NYSE$FIS

Fidelity National Information Services Inc · Q3 2025 earnings

Q3 2025 earnings · · Before market open · Investor relations

Briefing

FIS delivered strong Q3 2025 results with solid revenue growth, higher adjusted earnings, and raised guidance for the full year.

FIS reported Q3 2025 GAAP EPS of $0.50 and adjusted EPS of $1.51, on $2.717 billion in revenue. Net income reached $264 million. Both Banking and Capital Market segments contributed to top-line growth, and the company raised its full-year revenue and adjusted free cash flow outlook.

  • GAAP EPS was $0.50 with net income of $264 million.
  • Adjusted EPS rose 8% YoY to $1.51, driven by margin expansion.
  • Free cash flow more than doubled YoY to $798 million.
  • Full-year revenue and adjusted free cash flow guidance raised.

Headline financials

Total Revenue

$2.72B

Previous: $2.57B+5.7%
EPS (adj)

$1.51

Previous: $0.41+268.3%
Adjusted EBITDA

$1.14B

Previous: $1.06B+7.1%
Adjusted EBITDA Margin

41.8%

Previous: 41.3%+1.2%
Adjusted Revenue Growth

6.0%

No prior period
Capital Expenditures

-$135M

Previous: -$79M-70.9%
Net Income

$264M

Previous: $224M+17.9%
Operating Income

$457M

Previous: $490M-6.7%
Gross Profit

$1.03B

Previous: $977M+5.2%

Revenue & EPS history

FIS · Revenue · Quarterly

$2.72B

Q3 2025+5.7%vs Q3 2024
Beat estimate in 6 of 15 quarters(40%)
ActualEstimate

Revenue by segment

FIS · $2.49B total across 3 segments · Q3 2023

  • Banking Solutions
    $1.76B+4.5%
  • Capital Market Solutions
    $677M+0.9%
  • Corporate and Other
    $56M-23.3%

Forward guidance

FIS raised its 2025 revenue guidance to 5.4–5.7% growth and expects adjusted free cash flow conversion to exceed 85%. Adjusted EPS growth is reiterated at 10–11%.

Tailwinds

  • Raised revenue growth guidance to 5.4–5.7%
  • Adjusted EPS guidance reaffirmed at $5.74–$5.78
  • Adjusted free cash flow conversion now expected to exceed 85%
  • Issuer Solutions acquisition expected to close Q1 2026
  • Continued strong recurring revenue growth across segments

Headwinds

  • Corporate and Other revenue declined 34% YoY
  • Equity method investment (Worldpay) loss impacted GAAP results
  • Net income still impacted by Worldpay-related charges
  • Total debt remains high at $13B
  • Free cash flow benefits partly from non-recurring items

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q3 2025

Historical avgQ3 2025

-0.1%

Avg return

Earnings day

-0.8%

Avg return

5 days after

+0.6%

Avg return

30 days after

53%

38 / 72 earnings

Positive

+10.5%

Q1 2009

Best reaction

-24.3%

Q3 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-8.0%-11.1%
Q4 2025+2.0%+7.4%-0.1%
Q3 2025+2.5%+3.6%+5.6%
Q1 2025-3.0%+0.0%+2.8%
Q4 2024-11.5%-16.5%-15.6%
Q3 2024-2.8%-1.2%-4.3%
Q2 2024+5.0%+6.6%+13.3%
Q1 2024+5.1%+5.5%+7.4%
Q4 2023+4.2%+7.7%+14.3%
Q3 2023+2.5%+1.3%+13.9%
Q2 2023-6.2%-4.5%-7.2%
Q1 2023+7.1%-3.1%-0.7%
Q4 2022-10.1%-7.9%-31.6%
Q3 2022-24.3%-21.1%-6.8%
Q2 2022-6.5%-5.9%-13.6%
Q1 2022+7.0%+0.8%+8.9%
Q4 2021-9.9%-14.2%-14.6%
Q3 2021+2.5%+4.1%-6.9%
Q2 2021-7.4%-3.8%-8.8%
Q1 2021+2.2%-0.2%-1.0%
Q4 2020-0.1%+1.6%+8.7%
Q3 2020-6.0%-3.0%+11.9%
Q2 2020-1.6%-0.8%+1.3%
Q1 2020-2.8%-3.0%+8.5%
Q4 2019+6.4%+5.2%-12.2%
Q3 2019-0.1%-0.2%+4.5%
Q2 2019+6.8%+8.4%+10.4%
Q1 2019+3.3%+5.6%+7.2%
Q4 2018-2.1%-0.2%-1.2%
Q3 2018+5.0%+4.6%+6.8%
Q2 2018-2.0%-0.8%+2.5%
Q1 2018+3.7%+6.0%+7.6%
Q4 2017-0.4%-2.2%+2.1%
Q3 2017-3.1%-3.0%-1.8%
Q2 2017-1.6%-1.4%+0.5%
Q1 2017-1.7%-1.6%+2.8%
Q4 2016+0.6%+1.4%+3.3%
Q3 2016+1.5%+2.0%+2.4%
Q2 2016+3.7%+2.1%+2.2%
Q1 2016+5.8%
Q4 2015+2.4%
Q3 2015-10.8%
Q2 2015-2.3%
Q1 2015-1.6%
Q4 2014-0.9%
Q3 2014+3.9%
Q2 2014+0.8%
Q1 2014+1.7%
Q4 2013+5.1%
Q3 2013+3.9%
Q2 2013-2.5%
Q1 2013+3.5%
Q4 2012-1.0%
Q3 2012+3.6%
Q2 2012-3.4%
Q1 2012+2.5%
Q4 2011+0.4%
Q3 2011+0.6%
Q2 2011-0.2%
Q1 2011+1.3%
Q4 2010+3.7%
Q3 2010-0.2%
Q2 2010-3.9%
Q1 2009+10.5%
Q1 2010+1.1%
Q4 2009+1.2%
Q4 2007+1.2%
Q3 2009+2.6%
Q3 2008+2.6%
Q2 2009-0.2%
Q2 2008-0.2%
Q4 2008-0.2%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro