NASDAQ$VLY

Valley National Bancorp · Q1 2023 earnings

Q1 2023 earnings · · Investor relations

Briefing

Valley National's financial performance remained strong, marked by increased loan portfolio and stable deposits amidst market fluctuations.

Valley National Bancorp reported a net income of $146.6 million for Q1 2023, or $0.28 per diluted common share. The loan portfolio increased by $1.7 billion, and total deposits remained relatively unchanged at $47.6 billion. The bank navigated market turmoil with a diversified balance sheet and a focus on relationship-based banking.

  • Net income for Q1 2023 was reported at $146.6 million, or $0.28 per diluted common share.
  • Total loans increased by $1.7 billion to $48.7 billion, driven by commercial loan growth.
  • Total deposits remained stable at $47.6 billion, with a diversified deposit base.
  • Net interest income decreased to $437.5 million due to rising interest rates and excess cash liquidity.

Headline financials

Total Revenue

$490M

Previous: $357M+37.4%
EPS (adj)

$0.30

Previous: $0.28+7.1%
Net interest margin (FTE)

3.2%

No prior period
Efficiency ratio

53.8%

Previous: 55.3%-2.7%
Capital Expenditures

-$18.3M

Previous: -$22.7M+19.7%
Free Cash Flow

$128M

Previous: $94M+36.5%
Net Income

$147M

Previous: $117M+25.5%
Operating Income

$164M

Previous: $279M-41.1%
Gross Profit

$490M

Previous: $354M+38.6%
Cash & Equivalents

$5.71B

Previous: $731M+680.6%
Total Assets

$64.3B

Previous: $43.6B+47.7%
Stock-Based Comp

$8.09M

Previous: $7.26M+11.4%

Revenue & EPS history

Valley National · Revenue · Quarterly

$490M

Q1 2023+37.4%vs Q1 2022
Beat estimate in 7 of 15 quarters(47%)
ActualEstimate

Revenue by segment

Valley National · $45.2B total across 4 segments · Q3 2022

  • Total commercial real estate
    $28.1B
  • Commercial and industrial loans
    $8.7B+2709.1%
  • Residential mortgage
    $5.18B
  • Total consumer loans
    $3.24B

Forward guidance

Valley National did not provide specific forward guidance in this earnings report. The CEO expressed confidence in the team's ability to navigate market conditions and maintain stability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2023

Historical avgQ1 2023

-0.2%

Avg return

Earnings day

+0.2%

Avg return

5 days after

+1.6%

Avg return

30 days after

50%

34 / 68 earnings

Positive

+9.3%

Q1 2023

Best reaction

-8.3%

Q1 2013

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+3.9%+2.8%+2.2%
Q4 2025+3.0%+7.1%+2.8%
Q3 2025+4.3%+10.5%+6.3%
Q1 2025+1.2%+0.5%+0.8%
Q4 2024-0.2%+4.1%-2.7%
Q3 2024+1.6%+5.0%+15.8%
Q2 2024+5.1%+4.7%+13.5%
Q1 2024-6.6%-10.6%-6.1%
Q4 2023-4.3%-3.4%-21.9%
Q3 2023+0.1%+0.4%+13.2%
Q2 2023-1.4%-3.8%-15.0%
Q1 2023+9.3%-14.9%-11.0%
Q4 2022+3.0%+7.0%+5.5%
Q3 2022+3.0%+2.8%+8.4%
Q2 2022+4.1%+4.1%+8.0%
Q1 2022-2.0%-1.8%+4.5%
Q4 2021-5.7%-4.3%-3.4%
Q3 2021-1.2%+3.9%+3.6%
Q2 2021-0.9%-1.4%+1.1%
Q1 2021-1.6%+2.1%+2.4%
Q4 2020-1.7%+0.8%+17.9%
Q3 2020+5.8%-1.0%+20.4%
Q2 2020+3.5%-0.8%-0.4%
Q1 2020-4.6%-8.0%-3.9%
Q4 2019-3.4%+0.0%-14.7%
Q3 2019+0.3%+2.9%+2.1%
Q2 2019+1.2%+1.8%-7.8%
Q1 2019+0.3%+1.3%-1.5%
Q4 2018-2.5%-1.1%+2.0%
Q3 2018+0.3%+5.1%+4.8%
Q2 2018-6.1%-7.8%-5.1%
Q1 2018+3.2%+1.7%+3.9%
Q4 2017+4.7%+2.9%+5.8%
Q3 2017-2.4%-3.7%-5.4%
Q2 2017-5.9%-4.2%-9.1%
Q1 2017+0.4%-0.7%-5.0%
Q4 2016+6.8%+5.7%+9.0%
Q3 2016+1.4%+0.9%+16.7%
Q2 2016-0.8%-1.0%+4.6%
Q1 2016-6.7%
Q4 2015+0.7%
Q3 2015+5.8%
Q2 2015-1.8%
Q1 2015-2.0%
Q4 2014-1.2%
Q3 2014-0.3%
Q2 2014-0.6%
Q1 2014-6.9%
Q4 2013-1.8%
Q3 2013-4.1%
Q2 2013+3.8%
Q1 2013-8.3%
Q4 2012-0.2%
Q3 2012-0.4%
Q2 2012-0.3%
Q1 2012+0.1%
Q4 2011+0.5%
Q4 2008+0.5%
Q3 2011+3.8%
Q2 2011-2.7%
Q1 2010+0.4%
Q1 2011+0.3%
Q4 2010-1.6%
Q3 2010-2.9%
Q3 2009-2.9%
Q4 2009+0.1%
Q2 2010+0.1%
Q2 2009+0.1%

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