NASDAQ$UVSP

Univest Financial Corporation · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

Net income increased and loan portfolio saw growth.

Univest Financial Corporation reported a net income of $18.6 million, or $0.63 diluted earnings per share, for the quarter ended September 30, 2024, compared to a net income of $17.0 million, or $0.58 diluted earnings per share, for the quarter ended September 30, 2023. Gross loans and leases increased $45.9 million, or 0.7% from June 30, 2024.

  • Net income for the quarter ended September 30, 2024 was $18.6 million, or $0.63 diluted earnings per share.
  • Gross loans and leases increased $45.9 million, or 0.7% from June 30, 2024.
  • Total deposits increased $358.8 million, or 5.5% from June 30, 2024.
  • Noninterest income increased $1.5 million, or 7.8%, from the comparable period in the prior year.

Headline financials

Total Revenue

$73.4M

Previous: $72.3M+1.5%
EPS (adj)

$0.63

Previous: $0.58+8.6%
Capital Expenditures

-$615K

Previous: -$946K+35.0%
Free Cash Flow

$18.6M

Previous: $17M+9.2%
Net Income

$18.6M

Previous: $17M+9.2%
Operating Income

$3.57M

Previous: $10.8M-66.9%
Gross Profit

$71.9M

Previous: $70.3M+2.4%
Cash & Equivalents

$505M

Previous: $290M+73.8%
Total Assets

$8.21B

Previous: $7.83B+4.8%
Stock-Based Comp

$1.18M

Previous: $1.11M+6.2%

Revenue & EPS history

Univest · Revenue · Quarterly

$73.4M

Q3 2024+1.5%vs Q3 2023
Beat estimate in 9 of 15 quarters(60%)
ActualEstimate

Revenue by segment

Univest · $18.7M total across 8 segments · Q3 2023

  • Insurance Fees
    $4.85M
  • Investment Advisory
    $4.84M
  • Other Service Fees
    $3.02M
  • Trust Fee Income
    $1.91M
  • Deposit Service Charges
    $1.82M
  • Mortgage Banking Gains
    $1.22M
  • BOLI Income
    $806K
  • Other Income
    $228K

Forward guidance

The press release does not contain specific forward guidance. Therefore, forward guidance has not been specified.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

+0.4%

Avg return

Earnings day

+1.3%

Avg return

5 days after

+2.9%

Avg return

30 days after

57%

37 / 65 earnings

Positive

+6.6%

Q1 2010

Best reaction

-6.0%

Q2 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+2.1%+0.3%+4.6%
Q4 2025-2.1%+5.6%+0.4%
Q3 2025-0.4%+1.7%+5.0%
Q1 2025+3.3%+4.7%+3.3%
Q4 2024-0.3%+1.5%-1.0%
Q3 2024+3.4%+4.7%+15.3%
Q2 2024+1.1%+1.8%+2.1%
Q1 2024+2.8%+6.7%+12.0%
Q4 2023+2.0%+4.6%-5.3%
Q3 2023+2.2%-1.8%+11.9%
Q2 2023+0.5%-1.1%-9.3%
Q1 2023-3.4%-6.3%-12.3%
Q4 2022+3.0%+3.0%+9.7%
Q3 2022+5.1%+5.8%+5.4%
Q2 2022-6.0%-6.4%-3.1%
Q1 2022+0.8%+1.0%+3.7%
Q4 2021-4.6%-2.5%-4.7%
Q3 2021-0.4%+3.4%-1.7%
Q2 2021+2.3%-0.4%+3.3%
Q1 2021+1.7%+7.2%+6.9%
Q4 2020-1.1%-0.3%+10.1%
Q3 2020+2.9%+5.6%+27.2%
Q2 2020+2.8%-1.9%+2.1%
Q1 2020-0.4%+8.7%+0.4%
Q4 2019-3.3%-5.7%-4.9%
Q3 2019+2.2%+2.5%+1.0%
Q2 2019+4.1%+5.0%-2.4%
Q1 2019-1.3%+4.4%+1.5%
Q4 2018+5.5%+5.3%+15.7%
Q3 2018+3.3%+6.1%+6.8%
Q2 2018+1.8%-0.4%+3.4%
Q1 2018+1.9%+0.2%+3.3%
Q4 2017+0.7%-0.9%-0.9%
Q3 2017-3.5%-9.3%-9.4%
Q2 2017+0.0%+0.7%-3.1%
Q1 2017+5.9%+3.1%-2.8%
Q4 2016+0.7%-2.6%-2.9%
Q3 2016-1.3%-0.4%+18.0%
Q2 2016-3.5%-3.0%+3.1%
Q1 2016-2.2%
Q4 2015+0.3%
Q3 2015+1.8%
Q2 2015+1.0%
Q1 2015+0.4%
Q4 2014+1.8%
Q3 2014+1.7%
Q2 2014-1.7%
Q1 2014-2.0%
Q4 2013-3.2%
Q3 2013+5.0%
Q2 2013-0.1%
Q1 2013+1.0%
Q4 2012-3.8%
Q3 2012-1.9%
Q2 2012-1.4%
Q1 2011+0.7%
Q1 2012+2.4%
Q4 2009-1.2%
Q4 2010-1.2%
Q4 2011-1.2%
Q3 2010-4.7%
Q3 2011-4.7%
Q2 2011+1.4%
Q2 2010+1.4%
Q1 2010+6.6%

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