NASDAQ$WRLD
World Acceptance Corporation · Q4 2023 earnings
Q4 2023 earnings · · Investor relations
Briefing
World Acceptance Corporation's Q4 2023 earnings increased, driven by focus on credit quality and conservative lending approach.
World Acceptance Corporation reported a net income of $25.6 million and diluted net income per share of $4.37 for the fourth quarter of fiscal year 2023. Total revenues decreased by 4.6% to $160.8 million compared to the same quarter of the prior year. The company continued to focus on credit quality and carefully invest in its best customers.
- Net income increased to $25.6 million.
- Diluted net income per share rose to $4.37.
- Accounts 90+ days past due significantly decreased to 3.5%.
- Total revenues decreased to $160.8 million.
Headline financials
Revenue & EPS history
World Acceptance · Revenue · Quarterly
$161M
Revenue by segment
World Acceptance · $121M total across 1 segment · Q4 2023
- Interest and Fee Income$121M-6.7%100.0%
Forward guidance
World Acceptance Corporation did not provide specific forward guidance in this earnings report. The company will continue to monitor performance indicators and intends to adjust underwriting accordingly.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2023
-1.6%
Avg return
Earnings day
-3.1%
Avg return
5 days after
+2.0%
Avg return
30 days after
47%
30 / 64 earnings
Positive
+29.7%
Q4 2017
Best reaction
-25.1%
Q2 2023
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q4 2026 | +0.7% | -7.9% | +7.8% | |
| Q3 2026 | -17.5% | -15.0% | -2.2% | |
| Q2 2026 | -3.9% | -10.5% | +9.3% | |
| Q1 2026 | -0.9% | -5.6% | -4.1% | |
| Q4 2025 | +3.4% | -3.1% | +13.8% | |
| Q3 2025 | +16.3% | +9.1% | +3.2% | |
| Q2 2025 | +1.6% | +1.6% | +2.7% | |
| Q1 2025 | -16.1% | -16.4% | -19.9% | |
| Q4 2024 | +0.3% | -2.3% | -7.4% | |
| Q3 2024 | +16.5% | +15.3% | +5.0% | |
| Q2 2024 | -13.7% | -17.6% | -6.4% | |
| Q1 2024 | +10.4% | +8.7% | -1.8% | |
| Q4 2023 | +14.1% | +10.8% | +22.3% | |
| Q3 2023 | +27.3% | +18.2% | +15.9% | |
| Q2 2023 | -25.1% | -23.4% | -30.6% | |
| Q1 2023 | -5.6% | -4.6% | +0.8% | |
| Q4 2022 | -14.8% | -26.9% | -32.7% | |
| Q3 2022 | -5.3% | -16.5% | -10.6% | |
| Q2 2022 | -24.0% | -11.0% | +3.9% | |
| Q1 2022 | +9.1% | +13.1% | +13.8% | |
| Q4 2021 | +1.0% | +7.2% | +14.6% | |
| Q3 2021 | -7.4% | +37.7% | +0.7% | |
| Q2 2021 | -9.9% | -14.7% | -1.5% | |
| Q1 2021 | +4.5% | +6.1% | +32.7% | |
| Q4 2020 | +6.5% | -10.1% | +35.3% | |
| Q3 2020 | -2.0% | -9.9% | -11.5% | |
| Q2 2020 | -20.8% | -24.8% | -28.2% | |
| Q1 2020 | -24.1% | -21.3% | -17.9% | |
| Q4 2019 | +7.3% | +3.3% | +4.2% | |
| Q3 2019 | -8.4% | -5.4% | +11.1% | |
| Q2 2019 | +7.1% | +5.4% | +7.3% | |
| Q1 2019 | -9.8% | -10.7% | +6.1% | |
| Q4 2018 | +4.0% | +1.9% | +6.6% | |
| Q3 2018 | +15.1% | +20.9% | +13.8% | |
| Q2 2018 | -12.0% | -11.7% | -4.5% | |
| Q1 2018 | -1.9% | +2.6% | -1.3% | |
| Q4 2017 | +29.7% | +24.4% | +30.6% | |
| Q3 2017 | -19.6% | -18.8% | -10.9% | |
| Q2 2017 | -3.1% | +0.6% | +24.3% | |
| Q1 2017 | -21.0% | -22.7% | -15.4% | |
| Q4 2016 | -4.3% | — | — | |
| Q3 2016 | -23.3% | — | — | |
| Q2 2016 | +2.4% | — | — | |
| Q4 2015 | +13.6% | — | — | |
| Q3 2015 | -4.4% | — | — | |
| Q2 2015 | -1.8% | — | — | |
| Q1 2015 | +5.1% | — | — | |
| Q4 2012 | +0.5% | — | — | |
| Q4 2014 | -9.8% | — | — | |
| Q3 2014 | +9.6% | — | — | |
| Q2 2014 | -5.0% | — | — | |
| Q1 2014 | -2.5% | — | — | |
| Q4 2013 | -0.6% | — | — | |
| Q3 2013 | +1.0% | — | — | |
| Q2 2013 | -3.0% | — | — | |
| Q1 2013 | +2.8% | — | — | |
| Q4 2010 | -1.2% | — | — | |
| Q3 2011 | +2.6% | — | — | |
| Q3 2012 | +2.6% | — | — | |
| Q2 2011 | -1.1% | — | — | |
| Q2 2012 | -1.1% | — | — | |
| Q4 2011 | +2.7% | — | — | |
| Q1 2011 | +2.7% | — | — | |
| Q1 2012 | +2.7% | — | — |
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