NYSE$FBRT

Franklin BSP Realty Trust Inc · Q2 2025 earnings

Q2 2025 earnings · · After market close · Investor relations

Briefing

Franklin BSP Realty Trust Inc reported Q2 2025 earnings with net income of $24.4 million and EPS of $0.19.

The company generated net interest income of $41.0 million on its $4.5 billion commercial mortgage loan portfolio. Total assets were $5.63 billion with $414 million in cash and cash equivalents. Multifamily collateral represented 74% of the loan book while the company maintained disciplined credit reserves.

  • Net income reached $24.4 million for the three months ended June 30, 2025.
  • Basic and diluted EPS was $0.19 with 82.2 million weighted average shares.
  • Commercial mortgage loans held for investment totaled $4.48 billion net of $43.2 million credit loss allowance.
  • Two loans with $56.9 million amortized cost were on non-performing status at quarter end.

Headline financials

Total Revenue

$49.3M

Previous: $50.9M-3.1%
EPS (adj)

$0.19

Previous: -$0.11+272.7%
Multifamily collateral %

74.0%

No prior period
WA coupon on loans

785

No prior period
Net Income

$23.2M

Previous: -$2.18M+1166.7%
Operating Income

$19.7M

Previous: $33.2M-40.5%
Cash & Equivalents

$414M

No prior period
Total Assets

$5.63B

No prior period

Revenue & EPS history

FBRT · Revenue · Quarterly

$49.3M

Q2 2025-3.1%vs Q2 2024
Beat estimate in 9 of 16 quarters(56%)
ActualEstimate

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 17 quarterly earnings reports

Historical avg

-0.3%

Avg return

Earnings day

-0.0%

Avg return

5 days after

-0.5%

Avg return

30 days after

50%

9 / 18 earnings

Positive

+7.9%

Q4 2023

Best reaction

-14.2%

Q4 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2025———
Q1 2026+0.9%+1.7%-3.3%
Q4 2025-14.2%-12.5%-12.3%
Q3 2025-4.3%-4.8%-2.3%
Q1 2025-0.4%-1.6%-4.8%
Q4 2024+1.7%+1.6%+2.2%
Q3 2024-0.1%+2.1%-0.7%
Q2 2024-9.7%-11.3%-2.8%
Q1 2024-2.0%+0.2%-3.4%
Q4 2023+7.9%+6.5%+9.0%
Q3 2023+3.4%+10.9%+6.5%
Q2 2023-4.9%-3.8%-0.3%
Q1 2023+2.3%+6.0%+15.3%
Q4 2022+3.9%+3.0%-18.0%
Q3 2022+7.5%+6.1%+3.9%
Q2 2022-0.8%-4.5%-11.3%
Q1 2022+2.6%-0.8%+12.3%
Q4 2021+0.9%+2.5%+6.9%
Q3 2021-0.1%-2.0%-5.9%
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Q2 2013———
Q1 2013———

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