NASDAQ$WASH

Washington Trust Bancorp Inc · Q3 2022 earnings

Q3 2022 earnings · · Investor relations

Briefing

Washington Trust's Q3 2022 results were announced, showcasing a solid performance driven by a diversified business model.

Washington Trust Bancorp reported a net income of $18.7 million, or $1.08 per diluted share, for the third quarter of 2022. The results reflect strong loan growth and an all-time quarterly record for net interest income.

  • Net income for Q3 2022 was $18.7 million, or $1.08 per diluted share.
  • Net interest income reached a record $42.0 million, up 12% from the previous quarter.
  • Total loans increased to $4.8 billion, reflecting growth in commercial and residential real estate loan portfolios.
  • In-market deposits amounted to $4.6 billion, up 2% from the previous quarter.

Headline financials

Total Revenue

$57.8M

Previous: $56.6M+2.2%
EPS (adj)

$1.08

Previous: $1.07+0.9%
Net Interest Margin

2.8%

Previous: 2.6%+9.3%
ROA

1.2%

Previous: 1.3%-5.6%
ROE

15.2%

Previous: 13.4%+13.4%
Efficiency Ratio

57.2%

No prior period
Capital Expenditures

-$1.34M

Previous: -$338K-297.3%
Free Cash Flow

$17.3M

Previous: $18.4M-5.9%
Net Income

$18.7M

Previous: $18.8M-0.4%
Operating Income

$43.9M

Previous: $47.5M-7.6%
Gross Profit

$57.2M

Previous: $56.6M+1.2%
Cash & Equivalents

$130M

Previous: $300M-56.7%
Total Assets

$6.41B

Previous: $6B+6.8%
Stock-Based Comp

$976K

Previous: $823K+18.6%

Revenue & EPS history

Washington Trust · Revenue · Quarterly

$57.8M

Q3 2022+2.2%vs Q3 2021
Beat estimate in 9 of 15 quarters(60%)
ActualEstimate

Revenue by segment

Washington Trust · $11.6M total across 2 segments · Q3 2022

  • Wealth Mgmt
    $9.53M-9.3%
  • Mortgage Banking
    $2.05M-68.0%

Forward guidance

Washington Trust will host a conference call to discuss its third quarter results, business highlights and outlook on Tuesday, October 25, 2022.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2022

Historical avgQ3 2022

+0.2%

Avg return

Earnings day

+0.3%

Avg return

5 days after

+1.1%

Avg return

30 days after

50%

33 / 66 earnings

Positive

+12.8%

Q4 2025

Best reaction

-12.5%

Q1 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.3%-14.3%-10.8%
Q4 2025+12.8%+18.3%+11.6%
Q3 2025+2.9%+3.7%-0.6%
Q2 2025-2.7%-2.4%+3.1%
Q1 2025-3.6%+1.9%+3.6%
Q4 2024-0.8%+2.9%-1.1%
Q3 2024+4.1%+3.4%+10.0%
Q2 2024+6.2%+5.4%-2.4%
Q1 2024+3.6%+2.3%+5.8%
Q4 2023-4.1%-0.2%-14.6%
Q3 2023-9.0%-11.4%+7.6%
Q2 2023+2.1%+11.5%-4.3%
Q1 2023-12.5%-14.2%-21.8%
Q4 2022-11.1%-11.6%-10.2%
Q3 2022+2.0%+1.4%+2.9%
Q2 2022+5.5%+10.4%+7.0%
Q1 2022-2.7%-5.5%-2.8%
Q4 2021-1.9%-2.6%-6.2%
Q3 2021+1.5%-0.7%+5.1%
Q2 2021-7.2%-4.5%+3.8%
Q1 2021+2.3%+4.8%+7.6%
Q4 2020-1.5%-3.0%+5.3%
Q3 2020+2.6%+8.0%+17.8%
Q2 2020+12.0%+8.3%+10.9%
Q1 2020+7.6%+2.8%+2.9%
Q4 2019-7.6%-7.6%-9.8%
Q3 2019+3.7%+1.9%+6.7%
Q2 2019-6.5%-2.9%-7.9%
Q1 2019+2.8%+2.6%+5.0%
Q4 2018-3.8%-1.0%-1.4%
Q3 2018-3.1%-4.8%-4.7%
Q2 2018+3.2%-0.5%+0.8%
Q1 2018+0.5%+1.1%+4.4%
Q4 2017-0.3%+1.8%-2.6%
Q3 2017-6.8%-3.2%-6.5%
Q2 2017+7.1%+6.2%-0.4%
Q1 2017+0.9%-3.8%-4.5%
Q4 2016+8.1%+2.2%+2.9%
Q3 2016+10.7%+10.9%+28.7%
Q2 2016-3.9%-3.5%+5.0%
Q1 2016-1.6%
Q4 2015+7.0%
Q3 2015-2.1%
Q2 2015+2.9%
Q1 2015-0.2%
Q4 2014-1.8%
Q3 2014+2.2%
Q2 2014-2.4%
Q1 2014-0.3%
Q4 2013-3.8%
Q3 2013+3.4%
Q2 2013-0.5%
Q1 2013-0.4%
Q4 2009-0.1%
Q4 2011-0.1%
Q4 2012+0.5%
Q3 2012+0.5%
Q2 2012-0.8%
Q1 2011+0.2%
Q1 2012+1.8%
Q3 2011+2.4%
Q3 2010+2.4%
Q2 2011-3.2%
Q4 2010-3.2%
Q2 2010-3.2%
Q1 2010+0.1%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro