NASDAQ$WTFC
Wintrust Financial Corporation · Q4 2019 earnings
Q4 2019 earnings · · Investor relations
Briefing
Reported record full-year net income and fourth quarter net income increased from the fourth quarter of 2018.
Wintrust Financial Corporation reported a net income of $86.0 million for Q4 2019, which is up 8% compared to Q4 2018. The company experienced strong balance sheet growth, decreased net interest margin, decreased mortgage banking revenue, stable credit quality, and a continued focus to increase franchise value in their market area.
- Total assets increased by $1.7 billion, including $240 million from the acquisition of STC Capital Bancshares and $607 million from the acquisition of SBC, Incorporated, or 19% on an annualized basis.
- Total loans increased by $1.1 billion, including $164 million from the acquisition of STC Capital Bancshares and $418 million from the acquisition of SBC, Incorporated, or 17% on an annualized basis.
- Total deposits increased by $1.4 billion, including $194 million from the acquisition of STC Capital Bancshares and $496 million from the acquisition of SBC, Incorporated, or 19% on an annualized basis; the increase was net of a $201 million reduction in brokered deposits.
- The ratio of non-performing assets to total assets declined by two basis points to 0.36%.
Headline financials
Revenue & EPS history
Wintrust · Revenue · Quarterly
$374M
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2019
-0.3%
Avg return
Earnings day
+0.7%
Avg return
5 days after
+2.2%
Avg return
30 days after
54%
37 / 68 earnings
Positive
+9.3%
Q3 2021
Best reaction
-9.7%
Q2 2019
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +0.8% | -0.6% | +0.5% | |
| Q4 2025 | +4.5% | +1.2% | +8.0% | |
| Q3 2025 | +2.2% | +2.0% | +1.1% | |
| Q2 2025 | -0.6% | +0.7% | +6.0% | |
| Q1 2025 | +5.2% | +9.2% | +17.0% | |
| Q3 2024 | -0.5% | -2.0% | +13.4% | |
| Q2 2024 | -5.0% | -3.1% | -10.0% | |
| Q1 2024 | +0.9% | +5.1% | +7.9% | |
| Q4 2023 | +2.1% | +6.1% | +3.5% | |
| Q3 2023 | +1.5% | -1.6% | +12.0% | |
| Q2 2023 | +3.3% | +2.1% | -5.1% | |
| Q1 2023 | -1.4% | -3.1% | -8.9% | |
| Q4 2022 | -1.9% | +2.7% | +7.1% | |
| Q3 2022 | +0.9% | -0.6% | -4.5% | |
| Q2 2022 | +1.8% | +2.3% | +5.7% | |
| Q1 2022 | +7.4% | +3.9% | -9.1% | |
| Q4 2021 | -2.7% | -3.5% | -3.2% | |
| Q3 2021 | +9.3% | +9.6% | +10.3% | |
| Q2 2021 | -1.2% | -3.1% | +0.6% | |
| Q1 2021 | -6.2% | -1.3% | -1.8% | |
| Q4 2020 | -5.5% | -5.5% | -0.3% | |
| Q3 2020 | +3.2% | +0.7% | +12.3% | |
| Q2 2020 | +5.1% | +7.3% | +3.6% | |
| Q1 2020 | +4.7% | +6.4% | +14.5% | |
| Q4 2019 | -5.4% | -7.1% | -5.7% | |
| Q3 2019 | -2.2% | +0.2% | +1.9% | |
| Q2 2019 | -9.7% | -7.4% | -15.4% | |
| Q1 2019 | +1.8% | +0.1% | -3.8% | |
| Q4 2018 | -5.1% | -2.5% | +0.0% | |
| Q3 2018 | -4.6% | -8.6% | -6.9% | |
| Q2 2018 | +3.1% | +2.6% | +2.6% | |
| Q1 2018 | +1.0% | +3.7% | +7.4% | |
| Q4 2017 | +0.3% | +0.2% | -1.3% | |
| Q3 2017 | +2.1% | +1.8% | +0.6% | |
| Q2 2017 | +2.4% | -0.1% | -7.3% | |
| Q1 2017 | +1.3% | +6.3% | +4.5% | |
| Q4 2016 | +0.0% | +2.9% | +10.5% | |
| Q3 2016 | +0.6% | +0.8% | +16.8% | |
| Q2 2016 | -1.1% | +0.5% | +1.6% | |
| Q1 2016 | +8.3% | — | — | |
| Q4 2015 | -7.9% | — | — | |
| Q3 2015 | -8.8% | — | — | |
| Q2 2015 | +3.1% | — | — | |
| Q1 2015 | +2.2% | — | — | |
| Q4 2014 | +1.4% | — | — | |
| Q3 2014 | +1.9% | — | — | |
| Q2 2014 | +3.1% | — | — | |
| Q1 2014 | -1.0% | — | — | |
| Q4 2013 | -3.1% | — | — | |
| Q3 2013 | +0.4% | — | — | |
| Q2 2013 | +1.1% | — | — | |
| Q1 2013 | -3.5% | — | — | |
| Q4 2012 | -1.2% | — | — | |
| Q3 2012 | -1.7% | — | — | |
| Q2 2012 | +0.4% | — | — | |
| Q1 2012 | +0.6% | — | — | |
| Q4 2011 | +0.4% | — | — | |
| Q4 2008 | -5.5% | — | — | |
| Q3 2011 | -5.5% | — | — | |
| Q2 2011 | -4.5% | — | — | |
| Q4 2010 | -4.5% | — | — | |
| Q1 2010 | +0.5% | — | — | |
| Q1 2011 | +0.2% | — | — | |
| Q4 2009 | -1.6% | — | — | |
| Q3 2009 | -2.2% | — | — | |
| Q3 2010 | -2.2% | — | — | |
| Q2 2009 | -1.0% | — | — | |
| Q2 2010 | -1.0% | — | — |
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