NYSE$EFC

Ellington Financial Inc · Q4 2024 earnings

Q4 2024 earnings · · After market close · Investor relations

Briefing

Ellington Financial reported its financial results for the fourth quarter ended December 31, 2024.

Ellington Financial reported net income attributable to common stockholders of $22.4 million, or $0.25 per common share, for the fourth quarter of 2024. Adjusted distributable earnings were $40.6 million, or $0.45 per common share, covering the $0.39 per share dividends for the quarter. The company saw strong performance from its loan originator affiliates and securitization-related gains.

  • Net income attributable to common stockholders was $22.4 million, or $0.25 per common share.
  • Adjusted Distributable Earnings were $40.6 million, or $0.45 per common share, covering the quarterly dividends.
  • The total adjusted long credit portfolio increased by 5% to $3.42 billion, driven by net purchases of closed-end second lien loans, HELOCs, commercial mortgage bridge loans, and non-Agency RMBS.
  • The company completed four securitization transactions across three different product lines, generating gains and securing non-market-to-market term financing.

Headline financials

Total Revenue

$108M

Previous: $146M-25.9%
EPS (adj)

$0.45

Previous: $0.27+66.7%
NIM Credit Portfolio

3.6%

No prior period
NIM Agency Portfolio

2.3%

No prior period
Capital Expenditures

$0.00

No prior period
Net Income

$30.7M

Previous: $12.5M+145.3%
Operating Income

$20.2M

No prior period

Revenue & EPS history

Ellington Financial · Revenue · Quarterly

$108M

Q4 2024-25.9%vs Q4 2023
Beat estimate in 9 of 12 quarters(75%)
ActualEstimate

Forward guidance

Ellington Financial is committed to building on its achievements throughout 2025, focusing on maintaining securitization momentum and expanding asset sourcing channels and financing sources to drive portfolio and earnings growth.

Tailwinds

  • Maintaining securitization momentum across multiple business lines.
  • Further expanding asset sourcing channels.
  • Further expanding sources of financing.
  • Driving additional portfolio growth.
  • Driving additional earnings growth.

Headwinds

  • Changes in interest rates and market value of investments could impact results.
  • Market volatility could affect financial performance.
  • Changes in mortgage default rates and prepayment rates pose risks.
  • Ability to borrow to finance assets could be constrained.
  • Changes in government regulations affecting the business could have an impact.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q4 2024

Historical avgQ4 2024

+0.5%

Avg return

Earnings day

+0.9%

Avg return

5 days after

-0.0%

Avg return

30 days after

65%

40 / 62 earnings

Positive

+7.9%

Q4 2024

Best reaction

-7.2%

Q4 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.3%-2.1%
Q4 2025+0.5%-1.8%-7.7%
Q3 2025+1.0%+2.0%+0.4%
Q1 2025+1.3%+2.3%-0.7%
Q4 2024+7.9%+2.3%-0.2%
Q3 2024+4.0%+3.7%+2.7%
Q2 2024+4.4%+6.6%+9.1%
Q1 2024+0.3%+1.6%+2.6%
Q4 2023-7.2%-6.7%-4.5%
Q3 2023-1.5%+0.0%+0.8%
Q2 2023-0.1%-0.2%-1.1%
Q1 2023+1.0%+1.7%+9.2%
Q4 2022-2.0%-4.0%-13.5%
Q3 2022+3.2%+10.2%+1.3%
Q2 2022-1.9%-1.1%-11.2%
Q1 2022-5.9%-11.0%-7.0%
Q4 2021+0.8%+3.0%+4.6%
Q3 2021-1.2%-2.8%-4.7%
Q2 2021+1.4%+1.1%+2.2%
Q1 2021+0.4%+0.4%+6.5%
Q4 2020+0.3%+0.4%+2.4%
Q3 2020+0.3%+7.1%+16.1%
Q2 2020+0.2%+2.5%+2.0%
Q1 2020+7.2%-0.9%+23.2%
Q4 2019+0.8%+1.1%-35.8%
Q3 2019+1.9%+3.4%+0.0%
Q2 2019+1.4%+1.3%+1.2%
Q1 2019+0.1%+0.3%-2.6%
Q4 2018-0.9%-1.0%+4.6%
Q3 2018+4.3%+5.1%+0.9%
Q2 2018+0.4%+0.7%-0.6%
Q1 2018+2.0%+4.4%+4.5%
Q4 2017+1.2%+2.8%+2.0%
Q3 2017-0.3%-1.0%-2.9%
Q2 2017-1.0%-0.1%-2.6%
Q1 2017+1.7%+1.4%+0.7%
Q4 2016-0.1%-0.6%-2.1%
Q3 2016-0.4%+2.6%+0.4%
Q2 2016+0.9%+1.6%-0.6%
Q1 2016+1.1%
Q4 2015+2.8%
Q3 2015-2.1%
Q2 2015-0.4%
Q1 2015-0.9%
Q4 2014+0.7%
Q3 2014-1.7%
Q2 2014+0.4%
Q1 2014+0.5%
Q4 2013+0.7%
Q3 2013+0.6%
Q2 2013+0.1%
Q1 2013+2.7%
Q4 2012+4.6%
Q3 2012-1.5%
Q2 2012-2.3%
Q1 2012-0.2%
Q4 2011+0.3%
Q3 2011-0.6%
Q4 2010+0.8%
Q2 2011+0.8%
Q1 2011-1.2%
Q3 2010+1.2%
Q2 2010
Q1 2010

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