NASDAQ$VLY

Valley National Bancorp · Q1 2021 earnings

Q1 2021 earnings · · Investor relations

Briefing

Valley National Bancorp's net income increased by 33 percent and net interest margin was strong in Q1 2021.

Valley National Bancorp reported a strong first quarter in 2021, with net income increasing by 33% compared to the first quarter of 2020. The company's net interest margin also showed positive growth, driven by strategic loan origination, effective management of funding costs, and a focus on operating efficiencies.

  • Net income for the first quarter 2021 was $115.7 million, or $0.28 per diluted common share.
  • Net interest income on a tax equivalent basis increased to $293.6 million.
  • Loans increased $469.3 million to $32.7 billion.
  • The efficiency ratio was 49.46 percent for the first quarter 2021.

Headline financials

Total Revenue

$324M

Previous: $307M+5.6%
EPS (adj)

$0.28

Previous: $0.21+33.3%
Net interest margin (FTE)

3.1%

No prior period
Efficiency ratio

49.5%

Previous: 50.8%-2.5%
Capital Expenditures

-$8.04M

Previous: -$9.24M+12.9%
Free Cash Flow

$108M

Previous: $78M+38.0%
Net Income

$116M

Previous: $87.3M+32.6%
Operating Income

$229M

Previous: $150M+52.7%
Gross Profit

$315M

Previous: $273M+15.5%
Cash & Equivalents

$1.63B

Previous: $1.01B+62.6%
Total Assets

$41.2B

Previous: $39.1B+5.3%
Stock-Based Comp

$5.47M

Previous: $3.68M+48.3%

Revenue & EPS history

Valley National · Revenue · Quarterly

$324M

Q1 2021+5.6%vs Q1 2020
Beat estimate in 8 of 16 quarters(50%)
ActualEstimate

Revenue by segment

Valley National · $32.7B total across 4 segments · Q1 2021

  • Total commercial real estate
    $18.7B
  • Commercial and industrial loans
    $7.15B+2046.3%
  • Residential mortgage
    $4.06B
  • Total consumer loans
    $2.77B

Forward guidance

Valley National Bancorp is positioned for continued success in 2021 due to its loan origination activities, ability to manage funding costs, and focus on operating efficiencies and new technologies.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2021

Historical avgQ1 2021

-0.2%

Avg return

Earnings day

+0.2%

Avg return

5 days after

+1.6%

Avg return

30 days after

50%

34 / 68 earnings

Positive

+9.3%

Q1 2023

Best reaction

-8.3%

Q1 2013

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+3.9%+2.8%+2.2%
Q4 2025+3.0%+7.1%+2.8%
Q3 2025+4.3%+10.5%+6.3%
Q1 2025+1.2%+0.5%+0.8%
Q4 2024-0.2%+4.1%-2.7%
Q3 2024+1.6%+5.0%+15.8%
Q2 2024+5.1%+4.7%+13.5%
Q1 2024-6.6%-10.6%-6.1%
Q4 2023-4.3%-3.4%-21.9%
Q3 2023+0.1%+0.4%+13.2%
Q2 2023-1.4%-3.8%-15.0%
Q1 2023+9.3%-14.9%-11.0%
Q4 2022+3.0%+7.0%+5.5%
Q3 2022+3.0%+2.8%+8.4%
Q2 2022+4.1%+4.1%+8.0%
Q1 2022-2.0%-1.8%+4.5%
Q4 2021-5.7%-4.3%-3.4%
Q3 2021-1.2%+3.9%+3.6%
Q2 2021-0.9%-1.4%+1.1%
Q1 2021-1.6%+2.1%+2.4%
Q4 2020-1.7%+0.8%+17.9%
Q3 2020+5.8%-1.0%+20.4%
Q2 2020+3.5%-0.8%-0.4%
Q1 2020-4.6%-8.0%-3.9%
Q4 2019-3.4%+0.0%-14.7%
Q3 2019+0.3%+2.9%+2.1%
Q2 2019+1.2%+1.8%-7.8%
Q1 2019+0.3%+1.3%-1.5%
Q4 2018-2.5%-1.1%+2.0%
Q3 2018+0.3%+5.1%+4.8%
Q2 2018-6.1%-7.8%-5.1%
Q1 2018+3.2%+1.7%+3.9%
Q4 2017+4.7%+2.9%+5.8%
Q3 2017-2.4%-3.7%-5.4%
Q2 2017-5.9%-4.2%-9.1%
Q1 2017+0.4%-0.7%-5.0%
Q4 2016+6.8%+5.7%+9.0%
Q3 2016+1.4%+0.9%+16.7%
Q2 2016-0.8%-1.0%+4.6%
Q1 2016-6.7%
Q4 2015+0.7%
Q3 2015+5.8%
Q2 2015-1.8%
Q1 2015-2.0%
Q4 2014-1.2%
Q3 2014-0.3%
Q2 2014-0.6%
Q1 2014-6.9%
Q4 2013-1.8%
Q3 2013-4.1%
Q2 2013+3.8%
Q1 2013-8.3%
Q4 2012-0.2%
Q3 2012-0.4%
Q2 2012-0.3%
Q1 2012+0.1%
Q4 2011+0.5%
Q4 2008+0.5%
Q3 2011+3.8%
Q2 2011-2.7%
Q1 2010+0.4%
Q1 2011+0.3%
Q4 2010-1.6%
Q3 2010-2.9%
Q3 2009-2.9%
Q4 2009+0.1%
Q2 2010+0.1%
Q2 2009+0.1%

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