NYSE$FBRT

Franklin BSP Realty Trust Inc · Q3 2025 earnings

Q3 2025 earnings · · After market close · Investor relations

Briefing

Franklin BSP Realty Trust reported Q3 2025, revenue of $89.5M, net income of $17.6M, diluted EPS of $0.12.

For Q3 2025, Franklin BSP Realty Trust reported revenue of $89.5M, net income of $17.6M, diluted EPS was $0.12. The filing discusses segment trends, liquidity, and management outlook for upcoming periods.

  • Revenue $89.5M.
  • Net income $17.6M.
  • Diluted EPS $0.12.

Headline financials

Total Revenue

$89.5M

Previous: $49.7M+80.3%
EPS (adj)

$0.12

Previous: $0.30-60.0%
New Loan Commitments

$304M

No prior period
Principal Funded

$196M

No prior period
Loan Repayments

$275M

No prior period
Number of Loans

147

No prior period
Aggregate Principal Balance

$4.4B

No prior period
Average Loan Size

$30.1M

No prior period
Multifamily Collateralized

75.0%

No prior period
Total Liquidity

$522M

No prior period
Cash & Cash Equivalents

$117M

No prior period
Quarterly Dividend

$0.35

No prior period
Annualized Yield on Book

10.0%

No prior period
Agency Loan Commitments

$2.2B

No prior period
Agency Servicing Portfolio

$47.3B

No prior period
Conduit Loans Originated

$109M

No prior period
Conduit Loans Sold

$59.4M

No prior period
Foreclosure REO Positions

9

No prior period
Foreclosure REO Total

$229M

No prior period
Investment REO Positions

1

No prior period
Investment REO Total

$119M

No prior period
Equity Investment Positions

4

No prior period
Equity Investment Total

$69.1M

No prior period
Book Value per Share

$14.29

Previous: $15.24-6.2%
Net Income

$17.3M

Previous: $31.6M-45.2%
Operating Income

$14.7M

Previous: $27.9M-47.2%

Revenue & EPS history

FBRT · Revenue · Quarterly

$89.5M

Q3 2025+80.3%vs Q3 2024
Beat estimate in 9 of 15 quarters(60%)
ActualEstimate

Forward guidance

The release discusses Franklin BSP Realty Trust's outlook, capital allocation, and key risks for upcoming quarters, including guidance ranges or operating priorities where disclosed.

Tailwinds

  • Occupancy, rents, and financing costs remain focal for investors.
  • Franklin BSP Realty Trust cites demand and execution supporting the near-term outlook.
  • Liquidity and balance-sheet capacity support operations and shareholder returns.

Headwinds

  • Macro, input costs, and FX may pressure margins quarter to quarter.
  • Segment mix and one-time items can affect comparability versus prior periods.
  • Interest rates and refinancing activity affect REIT earnings.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 17 quarterly earnings reports · overlaid with Q3 2025

Historical avgQ3 2025

-0.3%

Avg return

Earnings day

-0.0%

Avg return

5 days after

-0.5%

Avg return

30 days after

50%

9 / 18 earnings

Positive

+7.9%

Q4 2023

Best reaction

-14.2%

Q4 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.9%+1.7%-3.3%
Q4 2025-14.2%-12.5%-12.3%
Q3 2025-4.3%-4.8%-2.3%
Q1 2025-0.4%-1.6%-4.8%
Q4 2024+1.7%+1.6%+2.2%
Q3 2024-0.1%+2.1%-0.7%
Q2 2024-9.7%-11.3%-2.8%
Q1 2024-2.0%+0.2%-3.4%
Q4 2023+7.9%+6.5%+9.0%
Q3 2023+3.4%+10.9%+6.5%
Q2 2023-4.9%-3.8%-0.3%
Q1 2023+2.3%+6.0%+15.3%
Q4 2022+3.9%+3.0%-18.0%
Q3 2022+7.5%+6.1%+3.9%
Q2 2022-0.8%-4.5%-11.3%
Q1 2022+2.6%-0.8%+12.3%
Q4 2021+0.9%+2.5%+6.9%
Q3 2021-0.1%-2.0%-5.9%
Q2 2021
Q1 2021
Q4 2020
Q3 2020
Q2 2020
Q1 2020
Q4 2019
Q3 2019
Q2 2019
Q1 2019
Q4 2018
Q3 2018
Q2 2018
Q1 2018
Q4 2017
Q3 2017
Q2 2017
Q1 2017
Q4 2016
Q3 2016
Q2 2016
Q1 2016
Q4 2015
Q3 2015
Q2 2015
Q4 2014
Q1 2015
Q3 2014
Q2 2014
Q1 2014
Q4 2013
Q3 2013
Q2 2013
Q1 2013

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