NASDAQ$WRLD
World Acceptance Corporation · Q1 2022 earnings
Q1 2022 earnings · · Investor relations
Briefing
Reported an increase in revenue and net income compared to the same quarter of the prior year, driven by growth in loan portfolio and insurance income.
World Acceptance Corporation reported a 4.7% increase in total revenues to $129.7 million and a slight increase in net income to $15.8 million for the first quarter of fiscal year 2022. The company experienced significant loan growth and a decrease in net charge-off rate and delinquency compared to the same quarter of the prior year.
- Loans outstanding increased by 14.5% year-over-year, reaching $1.22 billion.
- Total revenues grew by 4.7% compared to the same quarter of the previous year, amounting to $129.7 million.
- Net income saw a slight increase of $0.3 million, totaling $15.8 million.
- Net charge-off rate and delinquency decreased significantly from the same quarter in the prior year.
Headline financials
Revenue & EPS history
World Acceptance · Revenue · Quarterly
$130M
Revenue by segment
World Acceptance · $109M total across 1 segment · Q1 2022
- Interest and Fee Income$109M—100.0%
Forward guidance
This press release does not contain any forward guidance. It only discusses the results for the first quarter of fiscal year 2022.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2022
-1.6%
Avg return
Earnings day
-3.1%
Avg return
5 days after
+2.0%
Avg return
30 days after
47%
30 / 64 earnings
Positive
+29.7%
Q4 2017
Best reaction
-25.1%
Q2 2023
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q4 2026 | +0.7% | -7.9% | +7.8% | |
| Q3 2026 | -17.5% | -15.0% | -2.2% | |
| Q2 2026 | -3.9% | -10.5% | +9.3% | |
| Q1 2026 | -0.9% | -5.6% | -4.1% | |
| Q4 2025 | +3.4% | -3.1% | +13.8% | |
| Q3 2025 | +16.3% | +9.1% | +3.2% | |
| Q2 2025 | +1.6% | +1.6% | +2.7% | |
| Q1 2025 | -16.1% | -16.4% | -19.9% | |
| Q4 2024 | +0.3% | -2.3% | -7.4% | |
| Q3 2024 | +16.5% | +15.3% | +5.0% | |
| Q2 2024 | -13.7% | -17.6% | -6.4% | |
| Q1 2024 | +10.4% | +8.7% | -1.8% | |
| Q4 2023 | +14.1% | +10.8% | +22.3% | |
| Q3 2023 | +27.3% | +18.2% | +15.9% | |
| Q2 2023 | -25.1% | -23.4% | -30.6% | |
| Q1 2023 | -5.6% | -4.6% | +0.8% | |
| Q4 2022 | -14.8% | -26.9% | -32.7% | |
| Q3 2022 | -5.3% | -16.5% | -10.6% | |
| Q2 2022 | -24.0% | -11.0% | +3.9% | |
| Q1 2022 | +9.1% | +13.1% | +13.8% | |
| Q4 2021 | +1.0% | +7.2% | +14.6% | |
| Q3 2021 | -7.4% | +37.7% | +0.7% | |
| Q2 2021 | -9.9% | -14.7% | -1.5% | |
| Q1 2021 | +4.5% | +6.1% | +32.7% | |
| Q4 2020 | +6.5% | -10.1% | +35.3% | |
| Q3 2020 | -2.0% | -9.9% | -11.5% | |
| Q2 2020 | -20.8% | -24.8% | -28.2% | |
| Q1 2020 | -24.1% | -21.3% | -17.9% | |
| Q4 2019 | +7.3% | +3.3% | +4.2% | |
| Q3 2019 | -8.4% | -5.4% | +11.1% | |
| Q2 2019 | +7.1% | +5.4% | +7.3% | |
| Q1 2019 | -9.8% | -10.7% | +6.1% | |
| Q4 2018 | +4.0% | +1.9% | +6.6% | |
| Q3 2018 | +15.1% | +20.9% | +13.8% | |
| Q2 2018 | -12.0% | -11.7% | -4.5% | |
| Q1 2018 | -1.9% | +2.6% | -1.3% | |
| Q4 2017 | +29.7% | +24.4% | +30.6% | |
| Q3 2017 | -19.6% | -18.8% | -10.9% | |
| Q2 2017 | -3.1% | +0.6% | +24.3% | |
| Q1 2017 | -21.0% | -22.7% | -15.4% | |
| Q4 2016 | -4.3% | — | — | |
| Q3 2016 | -23.3% | — | — | |
| Q2 2016 | +2.4% | — | — | |
| Q4 2015 | +13.6% | — | — | |
| Q3 2015 | -4.4% | — | — | |
| Q2 2015 | -1.8% | — | — | |
| Q1 2015 | +5.1% | — | — | |
| Q4 2012 | +0.5% | — | — | |
| Q4 2014 | -9.8% | — | — | |
| Q3 2014 | +9.6% | — | — | |
| Q2 2014 | -5.0% | — | — | |
| Q1 2014 | -2.5% | — | — | |
| Q4 2013 | -0.6% | — | — | |
| Q3 2013 | +1.0% | — | — | |
| Q2 2013 | -3.0% | — | — | |
| Q1 2013 | +2.8% | — | — | |
| Q4 2010 | -1.2% | — | — | |
| Q3 2011 | +2.6% | — | — | |
| Q3 2012 | +2.6% | — | — | |
| Q2 2011 | -1.1% | — | — | |
| Q2 2012 | -1.1% | — | — | |
| Q4 2011 | +2.7% | — | — | |
| Q1 2011 | +2.7% | — | — | |
| Q1 2012 | +2.7% | — | — |
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