NASDAQ$WASH

Washington Trust Bancorp Inc · Q1 2025 earnings

Q1 2025 earnings · · Before market open · Investor relations

Briefing

Washington Trust Bancorp reported Q1 2025 revenue of $36.4M, net income of $12.2M, diluted EPS of $0.63.

For Q1 2025, Washington Trust Bancorp reported Revenue was $36.4M, net income was $12.2M, diluted EPS was $0.63. Management discusses segment trends, liquidity, and outlook in the quarterly filing.

  • Revenue $36.4M for Q1 2025.
  • Net income $12.2M.
  • Diluted EPS $0.63.

Headline financials

Total Revenue

$59.1M

Previous: $48.8M+21.0%
EPS (adj)

$0.63

Previous: $0.64-1.6%
Capital Expenditures

-$88K

Previous: -$626K+85.9%
Net Income

$12.2M

Previous: $10.9M+11.4%
Operating Income

$15.7M

Previous: $4.45M+252.0%

Revenue & EPS history

Washington Trust · Revenue · Quarterly

$59.1M

Q1 2025+21%vs Q1 2024
Beat estimate in 9 of 15 quarters(60%)
ActualEstimate

Revenue by segment

Washington Trust · $11.1M total across 2 segments · Q3 2023

  • Wealth Mgmt
    $8.95M-6.1%
  • Mortgage Banking
    $2.11M+3.0%

Forward guidance

Insurance and annuity outlook depends on spreads, hedging, and reserve mechanics under LDTI.

Tailwinds

  • Fee and spread income on retirement assets.
  • Capital generation when markets cooperate.

Headwinds

  • Hedge and MRB volatility can swing GAAP earnings.
  • Rate and equity moves affect DAC and reserves.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2025

Historical avgQ1 2025

+0.2%

Avg return

Earnings day

+0.3%

Avg return

5 days after

+1.1%

Avg return

30 days after

50%

33 / 66 earnings

Positive

+12.8%

Q4 2025

Best reaction

-12.5%

Q1 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.3%-14.3%-10.8%
Q4 2025+12.8%+18.3%+11.6%
Q3 2025+2.9%+3.7%-0.6%
Q2 2025-2.7%-2.4%+3.1%
Q1 2025-3.6%+1.9%+3.6%
Q4 2024-0.8%+2.9%-1.1%
Q3 2024+4.1%+3.4%+10.0%
Q2 2024+6.2%+5.4%-2.4%
Q1 2024+3.6%+2.3%+5.8%
Q4 2023-4.1%-0.2%-14.6%
Q3 2023-9.0%-11.4%+7.6%
Q2 2023+2.1%+11.5%-4.3%
Q1 2023-12.5%-14.2%-21.8%
Q4 2022-11.1%-11.6%-10.2%
Q3 2022+2.0%+1.4%+2.9%
Q2 2022+5.5%+10.4%+7.0%
Q1 2022-2.7%-5.5%-2.8%
Q4 2021-1.9%-2.6%-6.2%
Q3 2021+1.5%-0.7%+5.1%
Q2 2021-7.2%-4.5%+3.8%
Q1 2021+2.3%+4.8%+7.6%
Q4 2020-1.5%-3.0%+5.3%
Q3 2020+2.6%+8.0%+17.8%
Q2 2020+12.0%+8.3%+10.9%
Q1 2020+7.6%+2.8%+2.9%
Q4 2019-7.6%-7.6%-9.8%
Q3 2019+3.7%+1.9%+6.7%
Q2 2019-6.5%-2.9%-7.9%
Q1 2019+2.8%+2.6%+5.0%
Q4 2018-3.8%-1.0%-1.4%
Q3 2018-3.1%-4.8%-4.7%
Q2 2018+3.2%-0.5%+0.8%
Q1 2018+0.5%+1.1%+4.4%
Q4 2017-0.3%+1.8%-2.6%
Q3 2017-6.8%-3.2%-6.5%
Q2 2017+7.1%+6.2%-0.4%
Q1 2017+0.9%-3.8%-4.5%
Q4 2016+8.1%+2.2%+2.9%
Q3 2016+10.7%+10.9%+28.7%
Q2 2016-3.9%-3.5%+5.0%
Q1 2016-1.6%
Q4 2015+7.0%
Q3 2015-2.1%
Q2 2015+2.9%
Q1 2015-0.2%
Q4 2014-1.8%
Q3 2014+2.2%
Q2 2014-2.4%
Q1 2014-0.3%
Q4 2013-3.8%
Q3 2013+3.4%
Q2 2013-0.5%
Q1 2013-0.4%
Q4 2009-0.1%
Q4 2011-0.1%
Q4 2012+0.5%
Q3 2012+0.5%
Q2 2012-0.8%
Q1 2011+0.2%
Q1 2012+1.8%
Q3 2011+2.4%
Q3 2010+2.4%
Q2 2011-3.2%
Q4 2010-3.2%
Q2 2010-3.2%
Q1 2010+0.1%

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