NYSE$FBRT

Franklin BSP Realty Trust Inc · Q2 2025 earnings

Q2 2025 earnings · · After market close · Investor relations

Briefing

Franklin BSP Realty Trust Inc reported Q2 2025 earnings with net income of $24.4 million and EPS of $0.19.

The company generated net interest income of $41.0 million on its $4.5 billion commercial mortgage loan portfolio. Total assets were $5.63 billion with $414 million in cash and cash equivalents. Multifamily collateral represented 74% of the loan book while the company maintained disciplined credit reserves.

  • Net income reached $24.4 million for the three months ended June 30, 2025.
  • Basic and diluted EPS was $0.19 with 82.2 million weighted average shares.
  • Commercial mortgage loans held for investment totaled $4.48 billion net of $43.2 million credit loss allowance.
  • Two loans with $56.9 million amortized cost were on non-performing status at quarter end.

Headline financials

Total Revenue

$49.3M

Previous: $50.9M-3.1%
EPS (adj)

$0.19

Previous: -$0.11+272.7%
Multifamily collateral %

74.0%

No prior period
WA coupon on loans

785

No prior period
Net Income

$23.2M

Previous: -$2.18M+1166.7%
Operating Income

$19.7M

Previous: $33.2M-40.5%
Cash & Equivalents

$414M

No prior period
Total Assets

$5.63B

No prior period

Revenue & EPS history

FBRT · Revenue · Quarterly

$49.3M

Q2 2025-3.1%vs Q2 2024
Beat estimate in 9 of 16 quarters(56%)
ActualEstimate

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 17 quarterly earnings reports

Historical avg

-0.3%

Avg return

Earnings day

-0.0%

Avg return

5 days after

-0.5%

Avg return

30 days after

50%

9 / 18 earnings

Positive

+7.9%

Q4 2023

Best reaction

-14.2%

Q4 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2025
Q1 2026+0.9%+1.7%-3.3%
Q4 2025-14.2%-12.5%-12.3%
Q3 2025-4.3%-4.8%-2.3%
Q1 2025-0.4%-1.6%-4.8%
Q4 2024+1.7%+1.6%+2.2%
Q3 2024-0.1%+2.1%-0.7%
Q2 2024-9.7%-11.3%-2.8%
Q1 2024-2.0%+0.2%-3.4%
Q4 2023+7.9%+6.5%+9.0%
Q3 2023+3.4%+10.9%+6.5%
Q2 2023-4.9%-3.8%-0.3%
Q1 2023+2.3%+6.0%+15.3%
Q4 2022+3.9%+3.0%-18.0%
Q3 2022+7.5%+6.1%+3.9%
Q2 2022-0.8%-4.5%-11.3%
Q1 2022+2.6%-0.8%+12.3%
Q4 2021+0.9%+2.5%+6.9%
Q3 2021-0.1%-2.0%-5.9%
Q2 2021
Q1 2021
Q4 2020
Q3 2020
Q2 2020
Q1 2020
Q4 2019
Q3 2019
Q2 2019
Q1 2019
Q4 2018
Q3 2018
Q2 2018
Q1 2018
Q4 2017
Q3 2017
Q2 2017
Q1 2017
Q4 2016
Q3 2016
Q2 2016
Q1 2016
Q4 2015
Q3 2015
Q2 2015
Q4 2014
Q1 2015
Q3 2014
Q2 2014
Q1 2014
Q4 2013
Q3 2013
Q2 2013
Q1 2013

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