NYSE$CNO

CNO Financial Group Inc · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

CNO Financial Group reported excellent earnings and operating performance, driven by sales momentum, a growing agent force, and strong underwriting margins and net investment income.

CNO Financial Group reported a significant increase in net income and operating earnings per share for Q2 2024, driven by sales growth and strong underwriting performance. The company also increased book value per share and returned capital to shareholders, leading to raised full-year guidance on earnings and cash flow.

  • Net income increased by 66% compared to Q2 2023.
  • Operating earnings per share increased by 94% compared to Q2 2023.
  • Total new annualized premiums were up 4%.
  • The company returned $77.2 million to shareholders.

Headline financials

Total Revenue

$1.07B

Previous: $1.02B+4.2%
EPS (adj)

$1.05

Previous: $0.54+94.4%
Capital Expenditures

$0.00

No prior period
Free Cash Flow

$116M

Previous: $73.7M+57.8%
Net Income

$116M

Previous: $73.7M+57.8%
Operating Income

$149M

Previous: $81.2M+83.0%
Gross Profit

$386M

Previous: $353M+9.4%

Revenue & EPS history

CNO Financial Group · Revenue · Quarterly

$1.07B

Q2 2024+4.2%vs Q2 2023
Beat estimate in 12 of 15 quarters(80%)
ActualEstimate

Forward guidance

CNO Financial Group raised its full-year guidance on earnings and cash flow, reflecting consistent sales momentum and favorable macro trends. The company believes it is well-positioned to deliver sustainable profitable growth and long-term shareholder value.

Tailwinds

  • Consistent sales momentum
  • Favorable macro trends
  • Strong capital position
  • Increased book value per share
  • Effective capital return to shareholders

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

+0.1%

Avg return

Earnings day

+0.6%

Avg return

5 days after

+0.3%

Avg return

30 days after

52%

36 / 69 earnings

Positive

+10.1%

Q2 2024

Best reaction

-11.1%

Q1 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.5%+2.8%+3.4%
Q4 2025+5.5%+1.8%-1.8%
Q3 2025+4.3%+4.2%+1.8%
Q2 2025-1.2%+1.6%+3.1%
Q1 2025-4.8%-4.3%-4.6%
Q4 2024+2.6%+1.4%-1.0%
Q3 2024+2.5%+2.2%+13.8%
Q2 2024+10.1%+4.1%+10.3%
Q1 2024-0.3%+2.7%+4.6%
Q4 2023+3.4%+2.5%+0.5%
Q3 2023+0.4%-0.2%+8.4%
Q2 2023-4.7%-3.1%-8.7%
Q1 2023+1.0%-4.8%-3.3%
Q4 2022+1.6%+2.5%-6.4%
Q3 2022+0.3%-1.2%+6.6%
Q2 2022-3.7%-2.4%-1.8%
Q1 2022-11.1%-11.8%-14.8%
Q4 2021+0.3%+0.6%-8.7%
Q3 2021-6.0%-5.0%-11.1%
Q2 2021+0.6%-1.0%+8.7%
Q1 2021+1.4%+1.1%+3.2%
Q4 2020-2.0%-2.2%+11.1%
Q3 2020+9.2%+6.0%+23.5%
Q2 2020+5.4%+6.0%+9.7%
Q1 2020-6.8%+3.1%+15.5%
Q4 2019+4.7%+5.7%-39.2%
Q3 2019+4.5%+7.7%+8.1%
Q2 2019+2.4%-4.3%-11.8%
Q1 2019-1.3%+1.2%-2.2%
Q4 2018-5.8%-4.5%-8.7%
Q3 2018-0.5%-0.3%-2.6%
Q2 2018+9.4%+8.8%+6.2%
Q1 2018-6.6%-4.8%-8.8%
Q4 2017+2.0%+1.4%-1.5%
Q3 2017-0.9%-2.0%-2.4%
Q2 2017+2.4%+2.7%+0.7%
Q1 2017+0.5%+0.5%-3.3%
Q4 2016+4.0%+7.0%+5.8%
Q3 2016+7.6%+4.7%+20.0%
Q2 2016-4.4%-5.4%-12.2%
Q1 2016-5.6%
Q4 2015-2.1%
Q3 2015+2.8%
Q2 2015-5.6%
Q1 2015-5.2%
Q4 2014-1.0%
Q3 2014+2.2%
Q2 2014-2.6%
Q1 2014-1.7%
Q4 2013+4.8%
Q3 2013+4.9%
Q2 2013+1.3%
Q1 2013+1.0%
Q4 2012+8.2%
Q3 2012+0.4%
Q2 2012+3.1%
Q1 2012-1.5%
Q4 2011-2.3%
Q3 2011-8.8%
Q2 2011-4.1%
Q4 2010-4.1%
Q1 2010-0.3%
Q1 2011+2.8%
Q4 2008+2.0%
Q3 2010-3.1%
Q3 2009-3.1%
Q4 2009-1.1%
Q2 2010-1.1%
Q2 2009-1.1%

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