NASDAQ$UVSP
Univest Financial Corporation · Q4 2021 earnings
Q4 2021 earnings · · Investor relations
Briefing
Net income decreased compared to the same quarter last year, while loan growth continued.
Univest Financial Corporation reported a decrease in net income for the fourth quarter of 2021, with $17.4 million, or $0.59 diluted earnings per share, compared to $25.9 million, or $0.88 diluted earnings per share, for the fourth quarter of 2020. However, gross loans and leases, excluding PPP loans, increased by 9.4% from December 31, 2020. Total deposits also increased by 15.5% from December 31, 2020.
- Net income for the quarter ended December 31, 2021 was $17.4 million, or $0.59 diluted earnings per share.
- Gross loans and leases, excluding PPP loans, increased $455.2 million, or 9.4%, from December 31, 2020.
- Total deposits increased $812.4 million, or 15.5%, from December 31, 2020.
- Net interest income of $47.5 million for the three months ended December 31, 2021 increased $3.0 million, or 6.7%, from the three months ended December 31, 2020.
Headline financials
Revenue & EPS history
Univest · Revenue · Quarterly
$66.7M
Revenue by segment
Univest · $19.2M total across 8 segments · Q4 2021
- Investment Advisory$4.89M—25.5%
- Insurance Fees$3.73M—19.4%
- Other Service Fees$2.76M—14.4%
- Mortgage Banking Gains$2.52M—13.1%
- Trust Fee Income$2.09M—10.9%
- Deposit Service Charges$1.49M—7.7%
- Other Income$1.01M—5.3%
- BOLI Income$719K—3.7%
Forward guidance
Univest will host a conference call to discuss fourth quarter and year end 2021 results on Thursday, January 27, 2022 at 9:00 a.m. EST.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2021
+0.4%
Avg return
Earnings day
+1.3%
Avg return
5 days after
+2.9%
Avg return
30 days after
57%
37 / 65 earnings
Positive
+6.6%
Q1 2010
Best reaction
-6.0%
Q2 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +2.1% | +0.3% | +4.6% | |
| Q4 2025 | -2.1% | +5.6% | +0.4% | |
| Q3 2025 | -0.4% | +1.7% | +5.0% | |
| Q1 2025 | +3.3% | +4.7% | +3.3% | |
| Q4 2024 | -0.3% | +1.5% | -1.0% | |
| Q3 2024 | +3.4% | +4.7% | +15.3% | |
| Q2 2024 | +1.1% | +1.8% | +2.1% | |
| Q1 2024 | +2.8% | +6.7% | +12.0% | |
| Q4 2023 | +2.0% | +4.6% | -5.3% | |
| Q3 2023 | +2.2% | -1.8% | +11.9% | |
| Q2 2023 | +0.5% | -1.1% | -9.3% | |
| Q1 2023 | -3.4% | -6.3% | -12.3% | |
| Q4 2022 | +3.0% | +3.0% | +9.7% | |
| Q3 2022 | +5.1% | +5.8% | +5.4% | |
| Q2 2022 | -6.0% | -6.4% | -3.1% | |
| Q1 2022 | +0.8% | +1.0% | +3.7% | |
| Q4 2021 | -4.6% | -2.5% | -4.7% | |
| Q3 2021 | -0.4% | +3.4% | -1.7% | |
| Q2 2021 | +2.3% | -0.4% | +3.3% | |
| Q1 2021 | +1.7% | +7.2% | +6.9% | |
| Q4 2020 | -1.1% | -0.3% | +10.1% | |
| Q3 2020 | +2.9% | +5.6% | +27.2% | |
| Q2 2020 | +2.8% | -1.9% | +2.1% | |
| Q1 2020 | -0.4% | +8.7% | +0.4% | |
| Q4 2019 | -3.3% | -5.7% | -4.9% | |
| Q3 2019 | +2.2% | +2.5% | +1.0% | |
| Q2 2019 | +4.1% | +5.0% | -2.4% | |
| Q1 2019 | -1.3% | +4.4% | +1.5% | |
| Q4 2018 | +5.5% | +5.3% | +15.7% | |
| Q3 2018 | +3.3% | +6.1% | +6.8% | |
| Q2 2018 | +1.8% | -0.4% | +3.4% | |
| Q1 2018 | +1.9% | +0.2% | +3.3% | |
| Q4 2017 | +0.7% | -0.9% | -0.9% | |
| Q3 2017 | -3.5% | -9.3% | -9.4% | |
| Q2 2017 | +0.0% | +0.7% | -3.1% | |
| Q1 2017 | +5.9% | +3.1% | -2.8% | |
| Q4 2016 | +0.7% | -2.6% | -2.9% | |
| Q3 2016 | -1.3% | -0.4% | +18.0% | |
| Q2 2016 | -3.5% | -3.0% | +3.1% | |
| Q1 2016 | -2.2% | — | — | |
| Q4 2015 | +0.3% | — | — | |
| Q3 2015 | +1.8% | — | — | |
| Q2 2015 | +1.0% | — | — | |
| Q1 2015 | +0.4% | — | — | |
| Q4 2014 | +1.8% | — | — | |
| Q3 2014 | +1.7% | — | — | |
| Q2 2014 | -1.7% | — | — | |
| Q1 2014 | -2.0% | — | — | |
| Q4 2013 | -3.2% | — | — | |
| Q3 2013 | +5.0% | — | — | |
| Q2 2013 | -0.1% | — | — | |
| Q1 2013 | +1.0% | — | — | |
| Q4 2012 | -3.8% | — | — | |
| Q3 2012 | -1.9% | — | — | |
| Q2 2012 | -1.4% | — | — | |
| Q1 2011 | +0.7% | — | — | |
| Q1 2012 | +2.4% | — | — | |
| Q4 2009 | -1.2% | — | — | |
| Q4 2010 | -1.2% | — | — | |
| Q4 2011 | -1.2% | — | — | |
| Q3 2010 | -4.7% | — | — | |
| Q3 2011 | -4.7% | — | — | |
| Q2 2011 | +1.4% | — | — | |
| Q2 2010 | +1.4% | — | — | |
| Q1 2010 | +6.6% | — | — |
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