NYSE$CNO
CNO Financial Group Inc · Q4 2024 earnings
Q4 2024 earnings · · After market close · Investor relations
Briefing
CNO Financial Group reported strong fourth quarter and full year 2024 results, driven by exceptional earnings and sales, positioning the company for sustainable growth and ROE expansion in 2025.
CNO Financial Group delivered an exceptional fourth quarter and full-year financial performance, with net income significantly increasing to $166.1 million in Q4 2024 from $36.3 million in Q4 2023. Net operating income also saw a modest increase. The company achieved production records across both divisions and returned $108.0 million to shareholders in Q4.
- Net income in Q4 2024 was $166.1 million, or $1.58 per diluted share, a significant increase from $36.3 million, or $0.32 per diluted share, in Q4 2023.
- Net operating income in Q4 2024 was $138.0 million, or $1.31 per diluted share, compared to $133.9 million, or $1.18 per diluted share, in Q4 2023.
- Total new annualized premiums (NAP) increased by 13% in Q4 2024, with Worksite Division NAP up 23% and Consumer Division NAP up 11%.
- Book value per diluted share, excluding accumulated other comprehensive loss, was $37.19, up 10% from December 31, 2023.
Headline financials
Revenue & EPS history
CNO Financial Group · Revenue · Quarterly
$1.1K
Forward guidance
CNO is well-positioned to continue profitable growth, capitalize on the favorable macro and demographic environment, and drive long-term ROE expansion in 2025.
Tailwinds
- Well-positioned for sustainable growth.
- Ability to capitalize on favorable macro environment.
- Ability to capitalize on favorable demographic environment.
- Expected long-term ROE expansion.
- Continued strong financial performance.
Headwinds
- No specific negative forward guidance was provided in the report.
- No specific negative forward guidance was provided in the report.
- No specific negative forward guidance was provided in the report.
- No specific negative forward guidance was provided in the report.
- No specific negative forward guidance was provided in the report.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2024
+0.1%
Avg return
Earnings day
+0.6%
Avg return
5 days after
+0.3%
Avg return
30 days after
52%
36 / 69 earnings
Positive
+10.1%
Q2 2024
Best reaction
-11.1%
Q1 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +0.5% | +2.8% | +3.4% | |
| Q4 2025 | +5.5% | +1.8% | -1.8% | |
| Q3 2025 | +4.3% | +4.2% | +1.8% | |
| Q2 2025 | -1.2% | +1.6% | +3.1% | |
| Q1 2025 | -4.8% | -4.3% | -4.6% | |
| Q4 2024 | +2.6% | +1.4% | -1.0% | |
| Q3 2024 | +2.5% | +2.2% | +13.8% | |
| Q2 2024 | +10.1% | +4.1% | +10.3% | |
| Q1 2024 | -0.3% | +2.7% | +4.6% | |
| Q4 2023 | +3.4% | +2.5% | +0.5% | |
| Q3 2023 | +0.4% | -0.2% | +8.4% | |
| Q2 2023 | -4.7% | -3.1% | -8.7% | |
| Q1 2023 | +1.0% | -4.8% | -3.3% | |
| Q4 2022 | +1.6% | +2.5% | -6.4% | |
| Q3 2022 | +0.3% | -1.2% | +6.6% | |
| Q2 2022 | -3.7% | -2.4% | -1.8% | |
| Q1 2022 | -11.1% | -11.8% | -14.8% | |
| Q4 2021 | +0.3% | +0.6% | -8.7% | |
| Q3 2021 | -6.0% | -5.0% | -11.1% | |
| Q2 2021 | +0.6% | -1.0% | +8.7% | |
| Q1 2021 | +1.4% | +1.1% | +3.2% | |
| Q4 2020 | -2.0% | -2.2% | +11.1% | |
| Q3 2020 | +9.2% | +6.0% | +23.5% | |
| Q2 2020 | +5.4% | +6.0% | +9.7% | |
| Q1 2020 | -6.8% | +3.1% | +15.5% | |
| Q4 2019 | +4.7% | +5.7% | -39.2% | |
| Q3 2019 | +4.5% | +7.7% | +8.1% | |
| Q2 2019 | +2.4% | -4.3% | -11.8% | |
| Q1 2019 | -1.3% | +1.2% | -2.2% | |
| Q4 2018 | -5.8% | -4.5% | -8.7% | |
| Q3 2018 | -0.5% | -0.3% | -2.6% | |
| Q2 2018 | +9.4% | +8.8% | +6.2% | |
| Q1 2018 | -6.6% | -4.8% | -8.8% | |
| Q4 2017 | +2.0% | +1.4% | -1.5% | |
| Q3 2017 | -0.9% | -2.0% | -2.4% | |
| Q2 2017 | +2.4% | +2.7% | +0.7% | |
| Q1 2017 | +0.5% | +0.5% | -3.3% | |
| Q4 2016 | +4.0% | +7.0% | +5.8% | |
| Q3 2016 | +7.6% | +4.7% | +20.0% | |
| Q2 2016 | -4.4% | -5.4% | -12.2% | |
| Q1 2016 | -5.6% | — | — | |
| Q4 2015 | -2.1% | — | — | |
| Q3 2015 | +2.8% | — | — | |
| Q2 2015 | -5.6% | — | — | |
| Q1 2015 | -5.2% | — | — | |
| Q4 2014 | -1.0% | — | — | |
| Q3 2014 | +2.2% | — | — | |
| Q2 2014 | -2.6% | — | — | |
| Q1 2014 | -1.7% | — | — | |
| Q4 2013 | +4.8% | — | — | |
| Q3 2013 | +4.9% | — | — | |
| Q2 2013 | +1.3% | — | — | |
| Q1 2013 | +1.0% | — | — | |
| Q4 2012 | +8.2% | — | — | |
| Q3 2012 | +0.4% | — | — | |
| Q2 2012 | +3.1% | — | — | |
| Q1 2012 | -1.5% | — | — | |
| Q4 2011 | -2.3% | — | — | |
| Q3 2011 | -8.8% | — | — | |
| Q2 2011 | -4.1% | — | — | |
| Q4 2010 | -4.1% | — | — | |
| Q1 2010 | -0.3% | — | — | |
| Q1 2011 | +2.8% | — | — | |
| Q4 2008 | +2.0% | — | — | |
| Q3 2010 | -3.1% | — | — | |
| Q3 2009 | -3.1% | — | — | |
| Q4 2009 | -1.1% | — | — | |
| Q2 2010 | -1.1% | — | — | |
| Q2 2009 | -1.1% | — | — |
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