NYSE$FG

F&G Annuities & Life Inc · Q4 2024 earnings

Q4 2024 earnings · · After market close · Investor relations

Briefing

F&G Annuities & Life reported strong Q4 2024 results with record assets under management and a significant turnaround in net earnings.

F&G Annuities & Life, Inc. (F&G) reported net earnings of $323 million ($2.50 per share) in Q4 2024, recovering from a net loss of $299 million in Q4 2023. Adjusted net earnings rose to $143 million ($1.12 per share), supported by strong investment income. Total revenue for the quarter was $1.56 billion, with record assets under management reaching $53.82 billion. The company achieved a return on assets of 1.06%, reflecting a robust investment performance.

  • Net earnings rose to $323 million from a loss of $299 million in Q4 2023.
  • Revenue for the quarter totaled $1.56 billion.
  • Adjusted net earnings increased to $143 million ($1.12 per share), up from $75 million in Q4 2023.
  • Record assets under management (AUM) reached $53.82 billion, a 10% increase year-over-year.

Headline financials

Total Revenue

$1.56B

Previous: $1.61B-3.3%
EPS (adj)

$1.12

Previous: $0.60+86.7%
Net Income

$323M

Previous: -$299M+208.0%
Operating Income

$412M

Previous: -$375M+209.9%

Revenue & EPS history

F&G Annuities & Life · Revenue · Quarterly

$1.56B

Q4 2024-3.3%vs Q4 2023
Beat estimate in 8 of 13 quarters(62%)
ActualEstimate

Revenue by segment

F&G Annuities & Life · $519M total across 1 segment · Q1 2023

  • Interest and investment income
    $519M

Forward guidance

F&G expects continued growth in AUM, improved investment returns, and strategic capital allocation to drive future earnings.

Tailwinds

  • Strong investment performance supporting higher return on assets.
  • Growth in retail and pension risk transfer sales expected to continue.
  • Efficient expense management leading to improved profit margins.
  • Continued expansion in annuity and life insurance markets.
  • Strong balance sheet enabling capital returns to shareholders.

Headwinds

  • Decline in gross sales compared to Q4 2023 due to strategic capital allocation.
  • Market volatility impacting investment income fluctuations.
  • Higher interest expense from capital market activities.
  • Potential regulatory changes affecting insurance and annuity businesses.
  • Competition in the annuity and pension risk transfer markets.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q4 2024

Historical avgQ4 2024

-1.2%

Avg return

Earnings day

+0.3%

Avg return

5 days after

+2.6%

Avg return

30 days after

42%

8 / 19 earnings

Positive

+18.3%

Q3 2022

Best reaction

-17.7%

Q1 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-8.2%-5.4%-5.6%
Q4 2025-8.4%-15.8%-14.8%
Q3 2025+2.5%+11.4%+12.9%
Q1 2025-14.6%-13.2%-7.5%
Q4 2024-8.7%-4.8%-21.2%
Q3 2024+11.1%+15.9%+14.8%
Q2 2024+0.4%+0.2%+8.9%
Q1 2024-1.0%-4.3%-3.4%
Q4 2023-10.7%-11.0%-11.5%
Q3 2022+18.3%+13.8%+36.0%
Q3 2023+15.3%+16.8%+40.5%
Q2 2023-1.9%+8.1%-4.9%
Q1 2022+0.1%+4.5%+33.1%
Q1 2023-17.7%-7.8%+18.7%
Q2 2022+5.2%+4.1%+14.7%
Q2 2020-3.1%-2.8%-15.7%
Q4 2020-3.1%-2.8%-15.7%
Q4 2021-3.1%-2.8%-15.7%
Q4 2022+4.2%+2.1%-14.1%
Q3 2021
Q2 2021
Q1 2021
Q1 2020
Q4 2019
Q3 2019
Q2 2019
Q1 2019
Q4 2018
Q3 2018
Q2 2018
Q1 2018
Q4 2017
Q3 2017
Q2 2017
Q1 2017
Q4 2016
Q3 2016
Q2 2016
Q1 2016

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