NYSE$CMTG

Claros Mortgage Trust Inc · Q4 2025 earnings

Q4 2025 earnings · · After market close · Investor relations

Briefing

Claros Mortgage Trust reported Q4 2025, net loss of $219.2M.

For Q4 2025, Claros Mortgage Trust reported a net loss of $219.2M. Management discusses segment performance, capital allocation, and outlook in the earnings release.

  • Net loss $219.2M.
  • Claros Mortgage Trust highlights liquidity, operations, and 2026 priorities.
  • Claros Mortgage Trust highlights liquidity, operations, and 2026 priorities.

Headline financials

Total Revenue

$46.8M

Previous: -$19.9M+335.2%
EPS (adj)

-$0.71

Previous: -$0.59-20.3%
Loan Portfolio Value

$3.7B

No prior period
Weighted Avg All-in Yield

6.2%

No prior period
Loan Resolutions UPB

$484M

No prior period
Total Liquidity

$185M

No prior period
Cash

$173M

No prior period
Unencumbered Loan UPB

$366M

No prior period
Net Financings Decrease

$500M

No prior period
CECL Provision

$212M

No prior period
Total CECL Reserves

$443M

No prior period
Specific Reserves (Risk 5)

26.0%

No prior period
General Reserves (Other Loans)

2.9%

No prior period
Book Value per Share

$10.69

No prior period
Net Income

-$219M

Previous: -$101M-117.7%
Operating Income

-$219M

Previous: $0.00

Revenue & EPS history

Claros Mortgage Trust · Revenue · Quarterly

$46.8M

Q4 2025-335.2%vs Q4 2024
Beat estimate in 10 of 15 quarters(67%)
ActualEstimate

Forward guidance

The release discusses Claros Mortgage Trust's outlook for upcoming periods, including capital allocation, operating priorities, and market risks, without relying solely on numeric EPS bridges.

Tailwinds

  • Claros Mortgage Trust cites operational execution and demand trends supporting the outlook.
  • Balance sheet and liquidity actions aim to fund growth and returns.

Headwinds

  • GAAP profitability remained under pressure in Q4 2025.
  • Macro, pricing, and input-cost volatility could pressure margins.
  • Segment mix and one-time items may affect quarter-to-quarter comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2025

Historical avgQ4 2025

-1.1%

Avg return

Earnings day

-4.2%

Avg return

5 days after

-0.3%

Avg return

30 days after

43%

9 / 21 earnings

Positive

+8.2%

Q3 2020

Best reaction

-9.1%

Q1 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-3.8%-14.8%-8.4%
Q4 2025+6.6%-8.6%-15.1%
Q3 2025-6.6%-11.5%-0.6%
Q1 2025-9.1%-3.0%+9.0%
Q4 2024+3.8%-11.1%+42.9%
Q3 2024+3.4%-1.8%-15.0%
Q2 2024-5.7%-10.0%-17.6%
Q1 2024-6.8%-9.6%-9.5%
Q4 2023-6.2%-8.5%-2.3%
Q3 2023-2.8%+5.1%+18.0%
Q2 2023-8.4%-9.2%-7.5%
Q1 2023-5.6%-3.0%-12.5%
Q4 2022-7.0%-14.3%-28.2%
Q3 2022+7.6%+8.4%+4.3%
Q2 2022-1.0%-0.6%-11.1%
Q1 2022+5.0%+2.8%-1.1%
Q4 2021+0.3%-2.0%+4.7%
Q4 2019+0.7%-2.0%+4.7%
Q4 2020+8.2%+3.9%+16.3%
Q3 2020+8.2%+3.9%+16.3%
Q3 2021-3.7%-2.6%+5.8%
Q2 2021
Q1 2021
Q2 2020
Q1 2020
Q2 2019
Q1 2019
Q4 2018

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