NASDAQ$UMBF
UMB Financial Corp · Q2 2021 earnings
Q2 2021 earnings · · Investor relations
Briefing
UMB Financial reported second quarter net income, demonstrating benefits from diverse business model and validating investment thesis with above-peer loan growth and strong fee income.
UMB Financial Corporation reported a net income of $87.4 million for the second quarter of 2021, with earnings per diluted share at $1.79. The results reflect an increase compared to the second quarter of 2020, driven by growth in average loans and deposits, and an increase in noninterest income. The board of directors also announced a 15.6% increase in the quarterly cash dividend.
- GAAP net income was $87.4 million, or $1.79 per diluted share.
- Pre-tax, pre-provision (PTPP) income was $131.3 million, an increase of $41.2 million.
- Quarterly average loan balances increased $1.7 billion, or 11.4%.
- Quarterly average deposits grew 22.0% to $27.8 billion.
Headline financials
Revenue & EPS history
UMB Financial · Revenue · Quarterly
$333M
Revenue by segment
UMB Financial · $132M total across 3 segments · Q2 2021
- Institutional Banking$68.7M—52.2%
- Commercial Banking$36.4M—27.7%
- Personal Banking$26.5M—20.1%
Forward guidance
No specific forward guidance mentioned in the provided document.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q2 2021
+0.2%
Avg return
Earnings day
-0.4%
Avg return
5 days after
+2.6%
Avg return
30 days after
55%
38 / 69 earnings
Positive
+8.1%
Q4 2015
Best reaction
-9.6%
Q3 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -0.9% | +3.2% | +4.7% | |
| Q4 2025 | +0.0% | +2.6% | -7.2% | |
| Q3 2025 | -3.4% | -4.4% | -1.1% | |
| Q1 2025 | +3.4% | +5.8% | +9.0% | |
| Q4 2024 | +0.8% | -6.9% | -9.3% | |
| Q3 2024 | +3.8% | +1.1% | +17.7% | |
| Q2 2024 | +4.1% | -4.6% | +5.0% | |
| Q1 2024 | -4.2% | -0.7% | -5.1% | |
| Q4 2023 | -1.2% | -1.5% | -2.2% | |
| Q3 2023 | +2.0% | +1.7% | +17.2% | |
| Q2 2023 | +4.6% | +1.9% | -7.2% | |
| Q1 2023 | +6.2% | +9.8% | +2.4% | |
| Q4 2022 | +1.6% | +1.5% | +5.4% | |
| Q3 2022 | -9.6% | -9.2% | -5.4% | |
| Q2 2022 | -0.4% | -1.4% | +1.5% | |
| Q1 2022 | +0.3% | -3.8% | -2.6% | |
| Q4 2021 | -6.8% | -4.9% | -4.1% | |
| Q3 2021 | -6.7% | -4.7% | +3.6% | |
| Q2 2021 | +5.0% | +6.3% | +2.5% | |
| Q1 2021 | +1.2% | +1.8% | +1.4% | |
| Q4 2020 | -4.1% | -2.8% | +18.5% | |
| Q3 2020 | +0.0% | +4.1% | +21.9% | |
| Q2 2020 | +6.4% | +6.3% | +18.8% | |
| Q1 2020 | +8.1% | +2.2% | +9.0% | |
| Q4 2019 | +3.8% | +2.5% | -5.8% | |
| Q3 2019 | +1.0% | -1.3% | +1.6% | |
| Q2 2019 | +1.5% | -2.4% | -6.8% | |
| Q1 2019 | +3.8% | +6.4% | -0.9% | |
| Q4 2018 | -7.2% | -5.6% | +0.5% | |
| Q3 2018 | -5.3% | -4.9% | +1.6% | |
| Q2 2018 | -7.1% | -9.6% | -4.5% | |
| Q1 2018 | +1.4% | +1.4% | +2.9% | |
| Q4 2017 | +3.6% | +2.7% | +0.3% | |
| Q3 2017 | -1.7% | +0.4% | -2.7% | |
| Q2 2017 | -4.7% | -4.9% | -9.4% | |
| Q1 2017 | +0.1% | -5.7% | -7.3% | |
| Q4 2016 | +5.3% | +5.6% | +9.5% | |
| Q3 2016 | -1.2% | -2.3% | +21.9% | |
| Q2 2016 | +1.2% | -0.1% | +7.8% | |
| Q1 2016 | +3.9% | — | — | |
| Q4 2015 | +8.1% | — | — | |
| Q3 2015 | -1.9% | — | — | |
| Q2 2015 | +0.2% | — | — | |
| Q1 2015 | -3.0% | — | — | |
| Q4 2014 | -7.6% | — | — | |
| Q3 2014 | +4.1% | — | — | |
| Q2 2014 | -0.6% | — | — | |
| Q1 2014 | -0.5% | — | — | |
| Q4 2013 | -6.7% | — | — | |
| Q3 2013 | +2.1% | — | — | |
| Q2 2013 | +1.7% | — | — | |
| Q1 2013 | +5.5% | — | — | |
| Q4 2012 | -3.0% | — | — | |
| Q3 2012 | -3.5% | — | — | |
| Q2 2012 | +2.3% | — | — | |
| Q1 2012 | +1.4% | — | — | |
| Q4 2011 | -0.5% | — | — | |
| Q3 2011 | +1.3% | — | — | |
| Q2 2011 | -6.2% | — | — | |
| Q1 2011 | +0.9% | — | — | |
| Q4 2008 | +1.3% | — | — | |
| Q4 2009 | +1.3% | — | — | |
| Q4 2010 | +1.3% | — | — | |
| Q3 2010 | +5.4% | — | — | |
| Q3 2009 | +5.4% | — | — | |
| Q2 2010 | -1.6% | — | — | |
| Q2 2009 | -1.6% | — | — | |
| Q1 2010 | -1.9% | — | — | |
| Q1 2009 | -1.9% | — | — |
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