
Q1 2009-1.3%
Q4 2010-1.3%
Q3 2010-1.2%
Q4 2009-0.8%
Q2 2010-0.8%
Q1 2010-0.7%
Q4 2007+1.5%
Q3 2008+1.0%
Q3 2009+1.0%
Q2 2008+1.0%
Q2 2009+1.0%
Q4 2008+1.0%

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